Credit Score:
670
Credit Limit:
300
Age:
55-64
Posted 01/19 2021
This card does what it's supposed to do. It's a sub prime, no deposit, hi interest and fees credit building credit card. I was only too glad to accept the offer to open an account with TOTAL VISA a year ago. Since then my credit building journey has progressed to the point that I have other options for better credit. Today I closed my TOTAL VISA account. I'm thankful for the help they provided at a time that I needed help. TOTAL VISA is not a card you keep for life.
Credit Score:
580
Credit Limit:
300
Age:
25-34
Posted 06/08 2016
A little warning. Every payment has to be 5 days apart. This applies to those of you who want to pay multiple times during a billing cycle.
Credit Score:
610
Credit Limit:
300
Age:
35-44
Posted 03/30 2016
One thing to be aware of this card is that you cannot use it when you travel out of the USA. You also cannot use it with a foreign merchant online.
Credit Score:
603
Credit Limit:
300
Age:
25-34
Posted 11/16 2015
I got this card simply for rebuilding. I understand the fees and have read the terms and conditions. I plan to simply cancel this card after a year and get a lower fee card.
Credit Score:
561
Credit Limit:
300
Age:
25-34
Posted 05/12 2015
Found out the hard way that this card cannot be used abroad. I went to Canada and found out the hard way.
Credit Score:
515
Credit Limit:
300
Age:
25-34
Posted 04/25 2015
EQ 515
EX 525
TU 501
Credit Score:
586
Credit Limit:
300
Age:
35-44
Posted 04/21 2015
Just got approved for this card. Score was 586. Not sure how this will pan out.
Credit Score:
494
Credit Limit:
300
Age:
45-54
Posted 01/20 2015
Have been with Total for a few years. As long as you pay on time, there should be no problem. They were the ones who gave me a chance when I kept getting denied by other banks.
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