You can only apply for the Verve Mastercard if you have received a mail offer with a code.
If you have not, here are some better cards to get.
Upgrade Select Visa
The average Verve cardholder has a FICO score of 600 and above. And the lowest annual fee you will get on Verve is $125 for their $750 and $1,000 credit limit versions. If you have a 600 FICO score, I suggest getting the Upgrade Select Card, which only has a $39 annual fee and a credit limit ranging from $500 - $2,500.
Arro Card
Apply Here
If your FICO score is below 600, the best unsecured credit card to get is the Arro Mastercard. The monthly fee for the first year is only $1/month. And it is only $3/month from the second year onwards. Credit limit starts from $50-$200, but quickly rises as long as you complete financial literacy courses from their app. Credit Limits go as high as $2,500. There is no hard inquiry and all you need is to have a minimum income of $1,800 and link your bank account to Arro.
No card
No card
No card