Credit Score: 660 Credit Limit: 1300 Age: 35-44

Posted 05/17 2014

Here is my situation. I have a charge off from another credit card about 2 years ago. My scores were: EX 680, EQ 670

I went to Barclays website, filled out the online forms for pe-qualification, was denied. I tried again after 2 months but was still denied. After another few months, I got in the mail a pre-approved form. So I tried again and got approved for $1300 after aboout 10 days.

 

Credit Score: 645 Credit Limit: 1200 Age: 25-34

Posted 06/28 2013

I think this card is just ok? My score was 645 (EQ) when I got approved for $1200. There was a 0% deal which I did not make use of. I found the interest rate rather high (24.99%).

I do like getting my TU score (but my Walmart card also gives me that). The 2X on groceries work out great for me. I think shopping at Walmart gives me 2X (though I find that strange).