Credit Score:
561
Credit Limit:
600
Age:
35-44
Approved
over 10 years ago after Bankruptcy
Income On Application:
$20
Posted 04/25 2018
Fingerhut gave me a chance. My score was 561 I just opened a Secured credit card with Unity Visa with a open collection still on my report. I got approved with a $600 credit line and will take very great care of the usage being below 20% at all times.
Credit Score:
560
Credit Limit:
250
Age:
25-34
Posted 03/23 2017
Started off with the Fresh Start program. After 3 consecutive timely payments, I was bumped up to a regular account. Score is up 30 points. As a reference, my TU score at that time was 560 and I got approved for $250.
Credit Score:
450
Credit Limit:
200
Age:
35-44
Approved
2 months after discharge after Bankruptcy
Posted 01/05 2017
I applied for FH one day after my BK was discharged. Score was 450. Was approved for $200.
Credit Score:
515
Credit Limit:
250
Age:
25-34
Posted 12/05 2016
My score was about 515. I applied to many cards and was denied (eg Credit One, FP!!). I finally tried FH Fresh Start and was approved for $250. I made my first purchase with a $40 down and paid off the "loan installment" within a few months. After that, I was upgraded to the regular account and saw my scores improve to about 590. I can't wait to see what happens in 6 months.
Credit Score:
400
Credit Limit:
200
Age:
25-34
Posted 11/27 2016
I started with the Freshstart program and got a $200 credit line. I made a purchase and as soon as it was posted, I paid it off about 2 days later. After about 3 weeks, I made another purchase and also paid up pretty quickly. Once that happened, I got upgraded to the regular account. When I got Fingerhut, my scores were in the 400s. But it has improved to over 500 now. They also started reporting to the 3 bureaus about a month after I got the account.
Credit Score:
470
Credit Limit:
200
Age:
35-44
Approved
5 days after Bankruptcy
Posted 10/19 2016
BK was discharged on 5/5/15. Was approved on 5/20/15 for $200. My Eq score was 470 then. After six months and four purchases (which I paid off after two payments), my score is now 540.
Credit Score:
480
Credit Limit:
200
Age:
25-34
Posted 09/02 2016
I messed up my credit when I was young. Had some medical debts and lots in collections. My score had gone down to 480. I could not even get approved for unsecured cards with high fees (the ones meant to target folks like me). But fingerhut gave me a chance and I got approved for Fingerhut for $200. I would buy something and pay if off after two or three payments. They have given me a credit increase of about $400 to $500 every six months. My limit is now about $2000! My scores have also improved to about 620 over slightly more than a year. I have just gotten a couple of store cards and when my score goes up to the high 600s or 700, I'll start applying for some better cards. For those of you who have really bad credit, you should consider Fingerhut. It has definitely helped me rebuild.
Credit Score:
590
Credit Limit:
400
Age:
35-44
Income On Application:
$60000
Posted 01/22 2016
My score was 590 and I was approved for $400. I have bought a pair of shoes, a bar stool and very cheap computer. So far so good.
Credit Score:
560
Credit Limit:
250
Age:
45-54
Posted 10/08 2015
Got into the Fresh Start program when my score was 560. I was moved to the regular account after one purchase. I made another purchase and after paying it off, my limit went from $250 to $750 (a $500 increase).
Credit Score:
430
Credit Limit:
150
Age:
35-44
Posted 07/02 2015
Here is my story of how Fingerhut helped me regain my footing. My score was about 430 (like really bad) and yet I got approved for FH Fresh Start. I was merely approved for $150. I made some purchases and took about 4 months to pay off. Once that was paid off, I was moved to their regular account. My limit was increased to $250. After that, I went on an app spree. I got approved for Capital One QS, Walmart, Sears and Kohls. After about a year or so, my scores are now 610. That is a huge improvement and I will be working had as hell to get my scores up to 700.
Credit Score:
615
Credit Limit:
500
Age:
25-34
Posted 05/29 2015
Have to thank Web Bank and Fingerhut for helping my credit. When I compare stuff on FH to Amazon, they are about 30% to 35%. Bottom is that it is best to have good credit. But if yours is not, FH is a good way to rebuild it.
Credit Score:
503
Credit Limit:
200
Age:
25-34
Income On Application:
$55000
Posted 10/26 2014
This is the first card that gave me a chance. Started with $200. I got several credit line increases and now it is $1500.
Credit Score:
480
Credit Limit:
150
Age:
35-44
Posted 09/02 2014
Got FH when my score was 480. I had a couple of collections and was surprised I was approved. They start you low ($150 for me). Then once you buy something and pay it off, they give you an increase to tease you into making a larger purchase. My limit is now $2000! Prices are about 25% more expensive than Amazon and they charge a hefty shipping fee. But my scores are now 650 so I would say go for it if you have scores just like mine not too long ago.
Credit Score:
555
Credit Limit:
500
Age:
25-34
Posted 04/05 2014
My score was hovering around 555. I did not think I would get approved. But I actually did after some verifications. I was given a $500 credit line. The prices on FH is about 20% above normal retail price and there is a shipping fee. I also found out that you can use Fingerhut at Teleflora.com so at least you can buy flowers at "regular" prices.
Credit Score:
460
Credit Limit:
250
Age:
25-34
Posted 03/16 2014
Score was 460 when I applied. A few items in collections. Was surprised to be approved for the Fresh Start program for $250. Bought 2 pairs of shoes and paid it off after 3 months. I was then given the regular FH account. After another purchase that was paid off, my credit line increased to $750. My score is now 530.
Credit Score:
470
Credit Limit:
200
Age:
35-44
Approved
3 days after discharge after Bankruptcy
Posted 10/16 2013
I applied for FH after 3 days from BK. Was approved for $200.
Credit Score:
460
Credit Limit:
150
Age:
35-44
Posted 08/27 2013
I was denied USB and Citi secured cards and decided to give FH a shot. My credit was in the dumps (460 score) and I was approved for $150 on their Fresh Start program. I made my first purchase and had it paid off in 5 months. I was then given the regular FH account and a CLI to $500. After another 4 months, I had a CLI again of $500 so my limit is now $1000. Meanwhile, my EQ score is now about 600. I have just gotten approval for Kohls and Walmart store cards.
Credit Score:
515
Credit Limit:
200
Age:
25-34
Posted 07/19 2013
I applied for Credit One, First Premier and Milestone and was declined by all! FH approved me with a $200 CL.
Credit Score:
550
Credit Limit:
400
Age:
35-44
Posted 12/06 2012
Applied for fh in February. My EQ score back then was 550. I was approved for $400. In june, I had a $500 CLI. And my scores are also up to about 590. Very pleased so far.
Credit Score:
500
Credit Limit:
200
Age:
35-44
Posted 09/24 2012
Prices are about 30% above average. But they gave me credit when I was declined by other secured cards! My score was 500 and I got $200 limit.
Credit Score:
510
Credit Limit:
250
Age:
25-34
Posted 05/21 2012
First Premier and Credit One rejected me. So I gave Fingerhut a shot and was approved. My score was 510 with a few baddies on my report. I was approved for $250.
Credit Score:
480
Credit Limit:
150
Age:
35-44
Posted 03/22 2012
It was my fault that my credit took a hit and my score dived to 480 area. I tried to apply for a couple of secured cards but was declined. I did some research and decided to give this a shot. I was approved for the Fresh Start and was then moved to the regular Fingerhut credit account after paying off the first thing I bought. My limit increased from $150 to $400.
Credit Score:
569
Credit Limit:
200
Age:
25-34
Posted 05/29 2011
Fingerhut gave me a chance. My score was 569 with a couple of collections still on the report. I got approved with a $200 credit line. After a year, my credit has been increased to $1000.
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