Credit Score:
600
Credit Limit:
0
Age:
35-44
Posted 06/04 2021
Do not apply for the $700 increase if you already have a card!!!!!! It’s not an increase it’s a new card!!!!!!! They will deny you on the basis that you already have a card with them and it will look bad on your credit. It’s a horrible company.
Credit Score:
590
Credit Limit:
0
Age:
18-24
Posted 03/24 2021
I will not recommend this card .I canceled my card then they charged me a 99 anual I called got that tooking off but then they reinstated my credit I dont want it . It's a high intrest no limit increase . Go another way.
Credit Score:
570
Credit Limit:
300
Age:
35-44
Posted 02/23 2021
Horrible, Horrible, Horrible!!!!! I wouldn't recommend no one to get this credit card!! Too many problems with this card.
Credit Score:
570
Credit Limit:
300
Age:
25-34
Income On Application:
$65000
Posted 05/26 2019
Do not get this card. Not sure if other folks experience this but for me, they put a 14 day hold after I paid my bills. I checked the terms and conditions and they do say they might put a hold on your payment for up to 14 days. That means you have to wait two weeks for your payment to clear until your credit limit is restored. I now only charge a very small amount every month to the card. None of my other cards have such issues.
Credit Score:
590
Credit Limit:
300
Age:
35-44
Income On Application:
$27000
Posted 09/07 2018
$99 annual fee for a $300 credit limit which does not increase is not worth it. Get a secured card instead.
Credit Score:
577
Credit Limit:
300
Age:
25-34
Posted 04/17 2017
I had a fraudulent charge on my account for about $20. CSR was totally useless (IMO). Firstly, they are definitely not US based and I could barely understand them. I had to go through about 4 people and the issue is still not resolved. Stay away from this.
Credit Score:
643
Credit Limit:
300
Age:
25-34
Posted 06/25 2016
I regret getting this card. The bright side is that my annual fee was ok at $75. But CSR said they never increase your credit line, their website sucks and they have no mobile app. They don't even have autopay set up. Their back end operations leaves a lot to be desired. I would go for a capital one card because looking at this.
Credit Score:
535
Credit Limit:
300
Age:
35-44
Posted 10/06 2015
This is a very important thing - they do not increase your credit limit. You can call, beg and do whatever, it stays at $300. I also have Capital One and Credit One card and they do both will increase your credit limit. If you are considering this, I would go for Credit One first.
Credit Score:
583
Credit Limit:
300
Age:
25-34
Posted 07/10 2014
I got this card to help me rebuild my credit. My annual fee was $75 and the starting limit was $300. They will bill you the annual fee on your first statement. After using the card for a year, I was quite puzzled that I had not got any credit line increases. After checking their website and calling their customer service, I found out that they do not give you any credit line increases. At about the same time I got this card, I was also approved for credit one and capital one with an almost similar starting credit limit. But credit one has given me an increase after 6 months and my cap one limit is now $1800.
Requirements 
Requirements 
.jpg)
.jpg)
.jpg)
