Credit Score: 580 Credit Limit: 500 Age: 45-54

Posted 08/22 2017

I have been a Wells customer for over 15 years. My credit took a hit and I decided to rebuild with their secured credit card. I made sure I paid my bills on time as well. After a year with the card, I still did not graduated. However, my scores have improved and I managed to get a Citi and Discover card. 18 months in and I still have not graduated. I'll give it another few months and will cancel before the 2 year mark is up if I still have not graduated to an unsecured credit card.