Credit Score: 590 Credit Limit: 500 Age: 35-44

Posted 06/02 2017

I got my card a year ago. They approved me for $500. The annual fee for the first year was ridiculous ($125) but I had no choice because no other cards approved me. As the second year approached, they will start charging you a monthly fee. When you add the annual fee on top of that, it works out to over $200 in fees alone. All for a crappy $500 limit. I called them to cancel and they did not even try to keep me as a customer (like reduce fees or anything like that)!