Our reviews are 100% independent. We are not paid or compensated for writing any positive reviews by any issuers (as that would ruin our credibility).
While you can always apply for a credit card online directly from an issuers site, we appreciate the fact that many of you will apply through our links as this helps support our site and we will be able to provide you with more, better content and develop new tools.
Why are we disclosing this? Because the FTC requires us to do so as they are wary that you will not be able to recognize a truthful unbiased insightful review (like those written here) to fake and shallow reviews that you may find elsewhere!