Credit Score: 636 Credit Limit: 0 Age: 35-44

Posted 01/28 2021

I received a "pre-approved" letter in the mail around Christmas time (2020). I went online and completed the approval process. I got instant approval for the $400 limit. I was given the option to pay the $89 fee online or pay later. I paid $89 upfront. It's not about a month later, I haven't received any card or letter from there. When I call they said they have nothing for me on file. So I'm out $89 and I have not a card or anything. I still receive "pre-approved" calls and letters. Based on other reviews, it seems the pattern for this "company" to take the $89 upfront fee and ghost their later.
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Credit Score: 650 Credit Limit: 400 Age: 25-34

Posted 06/28 2020

I am reading the reviews before I do anything. I was approved but I have to pay the $89 processing fee. I hate how they do not accept credit cards it has to be a debit card. I'll see if I trust this company or not, so far by looking at the reviews the company sounds like a fluke.

 

Credit Score: 560 Credit Limit: 400 Age: 65+

Income On Application: $823000

Posted 01/07 2020

THIS IS THE MOST ROTTEN CARD YOU CAN GET ! I HAVE A $400 LIMIT AND I CANNOT USE IT ALL----I PAID MY FEES FOR THIS CARD---GOT THE CARD AND ITS WORTHLESS ~ I TRIED TO USE IT ON A MEASLEY $21.00 CHECK OUT AND COULD NOT USE IT--- NEVER EVER GET THIS CARD---I MAY AS WELL THROW IT IN THE TRASH---THEY BARE IMPOSSIBLE TO TALK TO IN THE REGARDS I CANNOT GET A HOLD OF CUSTOMER SERVICE. THEY NEED TO BE TURNED IN AND IF KNEW HOW TO DO THIS, I WOULD----THEY DESERVE A ZERO RARTING----SHAME ON YOU FIT !

 

Credit Score: 583 Credit Limit: 400 Age: 35-44

Approved 30 days after Bankruptcy

Income On Application: $38000

Posted 12/11 2019

I haven't paid the 89 dollars because I wanted to read some reviews first. I definetely think I will pass_ I went through a divorce and had to file bankruptcy so my credit isn't the best so I was looking for a card to rebuild it ; this isn't the one.

 

Credit Score: 0 Credit Limit: 400 Age: 45-54

Approved 0 after Bankruptcy

Posted 10/20 2019

I called in to make sure all my information matches what they had in computer. The lady said yes then she ask me to pay the processing fee of 89.00. Then she said the card would be able to use in one hour. I waited until the next day and guess the card doesn't work. I can't get hold to anyone because your information has to match. I'm going to get the police in this matter. we shouldn't be getting our money stolen from us like its already to hard to make it out here. This is a trouble company please tell everyone you know about this matter so no one else. will give this company there money. everyone call the new paper and news in your town everyone need to know about this matter. We all should get our money back and more for these headaches.

 

Credit Score: 590 Credit Limit: 400 Age: 18-24

Posted 10/17 2019

I paid an $89 fee 8 weeks ago. no card. no services provided. Only a bill for $99 for a year fee. Clearly, they didn't send out a card. I asked for a refund of my $89 and they asked for $99 to cancel.
Complete SCAM. After 2 months how don't I have a card?

 

Credit Score: 630 Credit Limit: 400 Age: 25-34

Income On Application: $35000

Posted 10/15 2019

I have been waiting for 6 weeks for my card and it still hasn't arrived. I paid the processing fee of $89. Today I got a bill for $99 for their yearly fee. Still no card after 6 weeks but a bill. I don't recommend.

 

Credit Score: 580 Credit Limit: 400 Age: 45-54

Income On Application: $11000

Posted 07/06 2019

this bank and customer service are all idiots i applied months a go for fit mastercard they approved me i waited 12 days or so got my card and $400 limit said i have $301 available and card activated after i paid the $89 fee says credit,debit,gift card or checking and savings,so i have a $100 vanilla visa gift card visa debit card and it says it was denied so i called them and said well i use my bank debit card and they said sorry someone reason the account is now cancelled i said uncancel it then sorry we cant,said i have to wait and reapply later on i waited several months now applied again its been 8 days since approved same deal but no card yet i called see if they mailed it rep say no card will be mailed till you pay the $89.00 processing fee i said you did before she said maybe it was different offer i said no same card same offer,so i tried to pay the $89 online with my grifols plasma visa debit card registered in my name had over $100 on it and it says declined i log into citibank see my balance and transactionsn and it show a pending hold of $0.00 from this bank i asked rep she says you was declined i said you authorized $0.00 no wonder it wasnt declined,she said i can take your payment now and once its cleared get your card mailed out to you,i said why do you advetise you accept credit,debit,gift cards and do not accept visa debit card gift cards or even my registered citibank plasma card,now i really dont trust them seems like a scam to get your real credit card number and real checking debit card number if you ever used either i strongly suggest cancel your card and get a new number before they rob your bank account.they are robbing people anyways give them free $89.00 processing fee and immediately they charge the card $99 annual fee and after year you also have monthly fees,they are not trying help people sounds like foreign scammers out to rob usa citizens.the government and laws need to crack down on banks like this robbing people,and this bank needs quit saying they accept gift cards as payment and do not all these things together tells me they are not at all to be trusted,beware of these scammers do not give them your savings or checking account and routing numbers or your real credit or checking debit card numbers sounds too dam fishy.if you done did you need to close the card or acct and get new one issued in my opinion before your acct gets wiped out.

 

Credit Score: 0 Credit Limit: 300 Age: 18-24

Posted 01/27 2019

Take a week get credit towards your account ugh when make your payment act like they cant trusted you :(

 

Credit Score: 509 Credit Limit: 400 Age: 18-24

Income On Application: $24900

Posted 12/22 2018

i applied for this card before but i got denied

 

Credit Score: 600 Credit Limit: 400 Age: 55-64

Income On Application: $2800

Posted 10/26 2018

Haven't sent in my 89. dollar deposit, but I don't like the idea my payment will be on hold for 7 days. Other reviews of not receiving my the card yet after 10 days does not appeal to me.

 

Credit Score: 0 Credit Limit: 0 Age: 18-24

Income On Application: $32000

Posted 10/19 2018

i was approved and paid my money already. where is my card
thank u
god bless

 

Credit Score: 580 Credit Limit: 400 Age: 55-64

Income On Application: $15000

Posted 10/19 2018

I was approved and paid my annual fee of $89.00 and still have not received my card. I called and they told me last week it was in the mail. still haven't received anything???

 

Credit Score: 532 Credit Limit: 500 Age: 55-64

Income On Application: $1800

Posted 09/11 2018

I receive message after message (for weeks now) that the credit card has been sent and requesting the processing fee. The representative I just spoke to told me that the card will be mailed when I pay the fee. So, they are lying to me. Either about the credit card already being sent or that I have to pay the fee before they will send it. Reporting this to the BBB, the Federal Trade Commission, and my state Attorney general.

 

Credit Score: 602 Credit Limit: 400 Age: 25-34

Approved 1 Year after Bankruptcy

Income On Application: $80000

Posted 08/20 2018

I do not recommend this card at all. I reluctantly paid an $89 processing fee for a $400 credit limit to continue building my credit after a bankruptcy 1 year ago. When I called to activate the card I was then told by a customer service representative who sounded very tired (and/or stoned) that a $99 annual fee had been applied to the card as well. When I questioned why I was given a generic answer about terms being based on my credit. I again questioned why I had to pay an $89 processing fee then and was again given a generic answer about terms of approval being based on credit. I then stated I didn't want the card then and wanted to be refunded the $89. I was then told that I could pay the balance of $99 and then cancel the account and the $89 would then be refunded. I then questioned again, "So basically you just stole $99 from me either way? Whether I keep the card or cancel it?" She replied that I agreed to the terms of the card. I again stated that I agreed to pay the $89 processing fee. I was never told about the $99 annual fee until today when I called in to activate the card and no I do not agree to the terms, hence why I do not want the card. She again told me I could pay the balance of $99 and then cancel the account and the $89 would then be refunded. I hung up at that point. I do not recommend this card at all!