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NFL Extra Points Credit Card
Consumer Reviews, Credit Score and Income Needed, Credit Limits

Picture of NFL Extra Points Credit Card
65 Reviews
Consumer Rating:
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Apply Here apply here 3.8
Lowest:
532
Average Score:
670
Highest:
819
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5 Star
18%
4 Star
56%
3 Star
13%
2 Star
1%
1 Star
6%
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Best Review
OVERALL RATING
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I got this card because I am a huge football fan and I buy a lot of stuff from nfl.com and nfl stores. For me, it is an opportunity to earn reward points to save money on future purchases. The 20% discount is also a huge help. For those who do not shop a lot at nfl stores, I really do not see the point of getting this card though from the reviews I've read, it seems like a good card to get your score up.

Had a mid 600 score and got a $1500 CL. I have had 3 other cards for the last 2 years and have paid on time and in full. Utilization is low at about 25%. I got into trouble a few years ago and the last 2 years have been in a clean up mode.
By kieren : 01/24/2014
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Most Helpful 4-5 Star Review
OVERALL RATING
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From my experience, I can say that if you shop at nfl.com, you will like this card. This 20% discounts are a great bonus as is the points you earn.

I cannot say much in terms of customer service because I have not called them.

Approval was easy for me. Applied online and was approved on the spot. Score: 693 (TU I think). CL was $1200.
By camp : 02/19/2014
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Most Helpful 2-3 Star Review
OVERALL RATING
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After having this card for 2 years, I would say that this would be a great card if you really are a football fan and you use points for things like jerseys and even tickets for your team. Sometimes, tickets are to be gotten for 20k points and if you have them available, that saves you quite a bit.

Having been given a low limit, I got a CLI after 1 year to $3k. So I have no complaints.
By skip : 03/05/2014
 
Credit Score: 725 Credit Limit: 0 Age: 25-34
Posted 08/30 2016
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
My first Barclayscard and was approved on the spot! I'm a huge football fan and now I have a credit card designed with my favorite team!! Adding this card along side my Discover It and Preferred American Express card. Going to a few games this year and the addition to the NFL Extra Points Card will definitely go to good use!
 
Credit Score: 620 Credit Limit: 500 Age: 35-44
Posted 11/28 2014
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
I applied for this card about 6 months ago and was declined. Since then, I have made down a lot of my cc debt and right now, I think my utilization is 10%. I have numerous inquiries and collections account (8).

But being a ravens fan, I really wanted this card. So I tried again and was approved for $500. Am really happy about this.
 
Credit Score: 631 Credit Limit: 1400 Age: 35-44
Posted 11/15 2014
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
I have several negatives on my report due to medical bills. I also have another secured card. Happy to get this card.
 
Credit Score: 658 Credit Limit: 1000 Age: 45-54
Posted 08/02 2014
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
I was approved instantly for $1k. Have a short history (about a year) and a secured card from a local union. Have always paid on time. This is my first unsecured credit card.
 
Credit Score: 663 Credit Limit: 1500 Age: 25-34
Posted 01/24 2014
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
I got this card because I am a huge football fan and I buy a lot of stuff from nfl.com and nfl stores. For me, it is an opportunity to earn reward points to save money on future purchases. The 20% discount is also a huge help. For those who do not shop a lot at nfl stores, I really do not see the point of getting this card though from the reviews I've read, it seems like a good card to get your score up.

Had a mid 600 score and got a $1500 CL. I have had 3 other cards for the last 2 years and have paid on time and in full. Utilization is low at about 25%. I got into trouble a few years ago and the last 2 years have been in a clean up mode.
 
Credit Score: 592 Credit Limit: 500 Age: 45-54
Posted 09/16 2013
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
it seems like my experience is mirrored by many folks here. 592 score and a $500 CL is what I got. Can't complain to be honest.
 
Credit Score: 617 Credit Limit: 500 Age: 25-34
Posted 09/15 2013
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
Was approved for $500 with a 617 score. My score (after 7 months) is now 641. Thanks barclays.
 
Credit Score: 576 Credit Limit: 500 Age: 25-34
Posted 02/02 2013
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
Got a call from rep asking me all sorts of questions like income, other cards etc. But I was finally approved.

score: 574
CL: $500
 
Credit Score: 718 Credit Limit: 7000 Age: 25-34
Posted 09/25 2012
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
Am a cowboys fan. Like the design of my team for my credit card. Got the sign up bonus and after a year of using the card, I managed to use the points for a jersey. I also got approved instantly after I pressed the submit button.
 
Credit Score: 673 Credit Limit: 500 Age: 35-44
Approved 2 years after Bankruptcy
Posted 02/10 2012
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
Score was 673 when I applied. Has been 2yr out of BK. The CL was $500. Prior to this, I had a couple of cards like the Capital One secured and the Credit One Visa. Have always paid my bills on time and in full since BK. This is my first true no annual fee card and I am pleased with the progress I have made.
 
Credit Score: 620 Credit Limit: 500 Age: 18-24
Posted 01/23 2012
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
650 score
$500 CL

can't complain. Thanks Barclays.
 
Credit Score: 702 Credit Limit: 1500 Age: 25-34
Posted 12/06 2011
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
My score was between 695 and 702 depending on which bureau you are looking at. Approved for $1500. Used my rewards on a jersey so far. I hope I get an automatic CL increase after a year or so.