Capital One® Platinum Credit Card

Picture of Capital One® Platinum Credit Card
11 Reviews
Consumer Rating:
4.5
Lowest:
0
Average Score:
492
Highest:
660
All
5 Star
72%
4 Star
18%
3 Star
0%
2 Star
0%
1 Star
9%
1 Star 2 Star 3 Star 4 Star 5 Star
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Credit Score: 575 Credit Limit: 500 Age: 25-34
Posted 09/19 2016
Overall Rating:
Had horrible credit score, a ton of student loans Also had some late payments, and derogatory marks on my credit report. Have to thank cap one for giving me a chance to rebuild. Got a $500 CL with a 575 score.
 
Credit Score: 650 Credit Limit: 500 Age: 18-24
Posted 09/19 2016
Overall Rating:
I had very little credit history. Score was about 650 when I applied. Was approved for $300. After 4 months, my limit was bumped to $500. If you have very little history, I would say that this is a great card to start off with.
 
Credit Score: 570 Credit Limit: 500 Age: 25-34
Posted 09/19 2016
Overall Rating:
Before I got this card, I had Cap One's secured got. Put in $500 as a deposit. After a year, I decided to give this card shot to get a true unsecured card. I was surprised to be approved with a $500 limit. My score was only about 570 I think when I got approved. I just to keep my utilization low, pay on time and keep my score inching up bit by bit. Thanks Cap One.
 
Credit Score: 545 Credit Limit: 300 Age: 25-34
Posted 09/19 2016
Overall Rating:
Had a 545 score (TU). Applied, got approved, $300 CL. Target is to rebuild and get a 700+ score in 2 years.

 
Credit Score: 598 Credit Limit: 500 Age: 25-34
Posted 09/19 2016
Overall Rating:
Have a score that is close to 600 but got two delinquent accounts that are 3 years old. Still got approved with $300 CL.
 
Credit Score: 645 Credit Limit: 500 Age: 35-44
Posted 09/19 2016
Overall Rating:
A divorce 8 years ago destroyed my credit and I have been living without credit for many years. Also have one paid off judgement that is still on my report.

But I decided that I need start to rebuild and despite a 645 score, I got approved for $500.
 
Credit Score: 0 Credit Limit: 0 Age: 18-24
Posted 09/19 2016
Overall Rating:
I have very little credit history. Just my school loans (but still in my grace period). I have an ok income and a fairly low rent. Got accepted with a $500 limit.

oh, score is about 700.
 
Credit Score: 0 Credit Limit: 640 Age: 25-34
Posted 09/19 2016
Overall Rating:
Both me and my spouse ran into credit problems and our scores took a big dive. We have had charge offs in our account. My score was 640 and I got approved for $900. After 5 payments, I got a CL increase. I just charge about $100 a month on the card and pay it off in full. May score has steadily improved and I hope to get to 700 soon.



 
Credit Score: 575 Credit Limit: 500 Age: 25-34
Posted 09/19 2016
Overall Rating:
Have the Cap One secured credit card but only with a $200 limit. I did not want to put down any more deposit and realize that I need a higher limit. I applied and got approved for $500. I will be canceling my secured card and getting back my deposit.

 
Credit Score: 660 Credit Limit: 1000 Age: 18-24
Posted 09/19 2016
Overall Rating:
Scores: 650 TU and 660 EQ.
1 paid collections in the past year.
CL=$1000 (which is quite a surprise for me)
 
Credit Score: 596 Credit Limit: 300 Age: 35-44
Posted 09/19 2016
Overall Rating:
Got divorced and credit score tanked. Got a secured card from a credit union and was looking for an unsecured card. After a bit of research, I decided to go for this. Got approved with a $300 limit. I am glad my good payment history with my secured card helped.