Our Take : One of the rare cards that does not do any credit checks. That means you are guaranteed to be approved. It has a reasonable annual fee and rates. Great for those with either no credit or poor credit and does not want another hard pull on their report.
Tip : The easiest way to fund your security deposit is through a bank debit card and you will receive your card faster. Have your debit card details ready when you apply. If you have no bank account, you could choose to fund later and use Western Union, money order or wire transfer. Though there is no credit checks, you will be asked to provide your income and your monthly housing payment info during the application process.
No checking account needed
Reasonable fees and rates
Deposit does not earn interest
Does not graduate to unsecured
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