Credit Score: 766 Credit Limit: 10000 Age: 35-44

Posted 09/23 2015

I have used this card and got to use the points for 3 cruises. Used them for last payment, OBC and pre-booked excursion trips. A year ago, I got the Barclaycard Arrival and found out that I could earn so much more points quicker than the HAL card. I have since stopped using the HAL card because I could use my Barclaycard to book my cruise and get my OBC. While I may not get the discounts, I still get statement credit cards.