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Barclaycard Rewards MasterCard®
Consumer Reviews, Credit Score and Income Needed, Credit Limits

Picture of Barclays® Rewards MasterCard®
76 Reviews
Consumer Rating:
star ratingstar ratingstar ratinghalf star ratingno star rating3.9
Lowest:
0
Average Score:
629
Highest:
788
All
5 Star
31%
4 Star
46%
3 Star
2%
2 Star
3%
1 Star
9%
1 Star 2 Star 3 Star 4 Star 5 Star
Sort By


 
Credit Score: 700 Credit Limit: 11000 Age: 45-54
Posted 10/09 2018
Overall Rating: star ratingno star ratingno star ratingno star ratingno star rating
Worst credit card experience, from 5000 credit they increased mine to 9000 and eventually to 11000 in credit limit, suddenly I was declined cause they decided to cut my credit to 800 from 11000 perse they said they review my credit which is still above 700 and the reason is that they did periodic review and saying my credit history is showing a utilization of this percentage, though I only owe them 500 as cash advance on one emergency day... ridiculously they access my credit and decided to reduced my credit below 93 percent... don't trust this company... and the guts of the guy telling they sorry that this decrease will also affect my credit score because of the decrease...
 
Credit Score: 560 Credit Limit: 0 Age: 18-24
Posted 11/09 2016
Overall Rating: star ratingno star ratingno star ratingno star ratingno star rating
said I was preapproved applied and got denied garbage
 
Credit Score: 635 Credit Limit: 0 Age: 45-54
Approved 9 months after Bankruptcy
Posted 08/26 2016
Overall Rating: star ratingno star ratingno star ratingno star ratingno star rating
CK seemed to think it was a good fit based on the accurate information they had, however it was a 'no go' for me and a hard hit on the credit (ouch). I can put the blame on CK, however they aren't the ones who filed the BK. Will try later and continue with my secured CC. Keep climbing that credit mountain.
 
Credit Score: 545 Credit Limit: 500 Age: 55-64
Posted 05/07 2015
Overall Rating: star ratingno star ratingno star ratingno star ratingno star rating
surprised to get approved
 
Credit Score: 713 Credit Limit: 2500 Age: 35-44
Posted 08/08 2013
Overall Rating: star ratingno star ratingno star ratingno star ratingno star rating
My card was closed after not using it for about a year. WTF!!!! The reason I do not use it as my primary card is because of the low limit I was given (relatively to my score). Chase and Amex gave me much higher limits.
 
Credit Score: 724 Credit Limit: 2500 Age: 25-34
Posted 03/22 2013
Overall Rating: star ratingno star ratingno star ratingno star ratingno star rating
I missed a payment and they jacked up my rate to 29.99% (I think - about that number). I missed it simply because of I forgot just once and paid a couple of days late. I have always paid on time. Once, I pay off the balance, I am done with this.

And also, since I got such a low credit line with my 700 plus score, it would not matter to me either. Stay clear of this card.
 
Credit Score: 694 Credit Limit: 3000 Age: 25-34
Posted 01/12 2013
Overall Rating: star ratingno star ratingno star ratingno star ratingno star rating
I got a $3k limit with this card. Have always paid on time and had low utilization rate. I decided to put a $2.5k appliance purchase on the card and pay it off over time. Guess what? Once I paid off the balance, I had my limit reduced to $1k. I have canceled my card.