Opensky has 2 secured credit cards - the regular Opensky and the Opensky Plus, which has no annual fee.

Right now, there are ongoing promotions for Openksy Credit Cards until the end of the year 2023.

Opensky® Plus Secured Visa® Credit Card

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Annual Fee: $0

APR: 29.24%

Credit Limit: $300 - $3,000

No Credit Checks

Chance to graduate to Opensky Gold Unsecured Visa in as little as 6 months with no credit checks

Eligible for credit limit increase without need for additional security deposit as soon as 6 months

Limited Time Offer Details for NEW cardholders:

To qualify for a $50 Amazon.com Gift Card, you must deposit $500 or more into your security deposit the same day you submit an application and be approved for an OpenSky secured credit card account.

To qualify for a $30 Amazon.com Gift Card, you must deposit $300 to $499 into your security deposit the same day you submit an application and be approved for an OpenSky secured credit card account.

Arro Card

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Why put down a security deposit when you can get an unsecured credit card with no hard inquiry (like Opensky), very low fees and an APR that is lower than Opensky?

A great alternative to consider is the Arro Mastercard. It is an unsecured credit card that does not perform any hard inquiry. All you need is $1,000 in monthly income and you also have to link your bank account to Arro via PLAID.

The fees are very low: $1/month for the first year and then $3/month thereafter. The initial credit limit is between $50 - $200. But you can increase your limit simply by taking financial literacy courses from their app. You can increase your credit limit up to $2,500(almost similar to Opensky). The 16% APR is also lower than Opensky.

Arro Card

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Arro Card

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Arro Card

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