Editor's ChoiceCategories Credit Type Issuers Blog

American Express Platinum or Gold Card?


Update – American Express is in the midst of updating their Platinum Card. We expect the new features and updates to be available later today. Please bear in mind that some information on this page regarding the card may be outdated at this moment.

In this comparison review, we will look at the differences between the American Express Gold, Premier Rewards Gold and Platinum version. We’ll find out at the end that these cards (especially the Premier Rewards and Platinum) can be complimentary and many people have both (we’ll explain why). We’ll also highlight the circumstances where one is better than the other. Below is the chart highlighting key features.

Earning Miles 1X – all purchases 3X – airline tickets
2X – Groceries & Gas
1X – all purchases
Gold Card Events Yes Yes Yes
Hotel Booking Perks Gold Hotel Connections Gold Hotel Connections Fine Hotel & Resorts
$200 Airline Credit No No Yes
International Companion Ticket No No Yes
Global Entry Membership No No Yes
Cruise Credits No No Yes – $100 Onboard Credit


The most basic similarity among these cards is that the reward program is the same (well, almost) for all cards. Membership Rewards allows you to transfer points to their airline partners and hotel partners. Platinum cardholders are entitled to MR First program (which simply means there are a few high end luxury rewards). But for all intents and purposes, all these cards have the same program. Furthermore,



Leave a Reply

Your email address will not be published.


Privacy Policy Terms and Conditions About Me Disclosure Contact Me

Newsletter Sign Up