menu-nav menu-nav

Opensky® Secured Visa® Credit Card
Consumer Reviews, Credit Score and Income Needed, Credit Limits

Picture of OpenSky® Secured Visa® Credit Card
32 Reviews
Consumer Rating:
star ratingstar ratingstar ratingstar ratingno star rating

Apply Here apply here 4.1
Lowest:
450
Average Score:
527
Highest:
655
All
5 Star
56%
4 Star
18%
3 Star
9%
2 Star
6%
1 Star
9%
1 Star 2 Star 3 Star 4 Star 5 Star
Sort By


 
Credit Score: 450 Credit Limit: 200 Age: 35-44
Posted 08/01 2017
Overall Rating: star ratingno star ratingno star ratingno star ratingno star rating
450 credit score limits 200
 
Credit Score: 504 Credit Limit: 300 Age: 45-54
Posted 03/25 2017
Overall Rating: star ratingno star ratingno star ratingno star ratingno star rating
I had this card for 2 years and everything went well. However, I had problems closing my account. I called customer service rep to close the account At that time, there was a $30 left on my account. So I transferred $30 from my bank account. The rep acknowledged that and closed the account. I thought that was the end of the story.

A few days later, I got an email saying I still had $30 left and they charged me a late fee. I called out customer service and explained the whole situation to them. She said that the $30 was not paid but agreed to waive that late fee. I thought this was all settled again until I got another email with the same story.

I have not resolved this but I am giving this a 1-star rating for this experience. To be fair, this card helped improved my credit score from low 500s to 710 now.
 
Credit Score: 552 Credit Limit: 300 Age: 35-44
Posted 09/26 2016
Overall Rating: star ratingno star ratingno star ratingno star ratingno star rating
I had problems closing the account. I had to wait a couple of months to get my money back and they I kept getting charged for statements on a closed account. Customer service was absolutely useless.