Credit Cards for Fair and Average Credit

The credit cards listed here are for those of you with a score between 650 to 700 (just below prime). Use our filter to find high limit cards and sort by APR and annual fee.

Indigo® Platinum Mastercard® Credit Card

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Annual Fee: $0 to $99 
$0 to $99 
APR: 23.9%*(V) 
23.9%*(V) 
How Do You Earn Points:  
 
Intro APR (BT):  
 
Intro APR (Purchase):  
 
Credit Needed: 540-680 
540-680 
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Milestone Mastercard®

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Annual Fee: $35 to $99 
$35 to $99 
APR: 23.9%*(V) 
23.9%*(V) 
How Do You Earn Points:  
 
Intro APR (BT):  
 
Intro APR (Purchase):  
 
Credit Needed: 540-680 
540-680 
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Credit One Bank® Platinum Visa® With Cash Back Rewards

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Annual Fee: $0 to $99 
$0 to $99 
APR: 19.74% to 25.74%*(V) 
19.74% to 25.74%*(V) 
How Do You Earn Points:  
 
Intro APR (BT): N.A. 
N.A. 
Intro APR (Purchase): N.A.* 
N.A.* 
Credit Needed: Fair Credit 
Fair Credit 
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Fingerhut Credit Account

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Annual Fee: $0 
$0 
APR: 24.9%*(V) 
24.9%*(V) 
How Do You Earn Points:  
 
Intro APR (BT): N.A. 
N.A. 
Intro APR (Purchase): N.A. 
N.A. 
Credit Needed: Bad Credit 
Bad Credit 
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Capital One® Platinum Credit Card

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Annual Fee: $0 
$0 
APR: 24.99%*(V) 
24.99%*(V) 
How Do You Earn Points:  
 
Intro APR (BT): N.A. 
N.A. 
Intro APR (Purchase):  
 
Credit Needed: Fair Credit 
Fair Credit 
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Ollo Platinum MasterCard®

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Annual Fee: $0 
$0 
APR:  
 
How Do You Earn Points:  
 
Intro APR (BT):  
 
Intro APR (Purchase):  
 
Credit Needed: Poor/Average 
Poor/Average 
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Ollo Rewards MasterCard® Credit Card

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Annual Fee: $39 
$39 
APR:  
 
How Do You Earn Points:  
 
Intro APR (BT):  
 
Intro APR (Purchase):  
 
Credit Needed: Fair Credit 
Fair Credit 
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Slate® from Chase

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Annual Fee: $0 
$0 
APR: 11.99% to 21.99%*(variable) 
11.99% to 21.99%*(variable) 
How Do You Earn Points:  
 
Intro APR (BT): 0% 
0% 
Intro APR (Purchase): 0% 
0% 
Credit Needed: Fair Credit 
Fair Credit 
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American Express Green Card

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Annual Fee: $95 (Y1=$0) 
$95 (Y1=$0) 
APR: N.A. 
N.A. 
How Do You Earn Points:  
 
Intro APR (BT): N.A. 
N.A. 
Intro APR (Purchase): N.A. 
N.A. 
Credit Needed: Fair Credit 
Fair Credit 
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Gold Delta Skymiles® Credit Card from American Express

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Annual Fee: $0 intro annual fee for the first year, then $95 
$0 intro annual fee for the first year, then $95 
APR: 15.24% to 19.24%*(variable) 
15.24% to 19.24%*(variable) 
How Do You Earn Points:  
 
Intro APR (BT): N.A. 
N.A. 
Intro APR (Purchase): N.A. 
N.A. 
Credit Needed: Fair Credit 
Fair Credit 
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Annual Fee: $0 
$0 
APR: 24.50% 
24.50% 
How Do You Earn Points:  
 
Intro APR (BT): N.A. 
N.A. 
Intro APR (Purchase): N.A. 
N.A. 
Credit Needed: Fair Credit 
Fair Credit 
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Shell Drive For Five

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Annual Fee: $0* 
$0* 
APR: 24.99%*(variable) 
24.99%*(variable) 
How Do You Earn Points:  
 
Intro APR (BT): N.A. 
N.A. 
Intro APR (Purchase): N.A. 
N.A. 
Credit Needed: Average 
Average 
 

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