Saturday Link Love: What Is YOUR Time Worth?
This post is inspired by an excellent guest post over at Get Rich Slowly. The post “Why I Fought to Save Three Bucks (and Why You Should Too)” was written by Donna Freedman, a writer with MSN Money’s Smart Spending Blog.
Basically Donna fought the cashier (and manager) at Office Depot over a $3 coupon – and won. There were some truly spectacular reader comments on this post. Several of them brought up the issue of their time being worth more than the $3 fight. Even more readers argued that she she was right to stick it to Office Depot no matter what because the coupon was not clear on what the sale price exceptions were.
Now, I have to admit, I roll my eyes when I see people do this in line. I’ve always figured my time was worth more than the time it takes someone else to win an argument at a cash register. But, Donna makes some excellent points about corporate responsibility. One of the readers, Maria, even argued that consumers are expected to keep their words when they write checks or use debit cards – otherwise we get hit with outrageous fees. Is it too much to expect large corporations to do the same?
So, I turn it over to you: What is your time worth? Is it worth it to you to stand in line and argue over $3, or would you just let it go?
Speaking of time, here are some posts from around the web this week that are definitely worth taking the time to read:
On the Home Front:
Moolanomy reminds us that FHA Loans are still out there and available. This is wise advice – especially if you have a less than stellar credit score. Not everyone qualifies for an FHA Loan, but if you do, it could be a real leg up.
Penny Jobs wonders if we have seen the last of the Home Equity Loans? This is a valid question. The so-called “Housing ATM” is part of what got us into the current economic situation. Not surprising that lenders are backing off.
The Digerati Life has a very interesting post on how a couple of homes fromthe extreme makeover show has been foreclosed. It is a real shame that the producers of the show did not indicate that with a bigger home comes with more maintenance cost.
Beating the Rat Race:
Free Money Finance believes that a quick path to promotion is to start dressing correctly. Can’t argue with that!
Money Smart Life has an article on how to make more money by using a work portfolio. It’s an excellent thing to do, and it really could help you get a raise or a higher paying job.
The Simple Dollar investigates why people are happier staying in a crummy job they are used to rather than trying to get a new one. Is it general apathy, or something more?
Credit Where Credit Is Due:
My Two Dollars has a list of credit cards that will help you get out of debt! This is a better deal than ocean front property in Arizona, I’ll wager!
Frugal Dad weighs in on the classic debate with, “So, You’ve Paid Off Your Credit Card. Are You Ready for Another One?” This is a touchy subject for those of us with lots of debt. It’s nice to have a fresh take on it.
Free From Broke examines your credit report vs. your credit score. It’s important to know what you are paying for when you purchase a credit monitoring service, or you could end up without the information you were trying to get in the first place!
Being Frugal.net takes a look at the mysterious pull of the credit card and how she fights the good fight each day. Tougher than it looks!
Carnivals, Festivals and Celebrations:
Thanks to these carnivals for featuring our articles this week:
- Carnival of Personal Finance: City Slickers Edition @ Squawk Fox
- Carnival of Personal Finance No. 91 @ The Sun’s Financial Diary
- Carnival of Everything Finance: # 20 @ Everything Finance
- Carnival August 4 @ Lava
- The Carnival of Financial Planning @ The Skilled Investor’s Personal Finance Blog
