Consumer Reviews, Credit Score and Income Needed, Credit Limits
Lendup L Card Referred

Picture of Lendup L Card Preferred
41 Reviews
Consumer Rating:
3.6
Lowest:
0
Average Score:
479
Highest:
720
All
5 Star
41%
4 Star
19%
3 Star
0%
2 Star
4%
1 Star
21%
1 Star 2 Star 3 Star 4 Star 5 Star
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Credit Score: 635 Credit Limit: 0 Age: 55-64
Approved 2 years after Bankruptcy
Income On Application: $54000
Posted 06/10 2019
Overall Rating:
I received several Pre-Approved card offers in the mail from LendUp in May 2019 and when I opened and read the disclosure it stated that I was pre-approved for a credit line of $1000 with no Annual Fee with an APR rate of around 24.6% interest on unpaid balances. All I had to do was go online and enter the acceptance information. I received my card in the mail within 10 business days. I had a Chapter 7 Bankruptcy Discharge about 2 years ago and this card will help me rebuild my credit history. I had already started building my history with a Discover Card for one year and my credit score was between 609-647 depending on the credit bureau.(EQ, TU or EX). I will be using my card soon and will update you with hopefully a very positive review on my LendUp Visa.
 
Credit Score: 635 Credit Limit: 0 Age: 55-64
Approved 2 years after Bankruptcy
Income On Application: $54000
Posted 06/10 2019
Overall Rating:
I received several Pre-Approved card offers in the mail from LendUp in May 2019 and when I opened and read the disclosure it stated that I was pre-approved for a credit line of $1000 with no Annual Fee with an APR rate of around 24.6% interest on unpaid balances. All I had to do was go online and enter the acceptance information. I received my card in the mail within 10 business days. I had a Chapter 7 Bankruptcy Discharge about 2 years ago and this card will help me rebuild my credit history. I had already started building my history with a Discover Card for one year and my credit score was between 609-647 depending on the credit bureau.(EQ, TU or EX). I will be using my card soon and will update you with hopefully a very positive review on my LendUp Visa.
 
Credit Score: 565 Credit Limit: 1800 Age: 25-34
Income On Application: $2500
Posted 12/20 2018
Overall Rating:
discover 1900.00 credit score 565
 
Credit Score: 540 Credit Limit: 300 Age: 35-44
Posted 02/25 2017
Overall Rating:
This is my second rebuilder card. I like it because it is transparent, simple and has no outrageous fees like other cards that I have researched. Annual fee is $60 and yes, the interest is high (29.9%). But I pay in full every month so that does not bother me. Paying bills online is pretty simple as well and if you pay on time, you will get a credit line increase. I had my double to $600 after 6 months. The card also reports to the bureaus so you will definitely build up your credit scores.
 
Credit Score: 569 Credit Limit: 300 Age: 35-44
Posted 01/16 2017
Overall Rating:
I love lendup and this card. They have provided good education about loans and credit. They did however put my first few payments on hold. But at the same time, they did increase my limits after 7 months.
 
Credit Score: 535 Credit Limit: 300 Age: 18-24
Posted 12/13 2016
Overall Rating:
The thing I really like about Lendup is that they will increase your credit limit if you pay on time. After the first six months of paying in full and on time, they doubled my credit limit. In contrast, the Milestone card I had has not increased my limit even after one year.
 
Credit Score: 664 Credit Limit: 300 Age: 25-34
Posted 10/23 2016
Overall Rating:
I have had very good experiences with Lendup Loans. I worked up their ladder to a "prime" level. When they started offering this card, I signed up to be on the list. When I got offered, I applied and was approved for $300. AF was $60 with 29.9% apr. I am happy with the card so far.
 
Credit Score: 615 Credit Limit: 300 Age: 25-34
Posted 05/28 2016
Overall Rating:
I got approved this card recently even though I had no loan history with them because they do not lend in my state. I had signed up for their "alerts" and got the invite. I was approved for $300.