Credit Score: 604 Credit Limit: 400 Age: 35-44

Posted 10/06 2015

I have both a Horizon Gold account and a Fingerhut account. The difference is that FH sells quality products and they do not charge a monthly membership fee. You do pay more (about $15% to 25%) more but they approve you even if you have bad credit and they do help your score.

For rebuilding credit, I guess this is ok. But I had a couple of shipping issues and returns with them. So for this, I'll give it a 2-star.

 

Credit Score: 530 Credit Limit: 400 Age: 35-44

Posted 12/08 2013

I was approved with a 530 score and $400 limit. Stuff is overpriced and I had a bad return experience. Shipping price is ridiculous too.