Credit One has severely tightened their approval standards because of the Corona Virus Pandemic. We suggest the following alternatives.

Upgrade Visa® Card with Cash Rewards

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If you have mid to high 600s score, then you might want to consider the Upgrade card, which is both a credit and a personal line of credit (which is so useful during times like these. You can get credit lines up to $50,000 depending on your credit.

First Digital Mastercard®

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If your scores are in the 500s, the First Digital is a better alternative for those of you in this score range.

Net First Platinum

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If your scores are really bad, then the Net First Platinum "buy now pay later" catalog card might be what you need to rebuild. They report to Equifax.

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