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Fingerhut Credit Account
Consumer Reviews, Credit Score and Income Needed, Credit Limits

Picture of Fingerhut Credit Account
61 Reviews
Consumer Rating:
star ratingstar ratingstar ratinghalf star ratingno star rating

Apply Here apply here 3.9
Lowest:
0
Average Score:
502
Highest:
615
All
5 Star
37%
4 Star
26%
3 Star
16%
2 Star
3%
1 Star
8%
1 Star 2 Star 3 Star 4 Star 5 Star
Sort By


 
Credit Score: 560 Credit Limit: 300 Age: 25-34
Posted 03/21 2016
Overall Rating: star ratingstar ratingstar ratingno star ratingno star rating
Score was 560 when I applied and was approved for $300.

Giving it a 3-star because prices are higher than other retailers (which is to be expected).
 
Credit Score: 570 Credit Limit: 400 Age: 18-24
Posted 11/23 2015
Overall Rating: star ratingstar ratingstar ratingno star ratingno star rating
Score: 570
Limit: $400.
 
Credit Score: 589 Credit Limit: 500 Age: 25-34
Posted 01/28 2015
Overall Rating: star ratingstar ratingstar ratingno star ratingno star rating
Applied and was approved for $500. TU score was 589.
 
Credit Score: 580 Credit Limit: 400 Age: 35-44
Posted 12/10 2014
Overall Rating: star ratingstar ratingstar ratingno star ratingno star rating
I had an EQ score of 580 and I was approved for $400. The price of stuff on FH is about 20% higher than most stores. And the shipping cost sucks. But I'll just have to suck it up until my scores are good enough to get an Amazon card.
 
Credit Score: 490 Credit Limit: 150 Age: 25-34
Posted 08/15 2014
Overall Rating: star ratingstar ratingstar ratingno star ratingno star rating
I got instantly approved for the Fresh Start program. Score was 490 and got a $150 limit.
 
Credit Score: 535 Credit Limit: 500 Age: 25-34
Posted 04/06 2014
Overall Rating: star ratingstar ratingstar ratingno star ratingno star rating
Started off with $500 CL. I've recently got a CLI to $1000. I do not use the card much (maybe once every 3 months or so). My score was about 535 when I was approved.
 
Credit Score: 505 Credit Limit: 250 Age: 25-34
Posted 11/14 2013
Overall Rating: star ratingstar ratingstar ratingno star ratingno star rating
The Good: I was approved with a 505 TU score. Limit was $250. After 6 months, my limit is now $800. My score is also now at 570.
The Bad: Prices are 25% to 30% above retail. There is also shipping cost too.
 
Credit Score: 567 Credit Limit: 300 Age: 18-24
Posted 01/18 2013
Overall Rating: star ratingstar ratingstar ratingno star ratingno star rating
I got approved for a $300 line with a 567 score. The prices of their stuff was about 20% over regular stores. But that was not my issue. It was that they would call me about my payments even before it was due. This is really weird.
 
Credit Score: 586 Credit Limit: 400 Age: 25-34
Posted 10/17 2012
Overall Rating: star ratingstar ratingstar ratingno star ratingno star rating
Approved for $400. TU score was 586.
 
Credit Score: 510 Credit Limit: 250 Age: 45-54
Posted 11/22 2011
Overall Rating: star ratingstar ratingstar ratingno star ratingno star rating
Approved for $250 with a 510 score.
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