Mr Credit Card
Effective Date: May 25 , 2018
This privacy policy describes how www.askmrcreditcard.com collects and uses the personal information you provide on our site. It also describes the choices available to you regarding our use of your personal information and how you can access and update this information. Ask Mr Credit Card is a US based credit card review site and vast majority of our site visitors are from the US.
Types of Personal Data We Collect
Information You Provide us
Newsletter Sign Ups
If you choose to sign up for our newsletters, you will have to provide your email address and first name (so we can actually send you the newsletter and address you by your first name). By signing up for our newsletter, you acknowledge that you are voluntarily providing us with your email address in return for receiving our newsletters.
Comments on our blog
If you leave a comment on our blog (https://www.askmrcreditcard.com/news/), we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection. Visitor comments may be checked through an automated spam detection service.
An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.
Contact Forms
If you choose to contact us via our contact forms, you will be required to leave your email address (how else are we going to get back or respond to you?).
Information We Collect Automatically When You Use Our Site
When you use our site, we automatically collect non-identifiable information about you, including:
Log Information - we may collect system log information about your use of the Site, including the type of browser you use, access times, pages viewed, your IP address and the page you visited before navigating to our Site.
Device Information - we may collect information about the computer or mobile device you use to access our Site, including the hardware model, operating system and version, unique device identifiers and mobile network information.
Information collected by Cookies and Other Tracking Tecnologies - we and our service providers use various technologies to collect information, including cookies and web beacons. Cookies are small data files stored on your hard drive or in device memory that help us improve our Site and your experience, see which areas and features of our Site are popular and count visits. Web beacons are electronic images that may be used in our services or emails and help deliver cookies, count visits and understand usage and campaign effectiveness.
The primary way which we collect these information is through the use of Google Analytics.
Embedded Contents from Other Sites and Links to Other sites
Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.
These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracing your interaction with the embedded content if you have an account and are logged in to that website.
Why We Collect Personal Data?
We collect your email address if you choose to subscribe to our free newsletters. When you comment on our blog post, providing your email address will ensure that you could get email notification when someone replies to your comments. We also need your email address when you contact us via our contact form in order to respond to you.
We use google analytics to obtain an overall view of our visitors habits and visitor volumes. This information is used to help us improve our website. For example, knowing how long you spend on a web page can tell us if the page was useful to you. If people spend very little time on our pages, it is perhaps a signal to us to improve the content. Knowing how much time visitors spend on the same page between a desktop or mobile device can help us make our website design better.
Your Choices - What rights you have over your data?
Newsletter Unsubscribe
You may unsubscribe to our newsletter anytime through the unsubscribe link in the email you receive. Alternatively, you can email us at contactform @ askmrcreditcard.com.
Comments
If you have left comments on our blog, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.
Google Analytics Opt Out
You can prevent Google’s collection and use of data (cookies and IP address) by downloading and installing the browser plug-in available under https://tools.google.com/dlpage/gaoptout?hl=en-GB#. You may disable the use of Google Analytics by using the link disable Google Analytics. This link creates an opt-out cookie which prevents the further processing of your data.
Disable Cookies
You may disable cookies by changing the settings in your browsers. However, our site uses cookies to enable certain functions to work. For example, in our category page, you may use our Filter and Sort functions to narrow down the type of credit cards you are looking for. You can also save cards to compare. Disabling cookies will prevent these functions from working properly.
Security
The security of your personal information is important to us. We follow generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it. No method of transmission over the Internet, or method of electronic storage, is 100% secure, however. Therefore, we cannot guarantee its absolute security.
Notification of Privacy Policy Changes
We may update this privacy policy to reflect changes to our information practices. If we make any material changes we will notify you by email (sent to the e-mail address specified in your account) or by means of a notice on this Site prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.
Contact Information
You can contact us by writing or email us at the address below: Ask Mr Credit Card 579 South Devon Avenue Wayne, PA, United States 19087 Email: contactus@askmrcreditcard.com