Credit Score: 530 Credit Limit: 0 Age: 18-24

Posted 11/09 2018

I applied for the TOTAL VISA CREDIT CARD so read on to everyone with "GREAT REASON"to be skeptic,on the query of, "How long does it take to receive my TOTAL VISA UNSECURED CREDIT CARD."

I want u all to know, i called "every five days"since approved Sept.4 this year.


I should've RESEARCH first.

I thought, "10 to fourteen days after i was approved." I was informed, but it can be sooner in a "Few days,as advertised and as said in an email to me."
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So we are now looking at over SIXTY days and guess what...
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I finally spoke to a very BAD-SPEAKING NON-PROFESSIONAL SPEAKING, no good at talking as a "supervisor, whose name is Raven or Raiven." She sucked. Was not able to give me any "REAL"Information as far as their truth and or policies in place,
and why i am being told all diff stories."
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Finally...
I want you all to know i got my card after get this, just about SIXTY one days or so and i am just warning you, KEEP CHECKING UP ON YOUR CARD. DON'T STOP. and i finally got mine, but damn sure would have NEVER paid up front almost 100 bucks for a card, i have NOT received yet."

Just wait to pay the 89.00 fee. Took sixty or so days to get a credit card from TOTAL.
I will b updating all in 3 months, let u know how this card is. Their site should be clear and not MISLEAD and say "up to thirty days" or an OUTLANDISH 2 months from time of making the payment for a card."Not worth it if you're going to lie to the American public,or will be sued i am sure if u r lying to the public, as it is clear, my card should have BEEN LEFT THE WAREHOUSE, after i was approved, NOT 1 to 2 months later."Those who are blessed in life, do not lie about such SERIOUS things in life." Now i will report here in three months winter time months of 2019, to let u all know how this card is, and or if it not "real" even if it say a real unsecured VISA card."
Give them ZERO-1-STAR for now premised on how long it took, yet i read some got it 1 to 3 days "after shipping date from total visa card warehouse."
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ALWAYS RESEARCH FIRST when you're approved for a secured OR in my case this TOTAL UNSECURED VISA.
GOD BLESS.

 

Credit Score: 580 Credit Limit: 300 Age: 35-44

Posted 06/22 2018

I only gave this card 1 star because there were no options for 0 stars! I've been paying the monthly fee every month for over a year, and have never been able to use this card for anything. NOTHING! So I called and asked why my card was always being declined, even though I have a $0 balance, and the operator told me they had sent me a new card with a different number, which I never received. So, if you're looking for a really sketchy credit card that you have to pay every month and get nothing in return, then this is the card for you!!!!

 

Credit Score: 549 Credit Limit: 300 Age: 55-64

Posted 08/23 2017

i have never had a credit card of my own in 35 years without difficulty. i received the total card in 2016. glad to have credit of $225 ($300 - $75) got some items i needed and wanted as i had been struggling financially with no credit history. i made first payment august 2016 via phone with debit card. have confirmation # and everything. they never took the payment out of my account. tried to pay online, not successful. called and was placed on hold for who knows how long. so i decided not to continue with use of card. now item is on my credit report as NEVER MADE FIRST PAYMENT. I have them $89.00, They gave me $225.00, now i owe them $225, $75, and a late fee of $37, and interest. Ok. If I wait 10 years it will drop off credit report. THAT IS NOT THE REASON I NEEDED CREDIT. I like not owing anyone - neither borrower or lender be, but I authorized them to receive payment from my account. Why is my credit report reflecting NO PAYMENT when in fact I did provide funds for payment. Why is my credit report listing bad account when I acted in good faith. AND I AM STILL RECEIVING OFFERS OF CREDIT - IF THEY STILL NEED THREE HUNDRED A MONTH, WHY DIDN'T THEY ACCEPT MY DAMNED PAYMENT AND LET ME BUILD CREDIT?

 

Credit Score: 0 Credit Limit: 0 Age: 45-54

Posted 07/30 2017

would like to apply 4 this card my srore is528

 

Credit Score: 0 Credit Limit: 0 Age: 55-64

Posted 06/02 2017

THEY ARE CONTINUALLY SENDING ME EMAILS TO APPLY - ASSUMING THEY SEND THEM TO THOSE WITH LOWER CREDIT SCORES. MY CREDIT HAS CONTINUALT IMPROVED AND YET THEY CONTINUE TO DENY. IF ITS A HARD CREDIT CHECKTHEN THAT'S A PROBLEM. TOTAL SCAM!!!

 

Credit Score: 0 Credit Limit: 0 Age: 45-54

Posted 03/15 2017

when can i request for acredit increase?

 

Credit Score: 0 Credit Limit: 300 Age: 45-54

Posted 03/02 2017

Just Got My Total Visa Activated! As I Have Reviewed Other Statement Here! I Sudjest That If You Want To Rebuild Your Credit, And Credit Score, Do What I Do! I Am A Member Of NetFlix, Hulu.com And CBS.com, Where On I Watch Different Shows, The Cost Of Being A Member Is Low!

So I Use My Total Visa, To Pay For These, And After A Month Or Two, And To See If No Other Charges Have Been Applyied!, I Copy My Information From My Credit Card Account Number And Other Info, Then I Shred It! Leaveing It Open, Then I Pay My Uses, Back To My Total Visa, Which Runs Around! $20.00.

And I Pay Before The Due Date! And So I Am Rebuilding My Credit And Credit Score, And I Have No Fear Of The HIGH INTEREST! Please NOTE: If You Get This Card! YOU! Are Your Worst Enemy!

If You Can Control Your Spending The Way That I Am Doing! Then You Should Not Have A Problem With This Card. Also! Even If They Give You A Credit Line Increase! Once You Shread It! And Keep It Open, You Should Be Okay!

 

Credit Score: 540 Credit Limit: 300 Age: 25-34

Posted 02/20 2017

I was just approved online and sent a confirmation email. How long did it take to receive your card after you were approved? I play to pay the $89 fee with my debit card once I receive the card in the mail. I am seeing some people say that once they paid the initial fee they could not use their card for 2 weeks. Once you activated the card how long until you were able to use it?

 

Credit Score: 578 Credit Limit: 300 Age: 18-24

Posted 10/14 2015

The phone system is in need of a fix. When you call, you are automatically presented 2 options which does not include speaking to a representative. In fact, hunting down a number to call a rep is almost impossible.

 

Credit Score: 529 Credit Limit: 300 Age: 25-34

Posted 09/03 2015

The customer rep told me that I could use the card immediately after I paid the processing fee. Turns out I have to wait for 2 weeks!

 

Credit Score: 530 Credit Limit: 300 Age: 25-34

Posted 06/12 2015

My card was paid up when I decided to cancel. Then I found out that my credit report had a delinquent account from Total! Disputing it right now. These guys are total scums.