Credit Score:
840
Credit Limit:
0
Age:
45-54
Posted 03/12 2023
Great service, and the benefits are excellent since I fly mostly on Delta. I use this card almost exclusively (some companies don't accept AMEX). My only complaint is that you need to plan well in advance to use the companion certificates, as they seem to limit availability of seats for which the certs may be used.
Credit Score:
726
Credit Limit:
70000
Age:
45-54
Posted 08/06 2019
Score previously 825, now 720s after a nasty divorce. Great card, great limit, great benefits.
Credit Score:
781
Credit Limit:
15000
Age:
25-34
Posted 06/29 2019
1 year ago I got my first credit card. 6 months ago I got a delta platinum card. Today I was approved for the reserve.
Credit Score:
781
Credit Limit:
15000
Age:
25-34
Posted 06/29 2019
1 year ago I got my first credit card. 6 months ago I got a delta platinum card. Today I was approved for the reserve.
Credit Score:
785
Credit Limit:
15000
Age:
35-44
Posted 09/25 2018
I spend $2500-$10,000 every month for business expense account. This was a great card to beef up my MQMs since I already have to put client entertainment on a card. Had a Delta Platinum Card for 6 mo. before I had to cancel at the request of my mortgage company when we were closing on our new home. Hated to lose that card, but happy Delta was offering another 70,000 miles as a sign on bonus with a different product.
Credit Score:
821
Credit Limit:
60
Age:
25-34
Posted 08/07 2018
Love AMEX. Way better customer service than my Chase cards. I usually get the card spend/yr so the extra MQM are worth it. Made it to Platinum status from flying and MQM last year, will at least keep Gold this year. Have lost cards they instantly cancel unrecognized transactions and sent a new card overnight. Definitely expensive but the lounge benefit and First Class companion certificate are enough to warrant the card.
Credit Score:
800
Credit Limit:
50000
Age:
45-54
Posted 02/04 2018
I Fly Delta a great deal, I use the card strictly for business travel. It's a pretty good product!
Credit Score:
680
Credit Limit:
14000
Age:
35-44
Posted 04/28 2016
Great card but only if you travel a lot and maximize the benefits, other wise your paying $450 a month for not a lot.
Credit Score:
805
Credit Limit:
25000
Age:
45-54
Posted 08/17 2015
I travel over 150,000 miles each year and utilize all of the benefits the Delta reserve card provides. I think it is a great value at $450 per year if you utilize the benefits. Buy one ticket and get a ticket free. Sky lounge access etc..
Credit Score:
803
Credit Limit:
15000
Age:
35-44
Posted 07/24 2015
Man people ask me whether if it is worth paying the annual fee for this card. I would say it depends on what you value. For example, an annual SkyClub membership will set you back the equivalent of your $450 annual fee. So essentially, if you fly a lot with Delta and use their lounge, then the annual fee essentially pays for the SkyClub membership. You can also bump your status just from credit card spending. $60,000 equals 30,000 MQMs. Since you only need 25,000 MQMs for Silver status, you technically get that without flying. Obviously, most cardholders will be frequent flyers and will be looking for the MQMs to make to bump to at least Platinum status.
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