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Consumer Reviews, Credit Score and Limits
Blaze MasterCard®

Consumer Rating:
Average Score: 567
Lowest Score: 0
Highest Score: 710
* The following information was provided by consumers who filled out the review forms. Issuers do not endorse nor can anyone guarantee its accuracy.
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24 CONSUMER REVIEWS
OVERALL RATING  1
Posted 02/15/2018
CUSTOMER SERVICE : 1/5
BENEFITS : 1/5
I applied not thinking I would get it. I got a 500 dollar limit. The 75 dollar annual fee is a lot, but they approved me, so it helped out.
CREDIT SCORE : 595
CREDIT LIMIT : $500
AGE : 18-24
OVERALL RATING  4
Posted 12/31/2017
CUSTOMER SERVICE : 4/5
BENEFITS : 1/5
BLAZE GAVE ME A CARD WITH A $1000 LIMIT WHEN I WAS REBUILDING MY CREDIT AFTER A DIVORCE AND CO SIGNING FOR A CAR FOR A FAMILY MEMBER.MY SCORE DROPPED TO 592 BECAUSE THEY LET THE CAR GO BACK WITHOUT EVEN TELLING ME.NOW IM BACK UP TO 687 CREDIT SCORE.THIS CARD IS WAY BETTER THAN CREDIT ONE AND FIRST PREMIER.NOW I HAVE BETTER CARDS AND HAVE PUT THIS IN THE SOCK DRAWER.ITS A GREAT REBUILDER CARD.
CREDIT SCORE : 0
CREDIT LIMIT : $1000
AGE : 55-64
OVERALL RATING  5
Posted 11/04/2017
CUSTOMER SERVICE : 5/5
BENEFITS : 5/5
I applied online for the Blaze card, never expecting to be approved. I was approved instantly with a score of 526 and given a limit of $350 with a $75 annual fee and 29% interest. I was approved on October 23rd (a Friday, I believe) and recieved the card on the 26th. The fee had already been charged and my statement came online on the 28th. I paid in full immediately, well before the due date. I also made two customer service calls - you have to go through quite a few prompts to get to an agent - but when you do it's a friendly and helpful English-speaking person. Only had the card a week or so but so far I've had a good experience with Blaze. I'm thankful they took a chance on me and I will be charging only about fifty dollars a month and paying in full as soon as I get my statement and will give it about 6 months of on-time/in full payments before I ask for an increase.
CREDIT SCORE : 526
CREDIT LIMIT : $350
AGE : 45-54
OVERALL RATING  4
Posted 10/30/2017
CUSTOMER SERVICE : 3/5
BENEFITS : 3/5
Snail mail pre-approval. applied. approved. $75 annual fee, but late fees are only up to $25 (better than most other cards). 29% interest, but well worth it to rebuild credit. My pay history was as good as possible prior to the bankruptcy (not many late payments b/c sudden loss of income) ... not sure if they looked at that. Overall, very satisfied with the opportunity to rebuild. Benefits and customer service rating is not accurate. I haven't had the card long enough to rate so gave generic 3 stars.
Approved discharged 5 months before applying after bankruptcy
CREDIT SCORE : 693
CREDIT LIMIT : $2500
AGE : 45-54
OVERALL RATING  4
Posted 09/21/2017
CUSTOMER SERVICE : 4/5
BENEFITS : 4/5
Credit score of upper 500s to low 600s and was approved for $750 (minimum of $350). Annual fee of $50 with APR of 22.9%. Was sent pre-approval letter in mail. Easy online payment/account access, but can only make 2 ACH/online payments per statement cycle. You can make additional debit card payments with customer service rep for $3.95 each.

Plan to use and pay off each month to improve score, so interest won't be an issue. I figure after about 6 months, I should start seeing increases as I zero out each month.
Approved 6 months after bankruptcy
CREDIT SCORE : 615
CREDIT LIMIT : $750
AGE : 35-44
OVERALL RATING  1
Posted 08/29/2017
CUSTOMER SERVICE : 1/5
BENEFITS : 1/5
I paid alot of fees to get this card to rebuild my credit score. They said in the letter that you would get credit line in crease after 4 on maybe 6 on time payments. When i called to inquire they said oh , it goes by your score. That not what the letter said. Capital One told me normally it half of your credit increase wen met time requirements . Which is done once a year. Only if you like a larger increase do they pull credit. So why are they charging all these fees ? I am going to register 3 complaints , cause to me that is most like maybe advertising fraud possible. I let the proper organizations investigate it.
Approved 2009 after bankruptcy
CREDIT SCORE : 654
CREDIT LIMIT : $350
AGE : 45-54
OVERALL RATING  1
Posted 07/21/2017
CUSTOMER SERVICE : 1/5
BENEFITS : 1/5
THIS IS A TOTAL FRAUD.. THEY SEND YOU LETTER AT HOME STATING THAT YOU ARE PRE-APPROVED, BUT WHEN YOU APPLY ONLINE.. IT GET DECLINED. WHEN SPOKE WITH CUSTOMER SERVICE REP.. HE STATED THAT WELL " PRE-APPROVED" DOESNT MEAN ... THAT YOU ARE APPROVED FOR A CREDIT CARD... ITS MEAN YOU CAN APPLY. NEVER DEALT WITH ANY COMPUTER WHO LIES TO GET YOU APPLY AND PULL YOU CREDIT. IF I WOULD HAVE KNOWN THIS BEFORE..I WOULD HAVE NEVER LET THEM PULL MY CREDIT. THIS IS TOTALLY FRAUD AND THEY NEED TO STOP DOING THIS RIGHT AWAY. I HAVE SEEN LETTER STATING PRE-SELECTED... BUT NEVER SEEN ANYTHING LIKE THIS.. PRE-APPROVED..BUT SORRY YOU APPLICATION IS DECLINED. BULL SHIT.. THIS IS WHAT YOU CANN STILL YOUR PERSONAL INFORMATION.
CREDIT SCORE : 1
CREDIT LIMIT : $1
AGE : 18-24
OVERALL RATING  5
Posted 07/18/2017
CUSTOMER SERVICE : 5/5
BENEFITS : 5/5
never had blaze credit card
CREDIT SCORE : 620
CREDIT LIMIT : $1500
AGE : 55-64
OVERALL RATING  5
Posted 05/01/2017
CUSTOMER SERVICE : 5/5
BENEFITS : 5/5
My credit score last I check was around 660 . The limits on one of my cards is 1000.00 . I believe customer service is excellent .
Approved Maybe around the year 2003 . after bankruptcy
CREDIT SCORE : 660
CREDIT LIMIT : $500
AGE : 45-54
OVERALL RATING  3
Posted 04/18/2017
CUSTOMER SERVICE : 3/5
BENEFITS : 3/5
After a nasty divorce, I saw my score go from high 700s to 650ish. I got the pre-approved mail and was approved for the card when I applied. It was not an instant approval and I had to give proof of my identity and verify my address. But I was approved for $1500.

They do report to all 3 credit bureaus. Also, the credit limit is higher than other cards I have gotten like credit one.
CREDIT SCORE : 660
CREDIT LIMIT : $1500
AGE : 35-44
OVERALL RATING  4
Posted 02/15/2017
CUSTOMER SERVICE : 4/5
BENEFITS : 4/5
5 months after discharge from my Chapter 7 bankruptcy, I got a pre-approved mail from Blaze. I applied and got approved for $1000 limit. Annual fee was $50 and the interest rate was like 21% or 22%. I pay in full every month so that does not bother me.

From my research, it looks like I got a decent deal compared to other cards being offered to me.
Approved 5 months after bankruptcy
CREDIT SCORE : 585
CREDIT LIMIT : $1000
AGE : 35-44
OVERALL RATING  3
Posted 11/06/2016
CUSTOMER SERVICE : 3/5
BENEFITS : 3/5
I had a couple of charge offs about 3 years ago and most companies denied me whenever I applied. I got 2 mails, one from blaze and the other from first savings bank. Both came with a $75 annual fee. I bit the bullet and applied for both and was approved for $1500 each. So I end up paying $150 in total annual fees for $3000 in credit lines. So far, I have no complaints.
CREDIT SCORE : 625
CREDIT LIMIT : $1500
AGE : 25-34
OVERALL RATING  4
Posted 10/24/2016
CUSTOMER SERVICE : 3/5
BENEFITS : 3/5
I have this card for over a year and never had any problems with it. One piece of advice though, it is best to pay your bills via your bank account. I find that if you write a check, they do not apply it in a timely fashion and there is sometimes a hold on your payment for a few days. With bank transfer, it clears within a day.
CREDIT SCORE : 615
CREDIT LIMIT : $1000
AGE : 25-34
OVERALL RATING  2
Posted 07/03/2016
CUSTOMER SERVICE : 1/5
BENEFITS : 2/5
My score is over 700 and I got a mail for this card! Can you believe it? Obviously did not apply for it.
CREDIT SCORE : 710
CREDIT LIMIT : $0
AGE : 25-34
OVERALL RATING  4
Posted 04/19/2016
CUSTOMER SERVICE : 4/5
BENEFITS : 4/5
I started off with an initial credit limit of $350 and also an annual fee of $75. After 6 months, I actually received a mail from blaze that I was pre-approved for a credit line increase. I had to log into my account and went to a tab where I had to update my income and how much I was paying on my mortgage or rent. My income then was $65,000 and I was paying $600 a month on the home. I was approved for a $250 increase. There was a soft pull though in Transunion.
CREDIT SCORE : 565
CREDIT LIMIT : $350
AGE : 35-44
OVERALL RATING  2
Posted 01/21/2016
CUSTOMER SERVICE : 1/5
BENEFITS : 2/5
I had a $19.99 unauthorized charge and I could not even dispute it. Was lucky it was only this small amount. I just sucked it up and will be cancelling my card.
CREDIT SCORE : 674
CREDIT LIMIT : $750
AGE : 25-34
OVERALL RATING  3
Posted 11/18/2015
CUSTOMER SERVICE : 3/5
BENEFITS : 3/5
This was one of the cards where I had gotten a pre-approved mail during my rebuilding period. I applied but was not approved immediately. I had to mail copies of my mortgage, utility bills, driver license etc. When I got the card, I was only approved for a measly $350 and slapped with a $75 annual fee.
CREDIT SCORE : 623
CREDIT LIMIT : $350
AGE : 25-34
OVERALL RATING  4
Posted 05/06/2015
CUSTOMER SERVICE : 3/5
BENEFITS : 4/5
I have this card. Mine came with a $75 annual fee and a $300 limit. I got the card 2 weeks later in the mail and paid off the $75 annual fee immediately (BTW - that charge appears when you get your card). I spend about $20 on the card and pay it off in full every month. They do have a grace period unlike some other sub-prime cards. As far as the card goes, it is better than many others (like First Premier).
CREDIT SCORE : 580
CREDIT LIMIT : $300
AGE : 35-44
OVERALL RATING  5
Posted 01/09/2015
CUSTOMER SERVICE : 3/5
BENEFITS : 4/5
I filed for BK7 due to medical bills. Am giving this a 5-star because they approved my application. I was actually quite surprised to see a pre-approved mail in my mailbox. I got a $300 and I am slowly trying to rebuild my credit.
Approved 1.5 years after bankruptcy
CREDIT SCORE : 574
CREDIT LIMIT : $300
AGE : 35-44
OVERALL RATING  4
Posted 10/22/2014
CUSTOMER SERVICE : 3/5
BENEFITS : 4/5
I overextended myself during the housing bubble and paid the price after the collapse. My credit score went down and I got rejected by many cards. When I got a pre-approved mail from blaze, I was a little skeptical. But I pulled the trigger nevertheless and was approved. The card arrived in about 2 weeks and they already charge the $75 annual fee.

After doing my research, I was actually glad I was approved for this card. I realized that there are many other cards targeted at folks like me that charge stupid high fees. Makes this card look good.
CREDIT SCORE : 569
CREDIT LIMIT : $350
AGE : 35-44
OVERALL RATING  4
Posted 07/27/2014
CUSTOMER SERVICE : 4/5
BENEFITS : 4/5
I got pre-approved mails for both the First Savings and Blaze. I applied and got approved for both ($1,500 limit on both as well). I do not carry any balance so the interest rate does not bother me at all.

After 6 months, my scores have gone up by 60 points.
CREDIT SCORE : 615
CREDIT LIMIT : $1500
AGE : 18-24
OVERALL RATING  5
Posted 03/02/2014
CUSTOMER SERVICE : 4/5
BENEFITS : 4/5
I was discharged from BK7 about 18 months ago and I got rid of $30k of credit card from issuers like Citi and Capital One (looks like I will be on their bad books for quite a while). A couple of weeks after the discharged, I applied and got approved for the Opensky secured card. After a year, I applied for Credit One and got approved. The annual fee I got was $75 and I got a $500 limit. After six months, I got a $200 limit increase. Then I got the pre-approved mail and decided to apply for the blaze. I got approved for $350 with a $75 fee.

I will be on gardening for a while and use these three cards to rebuild my credit.
Approved 18 months after bankruptcy
CREDIT SCORE : 564
CREDIT LIMIT : $350
AGE : 25-34
OVERALL RATING  4
Posted 09/14/2013
CUSTOMER SERVICE : 4/5
BENEFITS : 4/5
I got the $19 version with a 22.15% APR. The limit I got was $1,500. This is actually not a bad limit considering that my Credit One only started me with $300 (though I did get a couple of increases).
CREDIT SCORE : 645
CREDIT LIMIT : $1500
AGE : 25-34
OVERALL RATING  4
Posted 06/22/2013
CUSTOMER SERVICE : 4/5
BENEFITS : 4/5
Got the offer through the mail. I applied and was approved and the card just arrived today. I was given a $1500 limit with a $50 annual fee. I already have a Credit One and Capital One card. 700 is my 6 month target.
CREDIT SCORE : 650
CREDIT LIMIT : $1500
AGE : 25-34
PLEASE SHARE YOUR EXPERIENCE
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