Credit Score:
550
Credit Limit:
300
Age:
35-44
Income On Application:
$50000
Posted 11/22 2020
I got approved with a $75 annual fee. The starting limit was $300. My feedback is quite similar to others here. The credit limit will not increase. They do not have an app and their website is not the most snazzy.
Having said that, this card does serves it's purpose. I got this card after already being approved for the Opensky Secured card. After I got approved, I saw my score bump up by about 30 points. After using this card (with the Opensky) for about a year or so, my scores have increased to over 600.
Credit Score:
540
Credit Limit:
300
Age:
25-34
Income On Application:
$37000
Posted 04/13 2019
This is actually a decent card for those of us with challenging scores. Yes, the limit is low and does not increase. But it is better than First premier, total, first access and reflex. These other cards charge an application fee, annual fee and monthly fee. With Milestone, you only have to pay an annual fee.
Credit Score:
575
Credit Limit:
300
Age:
25-34
Income On Application:
$48000
Posted 03/23 2018
This card has served it's purpose. The good thing is that they only charge you an annual fee. Other cards charge monthly fee as well. The bad thing is that the credit limit does not increase.
After using this card for over a year, I got the Capital One Platinum (no annual fee) with a $2,000 limit. I canceled Milestone after it had served it's purpose.
Credit Score:
591
Credit Limit:
300
Age:
35-44
Posted 11/23 2016
My credit took a dive because of a job loss and some unpaid bills. As part of the rebuild process, I got this card. Before that, I had started off with the capital one secured. The reason I went with this card is because it was unsecured and it did not come with all sorts of nasty fees. Yes, I have to pay a $75 AF. But other cards were worse (monthly fees and all that).
The AF gets billed the first statement so my suggestion would be to pay it off immediately. I also had my payment put on hold for a couple of times for about a week. Customer service is definitely not US based. This was not a recurring problem and I only called CSR once.
Having said all that, the card has served it's purpose and I will be cancelling it once I get a couple of no AF cards with a decent limit.
Credit Score:
587
Credit Limit:
300
Age:
35-44
Posted 09/26 2016
It is ok to start rebuilding with this card. Once your scores improve, just get capital one. Your credit line will not increase so even if you get a decent AF on this, eventually, you'll need other cards.
Credit Score:
601
Credit Limit:
300
Age:
35-44
Posted 04/19 2016
My credit took a hit and my scores went down to the high 500s. To rebuild, I first got a opensky secured card. After 4 months, it bumped my score up to about 600. The milestone card is my second card. I got approved with a $75 annual fee and $300 credit limit. I might try to open one more trade line. But I'll be using these 2 cards now to rebuild. I only spend about $30 on both cards each and pay them off in full every month. They both report to all 3 bureaus.
Credit Score:
583
Credit Limit:
300
Age:
25-34
Posted 03/12 2016
I have been reading that you need 3 trade lines or credit cards to rebuild. I first got a cap one secured and put $500 into it. Next came fingerhut (because it had no annual fee). I got $200 limit for that and it was bumped up to $400. Then I applied for this card. I got approved for $75 annual fee version and $300 limit. I'll stick with these 3 cards for the moment. I'll make another round of app when my score gets into the high 600s.
Credit Score:
579
Credit Limit:
300
Age:
35-44
Posted 01/19 2016
This is an ok card to start out. I got approved for $300 and all I do is to put $25 on the account every month and pay it off. After about 6 months, my score improved to over 600. I managed to get the capital one platinum and quicksilver. These are much better cards. But the Milestone card has served it's purpose and I will be canceling it soon.
Credit Score:
634
Credit Limit:
300
Age:
35-44
Posted 02/09 2015
All cards targeted at bad credit folks like us are not great. But they do serve a purpose, which is to help us rebuild. This card is no different. And we all know that we need to get at least 3 or 4 trade lines so even if we get 2 great cards, we'll end up with one that is not so good. After doing a lot of research, I've come to the conclusion that there are worse cards out there.
I myself got this card and all I do is charge my bills to it and end up putting $55 on the card a month. I PIF so the interest rate does not bother me at all. That, together with my secured card and 2 other cards (credit one and fingerhut) has helped me increase my score by over 80 points.
The downside of this card is that they do not give credit line increases whereas both my credit one and fingerhut did.
Credit Score:
498
Credit Limit:
300
Age:
25-34
Posted 10/11 2014
I was really surprised to be approved for this card because my scores were hovering around slightly below 500. After 6 months, they had gone up to 580. I then applied and got approved for 2 capital one cards and said goodbye milestone. It did serve it's purpose.
Requirements 
Requirements 
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