Credit Score: 645 Credit Limit: 300 Age: 25-34

Posted 07/18 2017

I actually got a pre-approved mail for this card. I decided to apply because I wanted an additional card to rebuild my credit and also because I use Valero and they are around my neighborhood. I was approved for $300 at first. After 3 months, I was given a credit limit increase because I was using $230 of my limit (but I pay in full). I got a mail congratulating on my $300 increase because I had an "excellent payment history" (only 2 months!). At least, that will give me some cushion since I have 2 cars (a sedan and a SUV). I do fill up more than 75 gallons month so I have been saving 8 cents a gallon with this card.

 

Credit Score: 590 Credit Limit: 300 Age: 45-54

Posted 04/27 2017

I got this card a few months after my BK. The limit was small (only $300), but I was using this card to rebuild and use Valero anyway. They do report all bureaus and because Valero is everywhere in the area I live, this card is really handy for me. Oh , and I save some money on gas as well.

I just wished this was a Visa or MasterCard. Then I would ask for a credit limit increase and use it more. As it is now, it is in my wallet and used whenever I fill up the gas tank.

 

Credit Score: 640 Credit Limit: 300 Age: 35-44

Posted 01/07 2017

This card works for me. There are lots of Valero stations so this card is definitely useful. Most would be able to meet the 50 gallon a month tier and save 4 cents per gallon. I bounce between the lower tier and upper tier so sometimes I save 4 cents and sometimes 8 cents. The APR is ridiculous so make sure you pay in full every month.

 

Credit Score: 703 Credit Limit: 500 Age: 35-44

Posted 09/08 2015

I applied and was approved for $500. I live in CA and there are lots of Valero stations so this card will come in pretty handy.

The terms and conditions say that if you fill up between 50 and 79.9 gallons a month, you will save 4 cents per gallon. I think that is the amount that I will be saving!