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USAA RewardsTM Visa Signature®
Consumer Reviews, Credit Score and Income Needed, Credit Limits

Picture of USAA Rewards Visa
38 Reviews
Consumer Rating:
star ratingstar ratingstar ratinghalf star ratingno star rating

Apply Here apply here 3.7
Lowest:
590
Average Score:
717
Highest:
810
All
5 Star
36%
4 Star
18%
3 Star
28%
2 Star
7%
1 Star
7%
1 Star 2 Star 3 Star 4 Star 5 Star
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Credit Score: 707 Credit Limit: 7000 Age: 35-44
Posted 11/09 2016
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
I was perfectly happy with my mastercard until USAA switched me to this visa card. This caused a lot of inconvenience because I had to contact all my autopay accounts and change them. It was a really frustrating exercise.
 
Credit Score: 676 Credit Limit: 5000 Age: 35-44
Posted 11/15 2015
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
Have a score of 676 from EQ (which I believe they pulled). Approve for $5000. Previously, I had their USAA secured visa for 2 years. The card does not graduate, so I decided to get this card.
 
Credit Score: 776 Credit Limit: 17000 Age: 55-64
Posted 09/16 2015
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
Been with USAA for 25 years, customer service has been excellent. USAA has other cards with slightly better results rewards but as far as customer service goes, you'll get the same service with whatever products you get from them.
 
Credit Score: 800 Credit Limit: 18000 Age: 45-54
Posted 07/17 2014
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
I have been a usaa member for 15 years and have been very happy as far as customer service goes. When I applied for this card, I knew I wanted a rewards card. It was between this card and other amex offerings. I did not want the amex ones because they are not accepted everywhere. My score was pretty good (800) and I got a nice $18k line.

Lately, I have been research other rewards card and realize that my usaa visa is not that great as far as rewards go. Other card offer 2X or 3X on things like gas and groceries. USAA's amex version goes but not their Visa. I wish they could improve on the features of this card.
 
Credit Score: 778 Credit Limit: 15000 Age: 45-54
Posted 12/01 2013
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
Their fraud detection is excellent. Got a text and message once about a fraudulent charge on my card that was out of state. They denied it and I verified it was not me. Card was canceled immediately and a new one arrived a couple of days later.

I would give this a 5 star if not for the fact that other cards give more points on things like gas etc
 
Credit Score: 713 Credit Limit: 5000 Age: 35-44
Posted 06/28 2013
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
My relationship with USAA started when I was trying to rebuild my credit. I started off with a secured Visa. After 2 years when the CD expired, I decided to try to get an unsecured card. At that time, my score had improved to slightly over 700. After speaking to the customer rep, I decided to apply for the rewards Visa. I was approved with a $5000 limit.

So far, everything has been great. Customer service is excellent (like many have mentioned here).
 
Credit Score: 679 Credit Limit: 6000 Age: 25-34
Posted 11/07 2012
Overall Rating: star ratingstar ratingstar ratingstar ratingno star rating
I like this card because you can earn an unlimited number of points on all purchases. I also got a sign up bonus of 2,500. Just wish it was higher than one point for each dollar.