Editor's Choice: Best Credit Card Recommendations

Our top rated card because you can earn 5% cash back on different categories year round, earn 5% or more on their online shopping portal. In addition, you can get your FICO score as a card member (with paying for it) and you are not charged any foreign transaction fees when you

For simplicity and value for points, this card is hard to beat. You can earn double points for all spending. Redeeming your points for travel gets you 5% of the points you redeemed back topped up into your account. You also get complimentary FICO scores as a card member.

If cash back is what you are after, then this belongs in your wallet. As a base rate, you get 1% for your spending. But you also earn 3% cash back on standalone supermarket, 2% at standalone gas stations and select department stores. Great for a typical family.

Having an average should not prevent you from getting a no annual fee rewards card. This rewards card from Barclays lets you earn double points on gasoline and dining expense. This is a great card even if you just have average credit.

Aside from having a great frequent guest program, the Starwood program allows you to transfer points to over 30 airline partners (most at a one for one ratio). This is why this card has become a favorite for frequent flyers who have multiple programs.

When you use this card to book airline tickets, you can earn triple points for every dollar the ticket cost. Frequent flyers will find this very appealing, and also the fact that the points you earn can be transferred to various airline partners.

This card is another great one for frequent flyers. The difference with the Amex cards are that they have different airline partners. For example, United COntinental, SouthWest & AirTran and Hyatt are partners of Chase.

The price for having credit includes high annual feed and APR. Fortunately, there are some issues like this one that has cards with both reasonable annual fees and rates. But perhaps the best feature is the ability to earn rewards when you use the card at gas stations.