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Cruise Credit Cards

Below is a list of cruise credit cards from various cruise lines that have affinity credit cards. The points you earn from these cards can help you redeem for free cruises, room upgrades.

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Carnival® Mastercard®

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Annual Fee: $0 
$0 
APR: 15.99%, 20.99% or 25.99%*V 
15.99%, 20.99% or 25.99%*V 
Foreign Transaction Fee: 0% 
0% 
How Do You Earn Points:  
 
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Princess Cruises Rewards Visa® Card

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Annual Fee: $0 
$0 
APR: 15.99%, 20.99% or 25.99%*V 
15.99%, 20.99% or 25.99%*V 
Foreign Transaction Fee: 0% 
0% 
How Do You Earn Points:  
 
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Royal Caribbean Visa Signature® Card

Picture of Item Reviewed
Annual Fee: $0 
$0 
APR: 16.99% to 24.99%*V 
16.99% to 24.99%*V 
Foreign Transaction Fee: 0% 
0% 
How Do You Earn Points:  
 
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Celebrity Cruises® Visa Signature® Credit Card

Picture of Item Reviewed
Annual Fee: $69 
$69 
APR: 16.99% to 24.99%*V 
16.99% to 24.99%*V 
Foreign Transaction Fee: 0% 
0% 
How Do You Earn Points:  
 
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COMPARE

Holland America Line Rewards Visa® Card

Picture of Item Reviewed
Annual Fee: $0 
$0 
APR: 15.99%, 20.99% or 25.99%*V 
15.99%, 20.99% or 25.99%*V 
Foreign Transaction Fee: 0% 
0% 
How Do You Earn Points:  
 
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COMPARE

Norwegian Cruise Line® World Mastercard®

Picture of Item Reviewed
Annual Fee: $0 
$0 
APR: 16.99% to 24.99%*V 
16.99% to 24.99%*V 
Foreign Transaction Fee: 3% 
3% 
How Do You Earn Points:  
 
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COMPARE

Azamara Visa

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Annual Fee: $69 
$69 
APR:  
 
Foreign Transaction Fee: 0% 
0% 
How Do You Earn Points:  
 
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Best Credit Cards For Cruise Rewards

Here are the credit cards that we think are the best for cruise rewards. When you use your points wisely, the value you get from them makes these cards one of the best reward credit cards (whether it is airline, hotel or cruise).

Card Annual Fee Why We Rate This Card?

Norwegian Cruise Line® World MasterCard®
$0 We rate this card highly because you can get great value when you use points to redeem for a single or double class room upgrade. For example, you can upgrade from oceans view to balcony view. For many cruises (especially longer ones), the cost of upgrade far exceeds the points required.

Princess Cruise Credit Card
$0 The points from this card has one of the best value for saving on your next cruise. If you your cruise cost $4000 or more (for example), you can get 2% redemption value from your points. If it is between $2,001 and $4000, you will still get a 1.5% redemption value.

Carnival Cruise World MasterCard®
$0 If you cruise cost $1,500 or more, the points you use to redeem for a statement credit can be redeemed at 1.5%. While lower than the Princess Cruise points, it is still better than any other reward cards.


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