Credit Score: 545 Credit Limit: 500 Age: 45-54

Income On Application: $3600

Posted 01/24 2022

I see that many people have had trouble with this company. I applied around Aug 2021 with a horrible credit score of 545. I was approved for 500. I have had cards in the past that require a program fee so I was aware of that expense. The other companies that require a fee highest limit is usually 200 to 300 dollars. I received my card 13 days later. Activated it and had no problems using it. One bummer is you can't use it at the gas pump, have to use it where the chip is read for security reasons. Yes, the annual fee and program fee suck but I would not have a credit card if they didn't exist. Also, I would like to add my score had raised over 100 points since I have had this card. This card is definitely for people with a credit score below 580