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Walmart Credit Card
Consumer Reviews, Credit Score and Income Needed, Credit Limits

Picture of Walmart Store Credit Card
144 Reviews
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Lowest:
0
Average Score:
580
Highest:
853
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5 Star
14%
4 Star
22%
3 Star
11%
2 Star
0%
1 Star
25%
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Credit Score: 660 Credit Limit: 200 Age: 65+
Posted 11/28 2018
Overall Rating: star ratingstar ratingstar ratingno star ratingno star rating
Hello, my EX 657 TU 660 EQ 653 I was approved and I am thankful. I did not want a dead inquiry on my my file.
I was only given 200 limit. I do have 2 closed First Premier accounts that were paid off. I also have 2 capital
One credit cards. My mortgage is A1 no lates on my credit cards. I will use this card and pay it off with in the
same week. I need higher limits to move me to the 720 score and higher. I have filed BK in the past but it is
discharged and not on my record (over 10 years so I said no to the question).
 
Credit Score: 685 Credit Limit: 700 Age: 25-34
Posted 08/15 2016
Overall Rating: star ratingstar ratingstar ratingno star ratingno star rating
Not bad actually....but the comprehension behind customer service....I don't know
 
Credit Score: 714 Credit Limit: 500 Age: 25-34
Posted 08/04 2016
Overall Rating: star ratingstar ratingstar ratingno star ratingno star rating
TU: 691 Equifax: 621 TU: 719
 
Credit Score: 623 Credit Limit: 150 Age: 35-44
Posted 03/17 2016
Overall Rating: star ratingstar ratingstar ratingno star ratingno star rating
I am currently rebuilding my credit so I decided to take a chance and apply after reading the reviews on this site. Got approved but thought it would be for a higher limit. Oh well, it's better than being denied! Will make a small purchase every month maximum $20 and see when they'll increase my credit.
 
Credit Score: 608 Credit Limit: 300 Age: 18-24
Posted 01/27 2016
Overall Rating: star ratingstar ratingstar ratingno star ratingno star rating
Applied for the walmart store card after being denied for a discover student card. (They sent me a pre approved offer. Im in school full time. I work part time and I have good grades If I didnt qualify who does??) Anyway got approved for the in store card. 19 yr old, 608 score, 300 limit. It arrived in the mail about 9 days later. I have so far been satisfied. It is what it is. I stay below 20% of the limit and it has bumped my score up to 625 in 3 months.
 
Credit Score: 595 Credit Limit: 500 Age: 45-54
Posted 11/13 2015
Overall Rating: star ratingstar ratingstar ratingno star ratingno star rating
I have one credit card with a $500 limit with no payments behind and also just got a Brinks prepaid debit card to use for internet purchases and for safety within itself. I'm very good at paying my bills just need a second chance to prove it as Merrick bank has giving me the first opportunity
 
Credit Score: 651 Credit Limit: 600 Age: 25-34
Posted 08/15 2015
Overall Rating: star ratingstar ratingstar ratingno star ratingno star rating
Hello, I read a lot of the reviews on this site. I've been trying to establish different credit profile and found that I didn't have any retail credit. So I decided to try it and I was approved for $600.00 I just kept the rating a neutral thing at this time. Until I see how things go. Thank you to everyone for your posts.
 
Credit Score: 650 Credit Limit: 500 Age: 45-54
Posted 07/01 2015
Overall Rating: star ratingstar ratingstar ratingno star ratingno star rating
nice card to have if you shop at walmart alot. starting over on my credit also have capone quicksilver love that card capone platnum credit score 650
 
Credit Score: 640 Credit Limit: 800 Age: 18-24
Approved 7 after Bankruptcy
Posted 03/08 2015
Overall Rating: star ratingstar ratingstar ratingno star ratingno star rating
one of the first creditors to approve me for a credit card
 
Credit Score: 628 Credit Limit: 800 Age: 25-34
Approved 1 Year 4 Months after Bankruptcy
Posted 10/25 2014
Overall Rating: star ratingstar ratingstar ratingno star ratingno star rating
Filed BK June 2013 applied once 6 months ago denied received pre approval letter applied instant approval 800 have couple credit cards car loan I have been very agressive to rebuild my credit and it has paid off My car right after BK was 24 refinanced to 19 now down to 11 :)
 
Credit Score: 650 Credit Limit: 3500 Age: 18-24
Posted 10/05 2014
Overall Rating: star ratingstar ratingstar ratingno star ratingno star rating
Applied for the walmart discover but only approved for this version. Hope to get the discover card about a year down the road.
 
Credit Score: 581 Credit Limit: 400 Age: 45-54
Approved 4 years after Bankruptcy
Posted 08/10 2014
Overall Rating: star ratingstar ratingstar ratingno star ratingno star rating
I am in the rebuilding phase after a lengthy illness. I have Capital One secured and unsecured cards. Also a retail card and two other bank cards. I am excited to get this card.
 
Credit Score: 589 Credit Limit: 300 Age: 25-34
Posted 01/04 2014
Overall Rating: star ratingstar ratingstar ratingno star ratingno star rating
Had a 589 score when I got approved. At the same time, I also had the Credit One and a Cap One secured ($300 CL). My CR has a couple of baddies which happened 5 years ago. Am glad I got this card as I can now take baby steps to rebuild my score.
 
Credit Score: 632 Credit Limit: 500 Age: 25-34
Posted 01/01 2014
Overall Rating: star ratingstar ratingstar ratingno star ratingno star rating
TU score was 632. Income was 55k. Applied and got approved. I already have the First Premier and Credit One. Now that this card comes with no annual fee, I'll slowly get rid of the other two after I get another no annual fee card.
 
Credit Score: 596 Credit Limit: 500 Age: 18-24
Posted 10/18 2013
Overall Rating: star ratingstar ratingstar ratingno star ratingno star rating
This was my 2nd attempt after the first one was unsuccessful. Got a $500 CL.
 
Credit Score: 674 Credit Limit: 500 Age: 25-34
Posted 08/07 2013
Overall Rating: star ratingstar ratingstar ratingno star ratingno star rating
Applied for this card once and was declined. 6 months later with hardly a change in my score (674 EQ), I was approved for a $500 CL. This is my first no annual fee card since my credit took a nose dive. Before this, I have Credit One and Cap One secured ($300 CL each).
 
Credit Score: 693 Credit Limit: 500 Age: 25-34
Approved 1.5 Years after Bankruptcy
Posted 05/04 2013
Overall Rating: star ratingstar ratingstar ratingno star ratingno star rating
I am sort of in the rebuilding since coming out of BK. Have a Credit One before I applied and got approved for this card. I plan to stay way before my CL and see how this card works out in terms of helping me with my credit score.
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