Blaze MasterCard®
Consumer Reviews, Credit Score and Income Needed, Credit Limits

Picture of Blaze MasterCard
68 Reviews
Consumer Rating:


Apply Here 3
Lowest:
0
Average Score:
489
Highest:
730
All
5 Star
16%
4 Star
17%
3 Star
5%
2 Star
2%
1 Star
23%
1 Star 2 Star 3 Star 4 Star 5 Star
Sort By


 
Credit Score: 620 Credit Limit: 350 Age: 18-24
Income On Application: $35000
Posted 02/20 2021
Overall Rating:
So I have used this and paid $250 on the bill leaving it with a $57 balance. Well the payment posted and I gave it a week before using it again. How did I only use $37 and now I only have a $5 availability? Then look in the faqs and you think it's OK to hold funds even after it posted? I'm really starting to regret getting this card. No other card I have does this and now I see why people don't want to use your company. BAD FUCKING BUSINESS. GET IT TO FUCKING GETHER
 
Credit Score: 618 Credit Limit: 600 Age: 35-44
Income On Application: $40000
Posted 02/14 2021
Overall Rating:
It is a good card to help build your credit and generally easy to qualify for...but they have a horrible website and half the time my payments don't go thru using the website when I think they have they don't send a notice or shows a message that the payment wasn't posted when you go on and check your account after a payment is due. Honestly it misleads you to think your payment posted because when you miss a payment the next payment date is shown and then you will notice your minimum monthly payment his high than it should be. From there you have to go to transaction page and will find you missed a payment and was charged a fee. I don't ever get an email or alerts. And the customer service never works with you when you explain that you thought you set up a payment. I know they can see that you logged on and what pages you visit on their site! This happened to me 2x and I canceled. Be careful!
 
Credit Score: 0 Credit Limit: 0 Age: 18-24
Posted 11/21 2020
Overall Rating:
Received bill for the 75.00 fee but still haven't rec. card been a month since approved. if they charge me a late charge i will discontinue
 
Credit Score: 608 Credit Limit: 1500 Age: 55-64
Approved 1 year after Bankruptcy
Income On Application: $50
Posted 08/27 2020
Overall Rating:
was approved for $1500.00. I called about $75 fee, was told I had 3 options 1. waive the fee
2. decrease APR from 29.9% to 19.9% for 6 mos
3. increase limit additional $300.00.
advised I would take the decrease APR of 19.9%. was advised to call back in 6 months and they would decrease the APR even lower
 
Credit Score: 564 Credit Limit: 750 Age: 25-34
Approved 7 months after Bankruptcy
Income On Application: $45
Posted 07/17 2020
Overall Rating:
Excellent card for building credit after bankruptcy, only applied because they sent an invitation.
 
Credit Score: 631 Credit Limit: 350 Age: 45-54
Approved 9.5 years after Bankruptcy
Income On Application: $60
Posted 05/26 2020
Overall Rating:
Horrible card! I’ve had my card for a year with no credit limit increases and upon requesting the increase myself was denied even though my credit is actually better now I’ve almost paid off my card in full several times and always made payments on time but somehow still denied a increase heavy fees this card is absolutely not worth it much better choices out there
 
Credit Score: 627 Credit Limit: 750 Age: 55-64
Income On Application: $139
Posted 04/08 2020
Overall Rating:
Received a preapproval in the mail they said most people get 350.00 but you could get 1500 I got 750 they will not tell you what your credit limit is once your approved on line or on the phone you won't know until you get the card the annual fee is charged right away they will hit transunion with a hard hit once you accept I was shocked the card came within a week I had no problems if your credit isn't great it's a good card
 
Credit Score: 639 Credit Limit: 1500 Age: 55-64
Income On Application: $25000
Posted 01/28 2020
Overall Rating:
I got the card to rebuild after bankruptcy.it has a $50 annual fee.$1000 limit.its the best of the rebuilder cards.the bad thing you can only make 2 online payments per statement and they are very slow to credit your account.but hey its unsecured and customer service is nice.its an opportunity to get better cards later.
 
Credit Score: 607 Credit Limit: 500 Age: 35-44
Posted 01/13 2020
Overall Rating:
Got the card, activated the card 2 hours later went to use the card at Walgreens and it said NOT AUTHORIZED....WTF? I called customer service she said my card was active and it shows nothing of being denied and that ot could be the Walgreens terminal. So I went to a different terminal and tried it again. NOPE still said NOT AUTHORIZED! Called customer service AGAIN....they said there was nothing wrong the the card nothing is even showing up on there system that I even used it yet and said it HAD to be Walgreens systems. And OFCOURSE walgreens said its not there system that the card just isnt working and it had to be the CARD! So customer service said they will cancel the card I received and send me out a new card....fingers crossed they send it and it will work!!! So frustrating!
 
Credit Score: 0 Credit Limit: 350 Age: 45-54
Approved 20 years after Bankruptcy
Income On Application: $125000
Posted 12/11 2019
Overall Rating:
worst card ever, customer service sucks. can never get to a manager, always want to give you a call back. they dont and then claim they left a voice mail.
no credit increases, waste of space in the wallet. zero stars is all they deserve.
 
Credit Score: 600 Credit Limit: 1500 Age: 35-44
Posted 11/20 2019
Overall Rating:
Started with 600 then 6 months later raised its to 850 and just today another 250 = 1100 I have other cards too but no one else has increased my limits like these except Merrick Bank they have also done this kind of increase for me.

Capital One Mastercard 2 cards
both 500 limit

Credit One Bank Visa 2 cards
1 is 600 and the other 800 limit

Blaze 1100

Merrick 1100

First Savings Mastercard 350

Milestone Gold MasterCard 300
 
Credit Score: 600 Credit Limit: 350 Age: 45-54
Income On Application: $28000
Posted 11/19 2019
Overall Rating:
I should be able to receive a credit limit uncrea3, I've made all my payments on time never late.
 
Credit Score: 2 Credit Limit: 300 Age: 55-64
Income On Application: $1033
Posted 10/13 2019
Overall Rating:
I have been. With this Company for 2
Years pay on time still no increase in
Limit they only gave me 300 dollar limit worst ever need a increase in limit
 
Credit Score: 560 Credit Limit: 350 Age: 45-54
Approved 4 months after Bankruptcy
Income On Application: $45000
Posted 10/06 2019
Overall Rating:
Discover it chrome secured 200$
Indigo MC 300$ limit
Merrick visa 600$ limit
SelfLender rebuilding loan $1000
 
Credit Score: 560 Credit Limit: 350 Age: 18-24
Approved 7years ago after Bankruptcy
Income On Application: $22000
Posted 10/05 2019
Overall Rating:
Not great but restorable.
 
Credit Score: 630 Credit Limit: 1750 Age: 45-54
Income On Application: $52000
Posted 09/15 2019
Overall Rating:
I have had this card for 3 years. It has been ok, but I am beginning to eliminate my cards that have an annual fee. For those of you who don’t know, they only give credit line increases once a year. You have to request it from the full website. If you are eligible, it will list credit line increase under services. If you don’t see that, you are not eligible. If you are trying to rebuild your credit, then this is a good card to get started, but if you are hoping for a high credit limit, you will be disappointed.
 
Credit Score: 587 Credit Limit: 300 Age: 55-64
Income On Application: $1033
Posted 08/19 2019
Overall Rating:
I have been with this Company for 2
Years still no increase in limit worst
Card ever i pay my bill on time every
Month not late
 
Credit Score: 590 Credit Limit: 750 Age: 18-24
Income On Application: $40000
Posted 08/17 2019
Overall Rating:
Applied as a third rebuilding card. approved for 750. score about 590. Been 7 months no CLI and I'm not expecting one. Score now about 660s. No rewards, use it once every two months or so to keep it alive. I also have there first savings cc, started at 500 CL, went to 600 CL after 6 months (crazy I know).
 
Credit Score: 0 Credit Limit: 0 Age: 35-44
Approved after Bankruptcy
Posted 08/15 2019
Overall Rating:
DO NOT USE THIS CARD COMPANY. I had a restaurant charge me the wrong amount. I made the mistake of calling the credit card company before trying to call the restaurant. I was told by the credit card company that they would handle it and there was no need to reach out to the restaurant at that time. The credit card company then filed a a dispute against the wrong company. In my statement I had two charges for the same amount at two different places. Blaze filed the dispute against the wrong charge.

They then alert me that my dispute was invalid.

I contacted and told them they had filed against the wrong company.

Blaze again told me they would handle it.

Then, I get a letter telling me I could not dispute the charge since I used the card at the restaurant. FOR FOUR MONTHS NOW, I have been trying to get this resolved.

I called them Saturday and was told I would need to speak to someone in the Fraud department and was chastised for not calling the restaurant first. They ignored everything I have previously told them again, and they also ignored everything they had already told me. They said they could not handle it any further until the fraud department was back open.

I called the restaurant multiple times but have been unable to get a manager to call me back. I wanted to give it a few attempts before reaching back out to Blaze. I call Blaze today to let them know I was having a hard time getting in touch with a manager at the restaurant and that I needed to speak with someone in the fraud department. I am then told that customers must be called by the fraud department, and cannot be transferred to the fraud department. I get upset at their lack of attention to detail and misleading guidance and bring that to the attention of the "service" agent on the phone with me. She gets defensive and tell me to stop talking, so she can explain the process. After her explanation I ask again to have someone from the fraud department to call me. She then changes her story and says customers are not allowed to have any conversations with the fraud department and that all fraud issues are handled by their communications to the fraud department. Four months of misleading information, four months of poorly trained and MOODY customer service agents...will be paying this account off in full soon and sending complaints to both the house and senate oversight committees
 
Credit Score: 587 Credit Limit: 300 Age: 55-64
Income On Application: $1033
Posted 07/30 2019
Overall Rating:
I have been been a customer for 2 years
And pay my bill on time every month still no increase in limit my limit
300 dollars this is not right
 
Credit Score: 620 Credit Limit: 350 Age: 35-44
Income On Application: $65000
Posted 07/08 2019
Overall Rating:
I have had this card for 6 months and no credit limit increase I have never missed a payment or been late and pay it off every month but yet I call to get a increase and they deny me horrible card I do not recommend this card at all
 
Credit Score: 0 Credit Limit: 0 Age: 45-54
Posted 07/04 2019
Overall Rating:
Your phone service sucks. I am unable to find out my balance because of all the ads that you have on your customer service number. Your company must be desperate for money to completely cut your customers off and try to sell them junk!!

If you don’t change this I will close my account you phone is 774 578 3488.
 
Credit Score: 650 Credit Limit: 1500 Age: 55-64
Approved 3 after Bankruptcy
Income On Application: $50000
Posted 06/29 2019
Overall Rating:
Lost my card so got a new one. Called the automated system and made my payments. Suddenly, I am $73, 32 days past due! I called them too late today but if they don’t fix this I am going to file a complaint with the Controller of the Currency.
 
Credit Score: 730 Credit Limit: 175 Age: 25-34
Approved 3 month after Bankruptcy
Income On Application: $36000
Posted 06/25 2019
Overall Rating:
Applied 3 months after being discharged. Approved for 1500. 6 months later was at 1750 credit limit. Been another year still at 1750 but all good. When apllied my credit score was rock bottom but its a 730 now. Have this capital one credit one and merrick bank. Total lines add to 8000
 
Credit Score: 705 Credit Limit: 350 Age: 55-64
Income On Application: $32000
Posted 06/23 2019
Overall Rating:
Worst card ever got it over 2years ago never missed a payment or even been late but haven't gotten a increase yet 👎
 
Credit Score: 1 Credit Limit: 1 Age: 45-54
Approved 1,500 after Bankruptcy
Income On Application: $1
Posted 04/26 2019
Overall Rating:
Billa
 
Credit Score: 0 Credit Limit: 0 Age: 55-64
Income On Application: $28000
Posted 01/28 2019
Overall Rating:
Why do you send pre approved to wait 2 to 4 weeks to get denied...So Upset because of you my credit score got lower...If you get pre approved do not believe you pre approved is a scam and all it does is get your credit score low....Very 😡 Upset
 
Credit Score: 580 Credit Limit: 500 Age: 18-24
Posted 01/14 2019
Overall Rating:
Will charge you annual fee and fee month later will close your account for no reason and no specific reason will be provided.
 
Credit Score: 625 Credit Limit: 350 Age: 18-24
Income On Application: $25000
Posted 01/06 2019
Overall Rating:
Retired with trust fund and social Security, very happy with Blaze. Was Approved in a few seconds and got the card in less than a week.I paid the 75.00 immediately and got instant credit. Hoping for a must higher limit after a few payments.
 
Credit Score: 650 Credit Limit: 1750 Age: 25-34
Approved 3 month after Bankruptcy
Income On Application: $35000
Posted 01/05 2019
Overall Rating:
Approved 3 months after chapter 7. Immediately approved 1500 credit limit. After 6 months given another $250 so 1750 total now. Dont know why i got such a higher limit than others. Maybe because i was discharged of ALL debts and have no expenses. I pay in full before billing and don't get charged interest.
 
Credit Score: 0 Credit Limit: 0 Age: 45-54
Posted 12/18 2018
Overall Rating:
Is this a denial? has anyone gotten anything after this? "Thank you for submitting your application! Please watch for information from us within the next 14 days."
 
Credit Score: 0 Credit Limit: 0 Age: 45-54
Posted 12/18 2018
Overall Rating:
Is this a denial? has anyone gotten anything after this? "Thank you for submitting your application! Please watch for information from us within the next 14 days."
 
Credit Score: 572 Credit Limit: 350 Age: 35-44
Approved n/a after Bankruptcy
Posted 11/03 2018
Overall Rating:
I got approved for a blaze unsecured mastercard with a score of 572...the only thing I don't like is the high apr, but if you pay in full, there is no interest...also, they offer soft pull cli's after 6 months, once you make a payment they immediately make the credit available, plus they make the min pay high enough so at least a good portion goes to the principle of your balance...the ann fee of 75 was high, but they will work with you to retain your business...for example, as a new customer I got a $25 credit, not a lot, but at least it was something...customer service has always been very good.
 
Credit Score: 678 Credit Limit: 350 Age: 55-64
Income On Application: $30
Posted 09/19 2018
Overall Rating:
Horrible card think I'm going to cancel it payments always on time
above minimum but refuses to give increase as promised after a year
 
Credit Score: 0 Credit Limit: 750 Age: 45-54
Posted 08/01 2018
Overall Rating:
I had an interest charge and a late fee before I even received the card. I cancelled it because I didn't like starting out on a bad note.
 
Credit Score: 582 Credit Limit: 1500 Age: 35-44
Approved 4 months after Bankruptcy
Income On Application: $75000
Posted 06/28 2018
Overall Rating:
I took a chance and applied. I'm one month post-bankruptcy and am trying to rebuild my credit. I was surprised to be approved with a $1500 limit. Prior to filing bankruptcy, I had no late payment (until the month I actually filed) so I don't know if this is something taken into consideration in their algorithm. In any case, I'm grateful.
 
Credit Score: 624 Credit Limit: 300 Age: 65+
Income On Application: $32000
Posted 06/20 2018
Overall Rating:
Was easy to get the card BUT if there is a problem with something you bought with the card, they refuse to make it right. I bought an item that was defective, returned it to the place I bought it, was told I would get a refund, never happened. Filed a complaint with The Blaze customer support, they refused to credit my account unless I produced a receipt showing I returned it. WHAT RECIEPT?? I don't get a receipt when I give it to the mailman!! The company I bought the product from is no longer in business so I have been screwed twice!!
 
Credit Score: 570 Credit Limit: 2500 Age: 55-64
Income On Application: $100
Posted 06/17 2018
Overall Rating:
great company
 
Credit Score: 544 Credit Limit: 300 Age: 55-64
Income On Application: $22200
Posted 06/10 2018
Overall Rating:
My Credit Score: 544
I was Never assigned a Crideit Limit because this card "turned me down" AFTER they sent me a letter saying that I was "PRE-Approved" for the Card. IAM complaining, because these
"Pre-Approved" offers come in the mail, I take the time to fill them out. They all say at the end:

"...Wait 2-4 Weeks for processing your credit form your credit Limit will be determined at that time. "When" APPROVED"... [Never "if"...Remember it's Pre-Approved] You will receive..."
This one was NO DIFFERENT. And Each time my credit seems to tank a bit lower!

 
Credit Score: 0 Credit Limit: 0 Age: 18-24
Posted 06/09 2018
Overall Rating:
I applied for the Blaze card, and was sent a list of information and documents to be sent back, including my bank statement. My credit score is 605, so I will not be sending my personal bank statement back because it has two much of my personal information detailed. I was not told what my credit line would be after they receive my documents. I am just going to go with Freedom Gold right now to build my credit score up.
 
Credit Score: 698 Credit Limit: 750 Age: 55-64
Approved Discharged in March 2018 after Bankruptcy
Posted 06/02 2018
Overall Rating:
I was approved for $750 today. I had a bankruptcy discharged back in March 2018. my credit score is between 698 and 700. Happy with the benefits and customer service.
 
Credit Score: 5 Credit Limit: 0 Age: 35-44
Posted 05/31 2018
Overall Rating:
I applied online today and it states....... Please watch for information from us within the next 14 days. Does this mean I am denied??
 
Credit Score: 545 Credit Limit: 350 Age: 45-54
Posted 05/16 2018
Overall Rating:
I HAVE HAD CREDIT ISSUES IN THE LAST FEW YEARS.. I RECENTLY APPLIED FOR OTHER CARDS AND GOT DENIED (EXCEPT SECURED) I HAVE HAD 3 DIFFERENT SECURED CARDS (TO SHOW ACCOUNTS) PAY ALL BUT ONE IN FULL EVERY MONTH (NEEDED TIRES).. BUT WILL BE PAID IN 3 MONTHS IN FULL.. I LOOKED AROUND AND FOUND THIS APPLICATION ON LINE.. APPLIED AND GOT APPROVED WITH A $350 LIMIT (I WAS SHOCKED).. A HEFTY 75.00 FEE HOWEVER WELL WORTH IT TO BE ABLE TO ELIMINATE MY SECURED CARDS.. STILL WAITING ON THE CARD - HOWEVER CALLED AND THEY SAID THE APPLICATION WAS APPROVED AND CARD HAS BEEN MAILED. SHOULD HAVE IT TODAY :)
 
Credit Score: 620 Credit Limit: 350 Age: 25-34
Approved 5 after Bankruptcy
Income On Application: $50000
Posted 04/27 2018
Overall Rating:
Annual fee charged to card before it arrives. Takes a full month to arrive
 
Credit Score: 595 Credit Limit: 500 Age: 18-24
Income On Application: $65332
Posted 02/15 2018
Overall Rating:
I applied not thinking I would get it. I got a 500 dollar limit. The 75 dollar annual fee is a lot, but they approved me, so it helped out.
 
Credit Score: 0 Credit Limit: 1000 Age: 55-64
Income On Application: $40000
Posted 12/31 2017
Overall Rating:
BLAZE GAVE ME A CARD WITH A $1000 LIMIT WHEN I WAS REBUILDING MY CREDIT AFTER A DIVORCE AND CO SIGNING FOR A CAR FOR A FAMILY MEMBER.MY SCORE DROPPED TO 592 BECAUSE THEY LET THE CAR GO BACK WITHOUT EVEN TELLING ME.NOW IM BACK UP TO 687 CREDIT SCORE.THIS CARD IS WAY BETTER THAN CREDIT ONE AND FIRST PREMIER.NOW I HAVE BETTER CARDS AND HAVE PUT THIS IN THE SOCK DRAWER.ITS A GREAT REBUILDER CARD.
 
Credit Score: 526 Credit Limit: 350 Age: 45-54
Income On Application: $35
Posted 11/04 2017
Overall Rating:
I applied online for the Blaze card, never expecting to be approved. I was approved instantly with a score of 526 and given a limit of $350 with a $75 annual fee and 29% interest. I was approved on October 23rd (a Friday, I believe) and recieved the card on the 26th. The fee had already been charged and my statement came online on the 28th. I paid in full immediately, well before the due date. I also made two customer service calls - you have to go through quite a few prompts to get to an agent - but when you do it's a friendly and helpful English-speaking person. Only had the card a week or so but so far I've had a good experience with Blaze. I'm thankful they took a chance on me and I will be charging only about fifty dollars a month and paying in full as soon as I get my statement and will give it about 6 months of on-time/in full payments before I ask for an increase.
 
Credit Score: 693 Credit Limit: 2500 Age: 45-54
Approved discharged 5 months before applying after Bankruptcy
Posted 10/30 2017
Overall Rating:
Snail mail pre-approval. applied. approved. $75 annual fee, but late fees are only up to $25 (better than most other cards). 29% interest, but well worth it to rebuild credit. My pay history was as good as possible prior to the bankruptcy (not many late payments b/c sudden loss of income) ... not sure if they looked at that. Overall, very satisfied with the opportunity to rebuild. Benefits and customer service rating is not accurate. I haven't had the card long enough to rate so gave generic 3 stars.
 
Credit Score: 615 Credit Limit: 750 Age: 35-44
Approved 6 months after Bankruptcy
Income On Application: $42000
Posted 09/21 2017
Overall Rating:
Credit score of upper 500s to low 600s and was approved for $750 (minimum of $350). Annual fee of $50 with APR of 22.9%. Was sent pre-approval letter in mail. Easy online payment/account access, but can only make 2 ACH/online payments per statement cycle. You can make additional debit card payments with customer service rep for $3.95 each.

Plan to use and pay off each month to improve score, so interest won't be an issue. I figure after about 6 months, I should start seeing increases as I zero out each month.
 
Credit Score: 654 Credit Limit: 350 Age: 45-54
Approved 2009 after Bankruptcy
Income On Application: $32000
Posted 08/29 2017
Overall Rating:
I paid alot of fees to get this card to rebuild my credit score. They said in the letter that you would get credit line in crease after 4 on maybe 6 on time payments. When i called to inquire they said oh , it goes by your score. That not what the letter said. Capital One told me normally it half of your credit increase wen met time requirements . Which is done once a year. Only if you like a larger increase do they pull credit. So why are they charging all these fees ? I am going to register 3 complaints , cause to me that is most like maybe advertising fraud possible. I let the proper organizations investigate it.
 
Credit Score: 1 Credit Limit: 1 Age: 18-24
Posted 07/21 2017
Overall Rating:
THIS IS A TOTAL FRAUD.. THEY SEND YOU LETTER AT HOME STATING THAT YOU ARE PRE-APPROVED, BUT WHEN YOU APPLY ONLINE.. IT GET DECLINED. WHEN SPOKE WITH CUSTOMER SERVICE REP.. HE STATED THAT WELL " PRE-APPROVED" DOESNT MEAN ... THAT YOU ARE APPROVED FOR A CREDIT CARD... ITS MEAN YOU CAN APPLY. NEVER DEALT WITH ANY COMPUTER WHO LIES TO GET YOU APPLY AND PULL YOU CREDIT. IF I WOULD HAVE KNOWN THIS BEFORE..I WOULD HAVE NEVER LET THEM PULL MY CREDIT. THIS IS TOTALLY FRAUD AND THEY NEED TO STOP DOING THIS RIGHT AWAY. I HAVE SEEN LETTER STATING PRE-SELECTED... BUT NEVER SEEN ANYTHING LIKE THIS.. PRE-APPROVED..BUT SORRY YOU APPLICATION IS DECLINED. BULL SHIT.. THIS IS WHAT YOU CANN STILL YOUR PERSONAL INFORMATION.
 
Credit Score: 620 Credit Limit: 1500 Age: 55-64
Income On Application: $88500
Posted 07/18 2017
Overall Rating:
never had blaze credit card
 
Credit Score: 660 Credit Limit: 500 Age: 45-54
Approved Maybe around the year 2003 . after Bankruptcy
Income On Application: $9336
Posted 05/01 2017
Overall Rating:
My credit score last I check was around 660 . The limits on one of my cards is 1000.00 . I believe customer service is excellent .
 
Credit Score: 660 Credit Limit: 1500 Age: 35-44
Posted 04/18 2017
Overall Rating:
After a nasty divorce, I saw my score go from high 700s to 650ish. I got the pre-approved mail and was approved for the card when I applied. It was not an instant approval and I had to give proof of my identity and verify my address. But I was approved for $1500.

They do report to all 3 credit bureaus. Also, the credit limit is higher than other cards I have gotten like credit one.
 
Credit Score: 585 Credit Limit: 1000 Age: 35-44
Approved 5 months after Bankruptcy
Income On Application: $60000
Posted 02/15 2017
Overall Rating:
5 months after discharge from my Chapter 7 bankruptcy, I got a pre-approved mail from Blaze. I applied and got approved for $1000 limit. Annual fee was $50 and the interest rate was like 21% or 22%. I pay in full every month so that does not bother me.

From my research, it looks like I got a decent deal compared to other cards being offered to me.
 
Credit Score: 625 Credit Limit: 1500 Age: 25-34
Posted 11/06 2016
Overall Rating:
I had a couple of charge offs about 3 years ago and most companies denied me whenever I applied. I got 2 mails, one from blaze and the other from first savings bank. Both came with a $75 annual fee. I bit the bullet and applied for both and was approved for $1500 each. So I end up paying $150 in total annual fees for $3000 in credit lines. So far, I have no complaints.
 
Credit Score: 615 Credit Limit: 1000 Age: 25-34
Posted 10/24 2016
Overall Rating:
I have this card for over a year and never had any problems with it. One piece of advice though, it is best to pay your bills via your bank account. I find that if you write a check, they do not apply it in a timely fashion and there is sometimes a hold on your payment for a few days. With bank transfer, it clears within a day.
 
Credit Score: 710 Credit Limit: 0 Age: 25-34
Posted 07/03 2016
Overall Rating:
My score is over 700 and I got a mail for this card! Can you believe it? Obviously did not apply for it.
 
Credit Score: 565 Credit Limit: 350 Age: 35-44
Income On Application: $65000
Posted 04/19 2016
Overall Rating:
I started off with an initial credit limit of $350 and also an annual fee of $75. After 6 months, I actually received a mail from blaze that I was pre-approved for a credit line increase. I had to log into my account and went to a tab where I had to update my income and how much I was paying on my mortgage or rent. My income then was $65,000 and I was paying $600 a month on the home. I was approved for a $250 increase. There was a soft pull though in Transunion.
 
Credit Score: 674 Credit Limit: 750 Age: 25-34
Posted 01/21 2016
Overall Rating:
I had a $19.99 unauthorized charge and I could not even dispute it. Was lucky it was only this small amount. I just sucked it up and will be cancelling my card.
 
Credit Score: 623 Credit Limit: 350 Age: 25-34
Posted 11/18 2015
Overall Rating:
This was one of the cards where I had gotten a pre-approved mail during my rebuilding period. I applied but was not approved immediately. I had to mail copies of my mortgage, utility bills, driver license etc. When I got the card, I was only approved for a measly $350 and slapped with a $75 annual fee.
 
Credit Score: 580 Credit Limit: 300 Age: 35-44
Posted 05/06 2015
Overall Rating:
I have this card. Mine came with a $75 annual fee and a $300 limit. I got the card 2 weeks later in the mail and paid off the $75 annual fee immediately (BTW - that charge appears when you get your card). I spend about $20 on the card and pay it off in full every month. They do have a grace period unlike some other sub-prime cards. As far as the card goes, it is better than many others (like First Premier).
 
Credit Score: 574 Credit Limit: 300 Age: 35-44
Approved 1.5 years after Bankruptcy
Income On Application: $50000
Posted 01/09 2015
Overall Rating:
I filed for BK7 due to medical bills. Am giving this a 5-star because they approved my application. I was actually quite surprised to see a pre-approved mail in my mailbox. I got a $300 and I am slowly trying to rebuild my credit.
 
Credit Score: 569 Credit Limit: 350 Age: 35-44
Posted 10/22 2014
Overall Rating:
I overextended myself during the housing bubble and paid the price after the collapse. My credit score went down and I got rejected by many cards. When I got a pre-approved mail from blaze, I was a little skeptical. But I pulled the trigger nevertheless and was approved. The card arrived in about 2 weeks and they already charge the $75 annual fee.

After doing my research, I was actually glad I was approved for this card. I realized that there are many other cards targeted at folks like me that charge stupid high fees. Makes this card look good.
 
Credit Score: 615 Credit Limit: 1500 Age: 18-24
Posted 07/27 2014
Overall Rating:
I got pre-approved mails for both the First Savings and Blaze. I applied and got approved for both ($1,500 limit on both as well). I do not carry any balance so the interest rate does not bother me at all.

After 6 months, my scores have gone up by 60 points.
 
Credit Score: 564 Credit Limit: 350 Age: 25-34
Approved 18 months after Bankruptcy
Posted 03/02 2014
Overall Rating:
I was discharged from BK7 about 18 months ago and I got rid of $30k of credit card from issuers like Citi and Capital One (looks like I will be on their bad books for quite a while). A couple of weeks after the discharged, I applied and got approved for the Opensky secured card. After a year, I applied for Credit One and got approved. The annual fee I got was $75 and I got a $500 limit. After six months, I got a $200 limit increase. Then I got the pre-approved mail and decided to apply for the blaze. I got approved for $350 with a $75 fee.

I will be on gardening for a while and use these three cards to rebuild my credit.
 
Credit Score: 645 Credit Limit: 1500 Age: 25-34
Posted 09/14 2013
Overall Rating:
I got the $19 version with a 22.15% APR. The limit I got was $1,500. This is actually not a bad limit considering that my Credit One only started me with $300 (though I did get a couple of increases).
 
Credit Score: 650 Credit Limit: 1500 Age: 25-34
Posted 06/22 2013
Overall Rating:
Got the offer through the mail. I applied and was approved and the card just arrived today. I was given a $1500 limit with a $50 annual fee. I already have a Credit One and Capital One card. 700 is my 6 month target.