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USAA RewardsTM Visa Signature®
Consumer Reviews, Credit Score and Income Needed, Credit Limits

Picture of USAA Rewards Visa
38 Reviews
Consumer Rating:
star ratingstar ratingstar ratinghalf star ratingno star rating

Apply Here apply here 3.7
Lowest:
590
Average Score:
717
Highest:
810
All
5 Star
36%
4 Star
18%
3 Star
28%
2 Star
7%
1 Star
7%
1 Star 2 Star 3 Star 4 Star 5 Star
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Credit Score: 800 Credit Limit: 20000 Age: 45-54
Posted 01/17 2017
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
I have been with USAA for 20 years. But I only got this card recently. Always had their checking account and have had a couple of auto loans with them. And also have their insurance. When I decided to get a credit card from them, I chose this one because it was a Visa. Didn't want an Amex because they are not as widely accepted. USAA's has fantastic customer service.
 
Credit Score: 755 Credit Limit: 20000 Age: 45-54
Posted 08/25 2015
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
Have been with USAA for 15 years. I have their checking account and auto insurance. I was looking for a new credit card decided to get this card (since I do not want an amex). As with the rest of the organization, customer service is very good and reps are always friendly.

My score was 755 and I got a $20000 credit line.
 
Credit Score: 645 Credit Limit: 5000 Age: 35-44
Posted 03/03 2015
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
I was (and maybe still in) a credit rebuilding mode.I had a secured card from a credit union as well as the usaa amex secured card. I wanted to get a regular unsecured card and decided to go this rewards card. I avoided the amex version because visa is more widely accepted. I applied and was instantly approved. Believe they pulled EQ (score was 645) and they gave me a nice $5000 limit.
 
Credit Score: 665 Credit Limit: 5000 Age: 25-34
Posted 10/06 2014
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
EQ: 665, EX: 650, TU: 670
SLI: $5000
 
Credit Score: 753 Credit Limit: 12000 Age: 25-34
Posted 06/08 2014
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
I was on gardening leave and looking forward to getting the chase freedom. Then I got an email from usaa with this offering. Couldn't help it but applied. I got approved instantly.
 
Credit Score: 805 Credit Limit: 18500 Age: 35-44
Posted 04/25 2014
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
Here are my stats

Score: 805
Limit: $18500

 
Credit Score: 735 Credit Limit: 8000 Age: 18-24
Posted 01/22 2014
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
I started out my relationship with USAA with an auto loan. It helped me save like $40 a month from my previous insurer. Their customer service has been wonderful and they always treat their members well. I later opened a checking account and the service has been fantastic as well. When I wanted to get a new credit card, I figured out why not USAA even though they are not really mainstream. They have Amex, Visa and Mastercard offerings but I decided to go with Visa because they are the most widely accepted.

Score: 735
CL: $8000
 
Credit Score: 695 Credit Limit: 10000 Age: 35-44
Posted 11/21 2013
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
I am a full member but only have their insurance. I recently got an email saying that I was pre-approved for the rewards Visa. I applied and got approval instantly. They pulled EQ. Below are my scores and stats.

EQ: 695
Limit: $10000
Income : $80000.
 
Credit Score: 692 Credit Limit: 8000 Age: 45-54
Posted 10/11 2013
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
USAA watches your account like a hawk. They texted me once about some small but suspicious charges made on my itunes account for quite a lot of apps. I responded and told them that it was not me. They took care of it. As far as customer service goes, they are the best.
 
Credit Score: 715 Credit Limit: 5000 Age: 45-54
Posted 04/21 2013
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
It seems like I have been with USAA forever. Have checking account with them, mortgage and auto loans as well. I actually have 2 of their credit cards (this being one of them). Customer service is outstanding.

I was once alerted to a fraudulent charge (that was real) and was glad that I got the text alert.
 
Credit Score: 640 Credit Limit: 3500 Age: 35-44
Posted 03/16 2013
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
Here's my story about customer service that really impressed me. I was using my card to shop for a TV online. I got a call from USAA asking if I knew my card was being used for a large online purchase. I told them yes, and that it was me buying my TV.

I was really impressed with this and am really confidant that they will spot any fraudulent charges.
 
Credit Score: 590 Credit Limit: 1500 Age: 25-34
Posted 01/04 2013
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
I have had this card for a few years and am really happy with it. Here is one incident which really impressed me. I realized that I had lost my card on Sunday. I called USAA and got the card canceled. And a new card arrived on Wednesday. That is what I call customer service!
 
Credit Score: 725 Credit Limit: 6000 Age: 35-44
Posted 11/25 2012
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
I was looking for a new credit card as my existing ones had high rates and customer service wasn't to my expectations. I already had a checking account with USAA as well as an auto loan in the past which has long been paid off. I decided to call to apply over the phone (since I do not like doing transactions online). After guiding me through the various options, I settled on this card and so far, I can say that customer service with USAA is still the best.
 
Credit Score: 734 Credit Limit: 12000 Age: 45-54
Posted 10/17 2012
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
I have had no problems with this card or with USAA as a bank and I am glad to be a member. It's nice to automatically earn points on all purchases and a nice surprise when they add up and you can redeem for travel, gift cards, or cash. I'd definitely recommend.