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Blaze MasterCard®
Consumer Reviews, Credit Score and Income Needed, Credit Limits

Picture of Blaze MasterCard
68 Reviews
Consumer Rating:
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Lowest:
0
Average Score:
489
Highest:
730
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5 Star
16%
4 Star
17%
3 Star
5%
2 Star
2%
1 Star
23%
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Credit Score: 590 Credit Limit: 750 Age: 18-24
Income On Application: $40000
Posted 08/17 2019
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
Applied as a third rebuilding card. approved for 750. score about 590. Been 7 months no CLI and I'm not expecting one. Score now about 660s. No rewards, use it once every two months or so to keep it alive. I also have there first savings cc, started at 500 CL, went to 600 CL after 6 months (crazy I know).
 
Credit Score: 0 Credit Limit: 1000 Age: 55-64
Income On Application: $40000
Posted 12/31 2017
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
BLAZE GAVE ME A CARD WITH A $1000 LIMIT WHEN I WAS REBUILDING MY CREDIT AFTER A DIVORCE AND CO SIGNING FOR A CAR FOR A FAMILY MEMBER.MY SCORE DROPPED TO 592 BECAUSE THEY LET THE CAR GO BACK WITHOUT EVEN TELLING ME.NOW IM BACK UP TO 687 CREDIT SCORE.THIS CARD IS WAY BETTER THAN CREDIT ONE AND FIRST PREMIER.NOW I HAVE BETTER CARDS AND HAVE PUT THIS IN THE SOCK DRAWER.ITS A GREAT REBUILDER CARD.
 
Credit Score: 693 Credit Limit: 2500 Age: 45-54
Approved discharged 5 months before applying after Bankruptcy
Posted 10/30 2017
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
Snail mail pre-approval. applied. approved. $75 annual fee, but late fees are only up to $25 (better than most other cards). 29% interest, but well worth it to rebuild credit. My pay history was as good as possible prior to the bankruptcy (not many late payments b/c sudden loss of income) ... not sure if they looked at that. Overall, very satisfied with the opportunity to rebuild. Benefits and customer service rating is not accurate. I haven't had the card long enough to rate so gave generic 3 stars.
 
Credit Score: 615 Credit Limit: 750 Age: 35-44
Approved 6 months after Bankruptcy
Income On Application: $42000
Posted 09/21 2017
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
Credit score of upper 500s to low 600s and was approved for $750 (minimum of $350). Annual fee of $50 with APR of 22.9%. Was sent pre-approval letter in mail. Easy online payment/account access, but can only make 2 ACH/online payments per statement cycle. You can make additional debit card payments with customer service rep for $3.95 each.

Plan to use and pay off each month to improve score, so interest won't be an issue. I figure after about 6 months, I should start seeing increases as I zero out each month.
 
Credit Score: 585 Credit Limit: 1000 Age: 35-44
Approved 5 months after Bankruptcy
Income On Application: $60000
Posted 02/15 2017
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
5 months after discharge from my Chapter 7 bankruptcy, I got a pre-approved mail from Blaze. I applied and got approved for $1000 limit. Annual fee was $50 and the interest rate was like 21% or 22%. I pay in full every month so that does not bother me.

From my research, it looks like I got a decent deal compared to other cards being offered to me.
 
Credit Score: 615 Credit Limit: 1000 Age: 25-34
Posted 10/24 2016
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
I have this card for over a year and never had any problems with it. One piece of advice though, it is best to pay your bills via your bank account. I find that if you write a check, they do not apply it in a timely fashion and there is sometimes a hold on your payment for a few days. With bank transfer, it clears within a day.
 
Credit Score: 565 Credit Limit: 350 Age: 35-44
Income On Application: $65000
Posted 04/19 2016
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
I started off with an initial credit limit of $350 and also an annual fee of $75. After 6 months, I actually received a mail from blaze that I was pre-approved for a credit line increase. I had to log into my account and went to a tab where I had to update my income and how much I was paying on my mortgage or rent. My income then was $65,000 and I was paying $600 a month on the home. I was approved for a $250 increase. There was a soft pull though in Transunion.
 
Credit Score: 580 Credit Limit: 300 Age: 35-44
Posted 05/06 2015
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
I have this card. Mine came with a $75 annual fee and a $300 limit. I got the card 2 weeks later in the mail and paid off the $75 annual fee immediately (BTW - that charge appears when you get your card). I spend about $20 on the card and pay it off in full every month. They do have a grace period unlike some other sub-prime cards. As far as the card goes, it is better than many others (like First Premier).
 
Credit Score: 569 Credit Limit: 350 Age: 35-44
Posted 10/22 2014
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
I overextended myself during the housing bubble and paid the price after the collapse. My credit score went down and I got rejected by many cards. When I got a pre-approved mail from blaze, I was a little skeptical. But I pulled the trigger nevertheless and was approved. The card arrived in about 2 weeks and they already charge the $75 annual fee.

After doing my research, I was actually glad I was approved for this card. I realized that there are many other cards targeted at folks like me that charge stupid high fees. Makes this card look good.
 
Credit Score: 615 Credit Limit: 1500 Age: 18-24
Posted 07/27 2014
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
I got pre-approved mails for both the First Savings and Blaze. I applied and got approved for both ($1,500 limit on both as well). I do not carry any balance so the interest rate does not bother me at all.

After 6 months, my scores have gone up by 60 points.
 
Credit Score: 645 Credit Limit: 1500 Age: 25-34
Posted 09/14 2013
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
I got the $19 version with a 22.15% APR. The limit I got was $1,500. This is actually not a bad limit considering that my Credit One only started me with $300 (though I did get a couple of increases).
 
Credit Score: 650 Credit Limit: 1500 Age: 25-34
Posted 06/22 2013
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
Got the offer through the mail. I applied and was approved and the card just arrived today. I was given a $1500 limit with a $50 annual fee. I already have a Credit One and Capital One card. 700 is my 6 month target.