Barclaycard Rewards MasterCard®
Consumer Reviews, Credit Score and Income Needed, Credit Limits

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76 Reviews
Consumer Rating:
3.9
Lowest:
0
Average Score:
629
Highest:
788
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5 Star
31%
4 Star
46%
3 Star
2%
2 Star
3%
1 Star
9%
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Credit Score: 0 Credit Limit: 500 Age: 35-44
Posted 05/20 2019
Overall Rating:
No credit
 
Credit Score: 700 Credit Limit: 11000 Age: 45-54
Posted 10/09 2018
Overall Rating:
Worst credit card experience, from 5000 credit they increased mine to 9000 and eventually to 11000 in credit limit, suddenly I was declined cause they decided to cut my credit to 800 from 11000 perse they said they review my credit which is still above 700 and the reason is that they did periodic review and saying my credit history is showing a utilization of this percentage, though I only owe them 500 as cash advance on one emergency day... ridiculously they access my credit and decided to reduced my credit below 93 percent... don't trust this company... and the guts of the guy telling they sorry that this decrease will also affect my credit score because of the decrease...
 
Credit Score: 560 Credit Limit: 0 Age: 18-24
Posted 11/09 2016
Overall Rating:
said I was preapproved applied and got denied garbage
 
Credit Score: 0 Credit Limit: 500 Age: 25-34
Posted 11/05 2016
Overall Rating:
My Transunion got a -3 hit hard inquiry for this approval, but it was worth it. My Transunion score was at 624 before I applied. I was instantly approved for a $500 limit. I'm hoping for credit increases to come often! :-)
 
Credit Score: 721 Credit Limit: 4500 Age: 25-34
Posted 10/09 2016
Overall Rating:
Just wanted a new card. I repaired my credit 10 months ago and bought a house.
 
Credit Score: 635 Credit Limit: 0 Age: 45-54
Approved 9 months after Bankruptcy
Posted 08/26 2016
Overall Rating:
CK seemed to think it was a good fit based on the accurate information they had, however it was a 'no go' for me and a hard hit on the credit (ouch). I can put the blame on CK, however they aren't the ones who filed the BK. Will try later and continue with my secured CC. Keep climbing that credit mountain.
 
Credit Score: 788 Credit Limit: 0 Age: 35-44
Approved No after Bankruptcy
Posted 07/13 2016
Overall Rating:
I applied for barclaycard I haven't heard from them yet
 
Credit Score: 668 Credit Limit: 2000 Age: 45-54
Approved 7 months after Bankruptcy
Posted 04/09 2016
Overall Rating:
Approved 7 months after Bk
 
Credit Score: 635 Credit Limit: 500 Age: 45-54
Approved 2yrs after Bankruptcy
Posted 03/07 2016
Overall Rating:
Not sure which credit agency Barclay used but My scores at the time of 9/21/2015 were Exp,644, Trans635, Equifax 502. I was approved for a $500 credit limit. 5months later 2/25/2016 my Credit Limit went up to $1500. I am a stay at home mom. Helping my husband and I rebuild our credit after an embarrassing Bankruptcy 2yrs ago I have my husband as a Authorize user. I also have a small business but using my husbands income as approval. I called Barclay to confirm if I am allowed to use his income for approval and they said YES so they walked me through the process. Capital One also a stay at home wife friendly company. Good Luck to you all my scores as of today, Exp 684, Trans 649 Eqifax 605. Good luck
 
Credit Score: 650 Credit Limit: 5000 Age: 35-44
Approved 12 months after Bankruptcy
Posted 09/21 2015
Overall Rating:
Got my card $500 from a mail pre approval, 6 mos later $1250, then $2550...hit the button got to $3550 called recon line got them to bring me to $5000! Hoping it makes discover jealous and increase my limit too.
 
Credit Score: 688 Credit Limit: 5000 Age: 45-54
Posted 06/22 2015
Overall Rating:
Got a very decent line with my score.
 
Credit Score: 0 Credit Limit: 0 Age: 55-64
Approved about 10 yrs ago after Bankruptcy
Posted 05/21 2015
Overall Rating:
not sure about 500-
 
Credit Score: 545 Credit Limit: 500 Age: 55-64
Posted 05/07 2015
Overall Rating:
surprised to get approved
 
Credit Score: 775 Credit Limit: 5000 Age: 45-54
Posted 01/23 2015
Overall Rating:
My TU score was about 775 when I applied. Was approved for $5k. What I really liked about this card is the utilities spending where you get 2X. I now charge all my gas, groceries and utilities to this card. And depending on how you use it, this is potentially a great 2% card.
 
Credit Score: 670 Credit Limit: 1900 Age: 45-54
Approved 2 Years after Bankruptcy
Posted 01/12 2015
Overall Rating:
The interest rate is high but there is no annual fee. My scores are a little all over the place. Experian and Tu has them at slightly above 700 whereas equifax score is about 597 (so I would say 670 is the rough average?).

Got this 2 years after bk7 discharge but I have had an auto loan for a while which I have always paid on time. Guess this really helps.
 
Credit Score: 684 Credit Limit: 1500 Age: 35-44
Approved after Bankruptcy
Posted 12/13 2014
Overall Rating:
Guess I was pre-selected with mail offers. No AF. 6 months at 0%. Thanks.

Oh - I use this card for my utility bills. Nice to earn 2X on that.
 
Credit Score: 684 Credit Limit: 2000 Age: 35-44
Approved 4 years after Bankruptcy
Posted 12/01 2014
Overall Rating:
I have been looking to get my first unsecured no AF card since my BK 4 years ago. I have 2 secured cards with a total of $800 CL. I got approved for a $2000 (which is absolutely great). Here is what I think is the key to me getting approved.

1. Low utilization rate (10%).

2. Pay in full very often, Only carry a balance sometimes.

3. Pay on time ALWAYS..

Good luck.
 
Credit Score: 742 Credit Limit: 8000 Age: 45-54
Posted 10/09 2014
Overall Rating:
I find that the rewards boost is perhaps the most underrated feature of this card. I cannot find another card with 2X points on utilities except this one. For the rewards booster, you sometimes get 6X points on places like sears.com, home depot etc. I have a discover card and many times, Barclays beats their shopdiscover.
 
Credit Score: 650 Credit Limit: 1500 Age: 18-24
Approved 7 years after Bankruptcy
Posted 09/27 2014
Overall Rating:
I was approved for a $1500 credit line. My background was that I was discharged from BK about 7 years ago. My existing line is with Cap One secured ($300 limit). So this is my first unsecured card for a long while. Score was about 650 when I applied.
 
Credit Score: 632 Credit Limit: 1700 Age: 25-34
Posted 09/13 2014
Overall Rating:
Before getting this card, I also have 2 Cap One cards with a total of $1500 CL. Every month, I only charge $200 a month on both cards and pay them off every month. My score was 632 when I applied and I got approved for $1700 CL.

What I like is that I can charge my utilities (even cable), gas and groceries to this card and earn rewards (in fact double points).
 
Credit Score: 662 Credit Limit: 2300 Age: 45-54
Approved 6 years after Bankruptcy
Posted 08/26 2014
Overall Rating:
My Bk was filed in 2008 and discharged in 2009. It's been a long while but I have not been religiously rebuilding my credit until the last 3 years. My score was about 662 when I finally applied and was surprised to get a $2300 CL (after reading about other people's experience here and elsewhere).

With my CL, I am able to pay my utilities, gas and grocery bills while staying within a reasonable utilization ratio with this card.
 
Credit Score: 635 Credit Limit: 1300 Age: 25-34
Approved 3 years after Bankruptcy
Posted 06/29 2014
Overall Rating:
I have been trying my best to rebuild my credit since my BK7 3 years ago. I have got a secured card from Cap One and I was really happy that I got approved from this card for $1300. I have been using it and paying in full every month. 5 months after I got it, I got an automatic increase to $2600 (double). After slightly over a year, I requested a $1500 increase and was approved. I believe they pull transunion FYI.
 
Credit Score: 643 Credit Limit: 1300 Age: 25-34
Approved 19 months after Bankruptcy
Posted 06/08 2014
Overall Rating:
I am 19 months out of BK when I applied and got approved for this card. CL was initially at $1300. 6 months in, I got a $1000 CLI to $2300. The after about a year, I got another increase to $3500. Love this card and the rewards, especially on utilities (which I autopay with) and gas.
 
Credit Score: 625 Credit Limit: 500 Age: 25-34
Posted 05/27 2014
Overall Rating:
Got a $500 CL with a 620 score. First card that is unsecured since my credit took a dive. I am looking forward to rebuilding my credit with this card.
 
Credit Score: 660 Credit Limit: 1300 Age: 35-44
Posted 05/17 2014
Overall Rating:
Here is my situation. I have a charge off from another credit card about 2 years ago. My scores were: EX 680, EQ 670

I went to Barclays website, filled out the online forms for pe-qualification, was denied. I tried again after 2 months but was still denied. After another few months, I got in the mail a pre-approved form. So I tried again and got approved for $1300 after aboout 10 days.


 
Credit Score: 598 Credit Limit: 1300 Age: 45-54
Approved 2 years after Bankruptcy
Posted 05/15 2014
Overall Rating:
Cards I have (in order in which I applied)

Cap One Secured : $300
Cap One Prestige: $600
Walmart: $300
Barclaycard Rewards Mastercard: $1300

Got approved for this 2 years out of BK7. Started off with the secured card from Cap One and you can see from above how I progressed.
 
Credit Score: 634 Credit Limit: 1500 Age: 25-34
Posted 04/10 2014
Overall Rating:
Medical bills resulted in a hit to my credit and I am still in the process of trying to rebuild my scores to a respectable level. My score is about 634 and I got a $1500. Thanks Barclays as I have been declined by about 3 issuers already for an unsecured card.
 
Credit Score: 640 Credit Limit: 1200 Age: 25-34
Posted 04/01 2014
Overall Rating:
Score: 640
CL: $1200

Points add up fast for gas, groceries and utilities. Website is user friendly. Free FICO score is great.
 
Credit Score: 688 Credit Limit: 1300 Age: 35-44
Approved 7 months after Bankruptcy
Posted 03/30 2014
Overall Rating:
I got approved for this card 7 months of out BK. When I was discharged, I immediately applied for a Cap One secured and put the $300 deposit down. Score improved to the high 600s quickly and this is my first unsecured card. I was surprised about the approval but I guess I am on the right track in terms of rebuilding.

That aside, the rewards are absolutely great. I autopay my utilities and make sure I use the card at gas stations and at the grocery store.
 
Credit Score: 618 Credit Limit: 900 Age: 25-34
Posted 03/21 2014
Overall Rating:
I seriously thought that I would not get approved based on my score. But I was approved for $900. Thanks Barclays.

 
Credit Score: 668 Credit Limit: 2000 Age: 18-24
Posted 03/15 2014
Overall Rating:
I just graduated from college about a year ago. My TU score was about mid 600. Applied and got instantly approved for $2000 (which I thought was good compared to what I have read here).

 
Credit Score: 605 Credit Limit: 750 Age: 18-24
Posted 02/27 2014
Overall Rating:
My score was 605 when I got this card and was given a $750 limit. I have been using this card and paying everything in full. I charge about $150 a month on it to keep my utilization low. My score is now about 645 and my target is to get to 700 within a year or so.
 
Credit Score: 650 Credit Limit: 1300 Age: 25-34
Posted 01/26 2014
Overall Rating:
I got this card when my score was 650 (which I consider quite good). I was given a $1300 line.

What I really like about the card is the rewards. It posts almost immediately. Here is how I roughly earn those 2X points. My cable bill is about $120. Cell phone bills is about $150. Utilities is about $180. Groceries is about $600. So in total I spend about $1050 on the 2X items, which means I get back about $21. Not too shabby as I have to pay for these items anyway.
 
Credit Score: 705 Credit Limit: 750 Age: 25-34
Posted 01/25 2014
Overall Rating:
Score was about 700 and all I got was a $750 CL. Think it is rather low but I'll take it. I did not get immediate approval but got a call and had to answer a couple of security questions.
 
Credit Score: 664 Credit Limit: 1300 Age: 35-44
Posted 01/14 2014
Overall Rating:
Score was 664 (EQ). Got $1300 in CL. So far so good.
 
Credit Score: 663 Credit Limit: 500 Age: 45-54
Posted 12/07 2013
Overall Rating:
I damaged my credit years ago. When I look back, my rebuilding process kind off followed the usual script. I first got a secured card. For me, it was from Capital One. I paid the $300 deposit and that was my card for close to 9 months. Then I ventured into unsecured territory, but got the ones that came with high fees. First Premier was the card I got. I made sure I paid in full and on time so that I do not get dinged with those high interest rates. After a few months with that, I graduated to store cards. Got a couple and cancelled the FP soon after.

This card is my first 'proper' no annual fee unsecured card that is not a store visa. Got approved for $500 and score was about 663. After going through the First Premier, having 2X on gas, groceries and utilities is simply wonderful. Website is good. And the FICO score from TU is great as well.

To those who are in the rebuilding phase like I was, just hang it tight, pay your bills on time and in full, keep your utilization rate low and you will get close to prime sooner or later.
 
Credit Score: 675 Credit Limit: 1500 Age: 25-34
Posted 11/19 2013
Overall Rating:
First off, let me start by saying that this card has been good to me. I really like the rewards, the free fico score and the website, which is really intuitive.

When I applied, my score was about 675 and I got approved for $1200. I made it a habit of always paying my bills in full and obviously on time. After 6 months, I logged into my account and was pleasantly surprised when I found out that my credit line has been increased by $1500 to $2700.

I am very excited about it and the card in general and would recommend this highly.
 
Credit Score: 742 Credit Limit: 7000 Age: 35-44
Posted 11/14 2013
Overall Rating:
I think the rewards are simply great. 2% for groceries and gas are common with some cards. But 2% for utilities is absolutely great. The rewards post after every transaction too.

The Fico score is supposed to update every month but I find that somethings it updates once every two months. The reason I know this is because my Walmart card also has this feature and it updates every month like a clockwork. It is not a big deal to be honest, but thought I'd share the observations with everyone.
 
Credit Score: 684 Credit Limit: 2000 Age: 35-44
Posted 10/28 2013
Overall Rating:
I consider my credit to be fair and got approved for $2000. Great reward program and website too.
 
Credit Score: 673 Credit Limit: 2500 Age: 25-34
Posted 09/20 2013
Overall Rating:
I am 3 years into the process of rebuilding my credit (that is another story). I started off getting a cap one secured card and deposited $300. After a year, I tried getting an unsecured card. I first shot was at First Premier. Got approved for $300 CL but fees were killing me. After a few months, I tried Cap One Prestige and got approved for $500. I have had this combination for quite a while but was really sick and tired to paying the FP fees. So I bit the bullet and applied for this card after reading lots of reviews. I am happy to say that I got approved for $2500. Once I got the card and have used it a bit, I canceled my First Premier.

What I like about this card is that I use it for gas (I drive), groceries and I also autopay my utilities. I also appreciate the free fico (TU) scores and I like monitoring them.
 
Credit Score: 595 Credit Limit: 500 Age: 25-34
Posted 09/06 2013
Overall Rating:
My score was in the high 500s and low 600s (call it 595) when I applied. I got a $500 CL. After 6 months of timely payments, I received a CLI to $1500. I was really over the moon about this. I continued to use this as my main primary card and really am expecting another credit line increase soon. My scores have steadily climbed and is not about close to 700.

I monitor them closely with the free TU scores provided. The rewards are really good as well.
 
Credit Score: 713 Credit Limit: 2500 Age: 35-44
Posted 08/08 2013
Overall Rating:
My card was closed after not using it for about a year. WTF!!!! The reason I do not use it as my primary card is because of the low limit I was given (relatively to my score). Chase and Amex gave me much higher limits.
 
Credit Score: 583 Credit Limit: 750 Age: 25-34
Posted 07/22 2013
Overall Rating:
My comments here mainly focus on customer service (which is really poor in my opinion). I had a couple of issues with regards to charges and even points redemption and they just do not seem knowledgeable.

The rewards are good. Points post promptly. And I can also check my TU score (which is absolutely great). But Barclays really needs to look at their customer service.
 
Credit Score: 625 Credit Limit: 750 Age: 25-34
Posted 07/03 2013
Overall Rating:
TU: 621
EQ: 634

These are my 'real' fico scores. Have 3 medical collections when I applied. But I got approved for $750. This was really surprising to me given my past collection accounts. But I am really grateful to Barclays and I look forward to rebuilding with this card.
 
Credit Score: 645 Credit Limit: 1200 Age: 25-34
Posted 06/28 2013
Overall Rating:
I think this card is just ok? My score was 645 (EQ) when I got approved for $1200. There was a 0% deal which I did not make use of. I found the interest rate rather high (24.99%).

I do like getting my TU score (but my Walmart card also gives me that). The 2X on groceries work out great for me. I think shopping at Walmart gives me 2X (though I find that strange).
 
Credit Score: 675 Credit Limit: 2000 Age: 25-34
Posted 06/13 2013
Overall Rating:
I applied for this card when they had the 0% for 6 months deal so I could transfer some balances over. Got approved for $2000. I like the fact that you could get TU scores and I have also been successful in getting 2X for my utilities.
 
Credit Score: 607 Credit Limit: 1500 Age: 35-44
Approved 2.5 years after Bankruptcy
Posted 03/24 2013
Overall Rating:
I got out of BK 2.5 years ago. When I was discharged, I knew that rebuilding my credit would be a huge priority. I opened a secured card and made sure I paid my bills in full. I also managed to open a sub prime unsecured card (with annual fee).

My goal has always been to be able to get a no fee unsecured card with a larger limit. After much research, I decided to give this card a shot. I got an auto loan months before and hence had some 'hard inquiries' but nevertheless, I got approved for $1500.

This is the largest line I have gotten so my utilization went down (it was already low and never exceeded 30%). The rate was 24.99% though and I intend to pay my bills in full most of the time.
 
Credit Score: 724 Credit Limit: 2500 Age: 25-34
Posted 03/22 2013
Overall Rating:
I missed a payment and they jacked up my rate to 29.99% (I think - about that number). I missed it simply because of I forgot just once and paid a couple of days late. I have always paid on time. Once, I pay off the balance, I am done with this.

And also, since I got such a low credit line with my 700 plus score, it would not matter to me either. Stay clear of this card.
 
Credit Score: 543 Credit Limit: 500 Age: 25-34
Approved 5 months after Bankruptcy
Posted 02/27 2013
Overall Rating:
I have been recently discharged from a bankruptcy and was looking to get a secured card to get going on rebuilding my credit. Cap One and Wells Fargo were the ones I was considering. Then, I came upon this card and after reading the reviews here and elsewhere, decided to give it a shot.

I got approved for $1500! Which literally floored me and shocked me! Got an unsecured card and so here I am, off to rebuilding my scores. Barclays rock.
 
Credit Score: 616 Credit Limit: 500 Age: 25-34
Posted 02/13 2013
Overall Rating:
Got approved for $500 when my score was 616 (EQ). I love the 2X rewards on gas, groceries and utilities because it is so practical. I have no problems with payments so far. Website seems intuitive and user friendly.
 
Credit Score: 543 Credit Limit: 500 Age: 25-34
Posted 01/27 2013
Overall Rating:
Six months after approval and paying on time, I got my credit increased by $1000 to $1500. After about a year and a half, my score is now about 60 points higher and has gone from the 500s to 600s. I will keep working to bring it up to 700s to be considered 'prime'.
 
Credit Score: 541 Credit Limit: 500 Age: 45-54
Approved 1 year after Bankruptcy
Posted 01/21 2013
Overall Rating:
I got approved for $500 1 year after bk7 discharge. Score was about 540. Thank you Barclays for giving me the chance.
 
Credit Score: 694 Credit Limit: 3000 Age: 25-34
Posted 01/12 2013
Overall Rating:
I got a $3k limit with this card. Have always paid on time and had low utilization rate. I decided to put a $2.5k appliance purchase on the card and pay it off over time. Guess what? Once I paid off the balance, I had my limit reduced to $1k. I have canceled my card.
 
Credit Score: 672 Credit Limit: 1500 Age: 25-34
Approved 1 year after Bankruptcy
Posted 12/10 2012
Overall Rating:
When I got the card I had a been out of chapter 7 bk for about a year. I had already opened a couple of accounts like capital one secured, and even a Macy's card. Paid all my bills on time. My utility bills were also all paid on time. I was actually quite surprised that I was approved. Card has been good to me so far.
 
Credit Score: 683 Credit Limit: 1000 Age: 25-34
Posted 12/03 2012
Overall Rating:
When I applied, I knew my score was about slightly below 700 and I got a $1000 credit line. I really like the rewards and I use this card at the gas stations, grocery stores and also to pay my utility bills.

But one of the features that I really like is the online store partnerships. If you want to shop online, check to see if they partner up with Barclays first. Log into your Barclays account and then go to the site from Barclays. You will earn more points (a lot more) and I have found that you can also use coupons and really save even more.
 
Credit Score: 703 Credit Limit: 1300 Age: 25-34
Posted 11/12 2012
Overall Rating:
I got approved for $1300 in CL with a 703 score (TU). What I like about the card is the 2X on groceries, gas and utilities. The one peeve I have about this is that there is hardly anything to redeem for except statement credit (which is like cash back). Don't get me wrong. I do not mind this except that sometimes, I wish I could redeem for better stuff other than statement credits.
 
Credit Score: 550 Credit Limit: 500 Age: 25-34
Posted 10/28 2012
Overall Rating:
My credit is not exactly the best. With a mid 500 score, I got approved for $500. After a year, it got increased to $1500. I really like the double points rewards and sometimes, there are special deals for certain merchants as well. Thumbs up for this card.
 
Credit Score: 693 Credit Limit: 1200 Age: 18-24
Posted 10/12 2012
Overall Rating:
I am a student. Applied and got approved for this card. I am still dependent on my parents and used their address in my application. I got approved with a $1200 credit line. This is definitely enough for me.
 
Credit Score: 702 Credit Limit: 1500 Age: 45-54
Posted 10/07 2012
Overall Rating:
I have been getting 'pre-approved' mails from barclays. Finally decided to apply for this and got approved.

The 2X rewards is very practical for me (and I would think for most people since we all spend money gas, groceries and utilties). The points post very fast and I will try to fill you folks in on which groceries are accepted for 2X for this card.
 
Credit Score: 650 Credit Limit: 1000 Age: 25-34
Posted 10/01 2012
Overall Rating:
TU: 669
Exp: 648
EQ652

Limit: $1000

applied online and was approved. Very easy process.
 
Credit Score: 592 Credit Limit: 500 Age: 35-44
Approved 1 year after Bankruptcy
Posted 09/26 2012
Overall Rating:
I applied for this card one year after discharge from chapter 7. I was initially approved for $500. After about a year of paying on time and in full, I requested a credit line increase and was approved. My new limit is now $4000.

 
Credit Score: 627 Credit Limit: 1300 Age: 45-54
Posted 09/17 2012
Overall Rating:
My credit took a hit a few years ago and I have been steadily rebuilding to the point where my score is now in the low 600s. Got a $1300 credit line. I make use of the rewards and I really like the double points on gas, grocery and utilities (which I charge to this card). The interest rate is high though. For those of us who carry a balance occasionally, this is a big deal. Mine was 24.99% I think. I give this a 4 star, and it would have been 5 if not for the high interest rate.
 
Credit Score: 727 Credit Limit: 4000 Age: 35-44
Posted 09/11 2012
Overall Rating:
Applied and got approved for $4000 limit. This card pays 1 point on general expenses and 2 points on gas, groceries and utilities. I have found that they definitely count trader joes, acme and even walmart for groceries. My electric, gas and water bills also earn double points.
 
Credit Score: 563 Credit Limit: 1200 Age: 35-44
Posted 08/07 2012
Overall Rating:
I guess you can consider me a middle aged person now. My credit was damaged after the financial crisis in 2008. I have not really applied for credit until a year ago when I decided that it was time to rebuild my score.

I started off with a Cap One secured card with a $300 deposit. I used it and paid off each bill in full and on time every month. I also took out a small auto loan and have always paid on time as well.

I did not really expected to be approved for a no annual fee card so soon but Barclays approved me for $1200. I have been paying my bills on time and in full as well and right now, my score has improved to the low 600s. I hope that I can get my score up to 700 soon.

The rewards are quite good (especially the utilities). And the points post very quickly after you charge it to the card.
 
Credit Score: 635 Credit Limit: 500 Age: 25-34
Posted 06/18 2012
Overall Rating:
The one thing that impresses me about this card is that the points post after your purchase. You can login into your account and watch your points grow. You can also redeem for $10 and not the usual $25 (ie 1000 points rather than 2500 points).
 
Credit Score: 660 Credit Limit: 1500 Age: 25-34
Posted 06/16 2012
Overall Rating:
I really like the rewards. 2% for groceries and gas is ok. But 2% on utilities is great. I autopay with all my utilities on a credit card: water, gas and electric bills, cable. Fantastic.
 
Credit Score: 745 Credit Limit: 2500 Age: 25-34
Posted 05/10 2012
Overall Rating:
My score was about 745 and I got approved for a $2500 CL. Thought it would be much higher.

Having said that, rewards are pretty good.
 
Credit Score: 753 Credit Limit: 2000 Age: 25-34
Posted 05/05 2012
Overall Rating:
I got a tiny $2000 CL with a mid 700 score! Most of my other cards give me at least $8000 in CL (that is my lowest). Don't understand Barclays at all.

Perhaps the explanation might have been that I applied and got approved for a Chase card 4 months ago and got a $12,000 CL. But still, if Chase was willing to give me that sort of CL, couldn't Barclays could have given me at least half of that?
 
Credit Score: 663 Credit Limit: 1500 Age: 35-44
Approved 1 Year after Bankruptcy
Posted 04/05 2012
Overall Rating:
What can I say? 1 Year out of BK. Score of 660ish. $1500 CL. Thank Barclays.
 
Credit Score: 625 Credit Limit: 500 Age: 35-44
Posted 03/26 2012
Overall Rating:
I got this card with a 625 score and got a $500 CL. But after a year, I got a CLI bumped up to $2000. I have 2 secured cards (First Progress and Cap One) and this is my first unsecured card since my credit took a nose dive a few years ago. So far, this card has been great.
 
Credit Score: 700 Credit Limit: 1200 Age: 35-44
Approved 2 years after Bankruptcy
Posted 03/17 2012
Overall Rating:
I am actually very happy with this card and Barclays Bank. I got pre-approved mails 2 years after BK discharge. When I applied, my score was about 700 and I got approved for $700. I called CSR and got the line upped to $1200.

What I like about this card is that once I earn $2500, I get it to automatically apply to a statement credit. Simple.
 
Credit Score: 630 Credit Limit: 1200 Age: 25-34
Approved 3 years after Bankruptcy
Posted 03/13 2012
Overall Rating:
Had BK 3 years ago and have since steadily rebuilt my credit. I got several mails with 'pre-approved' offers and I finally decided to bite the bullet by applying online. My income is now about $85k and I got approved for a $1200 CL. I am fine with that since my score is less than 700.
 
Credit Score: 676 Credit Limit: 5000 Age: 25-34
Posted 02/02 2012
Overall Rating:
My score was 676 when I applied. Got the dreaded your application is 'pending' message. Called the recon number and got approved for $5k CL. I have not have any experience with CSR other than the recon call. But so far so good with this card.
 
Credit Score: 594 Credit Limit: 500 Age: 25-34
Posted 01/24 2012
Overall Rating:
Before getting card, I had the Orchard Bank Mastercard (which was later Cap One), a Cap One secured, and the Credit One. All three served its purpose of getting me back on my feet. But since I am paying some fees for three cards, I really wanted a no annual fee card with preferably some rewards. When I got this card, my score was about 594. I got approved for a $500 limit. Since my AAOA is low for my other three cards, I will be slowly canceling those.
 
Credit Score: 671 Credit Limit: 1000 Age: 25-34
Posted 01/03 2012
Overall Rating:
Got this card when my TU score was about 671. CL was $1000. 9 months later, I got an increase to 2000. I am pretty happy with this card as I managed to get rid of a couple of low limits high fee cards.
 
Credit Score: 627 Credit Limit: 1700 Age: 35-44
Posted 01/19 2011
Overall Rating:
I have been getting pre-approved mails from barclays but never acted on them. Then I stumbled upon here and after folks getting approved with low 600s scores, I decided to pull the trigger and got approved! 627 score with $1700 CL. I have 2 other cards with very low utilization, so perhaps that helps.

I pay in full so even though my rates are 24.99%, it does not bother me one bit. The utilities (2X) is great and the rewards boost is wonderful as well. Before you shop online, make sure to check with Barclays to see if there is any deals there.