Credit One Bank® Platinum Visa® With Cash Back Rewards
Consumer Reviews, Credit Score and Income Needed, Credit Limits
30 Reviews
Consumer Rating:
Apply Here
Lowest:
0
0
Average Score:
562
562
Highest:
674
674
Card Details 
Card Details Annual Fee: $0,$35 or $75 for the first year, then $99 from second year onwards
APR: 19.99% to 25.99% *Variable Rate
Grace Period: 0 to 24 days
Free Credit Score - Credit One provides a form of free credit score which many card members think is provided by Experian.
Cash Back Program Cash Back Program Credit One is one of the few issuers that have a cash back program.
- 1% cash back on gas, groceries, mobile phone service, internet service, and cable & satellite TV service, or
- 1.1% cash back on dining purchases and 1% on all other purchases, or
- 1% cash back on all purchases
Pros and Cons Pros and Cons Pros
- Reasonable fees, No application or monthly maintenance fees
- Cash back program
- Has mobile app - Apple Pay and Samsung Pay
- Free credit score
- Track record of credit line increases
Cons
- Grace Period ranges from 0 to 24 days
Our Take Our Take Credit One has reasonable fees and unlike many other sub prime cards, they do not charge application or monthly fees. They are one of the rare issuers that have a cash back program, an app and a track record of credit line increases. If you are a rebuilder and looking for an unsecured credit card, then you should consider this card.
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