Citi ThankYou Preferred For College Student

Picture of Citi ThankYou Preferred For College Student
14 Reviews
Consumer Rating:
4.4
Lowest:
500
Average Score:
644
Highest:
730
All
5 Star
64%
4 Star
14%
3 Star
21%
2 Star
0%
1 Star
0%
1 Star 2 Star 3 Star 4 Star 5 Star
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Credit Score: 500 Credit Limit: 500 Age: 18-24
Posted 06/15 2017
Overall Rating:
I am an international student and still had not gotten my SSN when I applied for this card. I opened a bank account with Citi and applied in the branch. I had to bring my passport, I-20 and proof that I was a student. They approved me for it and I have been using this card since. I like the rewards and most importantly, it is helping me build my credit history in the US.
 
Credit Score: 650 Credit Limit: 1000 Age: 18-24
Posted 04/12 2017
Overall Rating:
Citi TY is one of the three cards I have. The other two are Discover and Capital One. I love this card the best among the three because of the rewards and customer service (Discover is very good as well). The ThankYou points can be used at amazon, which s really cool. The APR is decent and their customer service is really friendly as well. Website is easy to use and you can manage your card from there.

If you are a student and looking to build your credit, I would recommend this card highly.
 
Credit Score: 705 Credit Limit: 2000 Age: 18-24
Income On Application: $12000
Posted 03/05 2017
Overall Rating:
I think this is a great card for students. I guess I am typical of most students and dining is probably my biggest expense. So the rewards on dining come in really handy. I also use points on amazon purchases so this is another thing that I really like about the card.
 
Credit Score: 690 Credit Limit: 1500 Age: 18-24
Income On Application: $11000
Posted 01/27 2017
Overall Rating:
I have four student credit cards and can say that this is my favorite. I managed to take advantage of their 0% offer and buy a ton of school supplies including a small laptop and pay it off during the intro period.

I also love how you can earn more points on dining and entertainment (which is every student's biggest expense). The best thing is that you can use your points to shop at amazon.com. Sometimes, the points pay off what I bought and I get something for free!

You can also use your card to pay part of your bills through "select and credit".

My other cards simply do not compare to citi. If you are a student and want a card, this is the one to get.
 
Credit Score: 625 Credit Limit: 500 Age: 18-24
Posted 12/12 2016
Overall Rating:
I would say that this card is ok. Citi markets it well to young folks with the rewards. I personally would prefer cash back and in fact, my next card would be a cash back card rather than a "rewards" card.

I do not really like their website interface. It is not really intuitive.

I gave this card a 3 star overall. It is not the best nor the worst. It is ok for a starter card.
 
Credit Score: 670 Credit Limit: 1000 Age: 18-24
Posted 09/09 2016
Overall Rating:
I love this card a lot. When I first got it, I made use of the 0% intro offer for 6 or 7 months (can't remember). Bought a ipad at 0% financing but paid it off before the intro period ended. I like the rewards and the fact that you can earn one point for every dollar that you spend. I mostly redeem my points for gift cards and amazon purchases.
 
Credit Score: 730 Credit Limit: 2000 Age: 18-24
Income On Application: $13000
Posted 07/20 2016
Overall Rating:
I have had both good and bad experiences with this card. The good part is that I like their rewards. I find nice rewards at Citi's Marketplace and like using the points on amazon.

Customer service was not too pleasant. Their service centers are clearly outsourced overseas and I have had difficulty understanding them.
 
Credit Score: 645 Credit Limit: 1000 Age: 18-24
Posted 04/27 2016
Overall Rating:
I got this card to complement my Discover it because you get extra points for dining (which is my main expense). This card is ok though I prefer to get cash back rather than points.
 
Credit Score: 620 Credit Limit: 500 Age: 18-24
Posted 09/23 2015
Overall Rating:
This is my first card and I could not be happier. I am not a particular fussy person so as long as customer service is ok and I have no major problems, I am happy. So far, the rewards have been good, payment is easy and I have not yet had a problem which required a call to customer service.
 
Credit Score: 610 Credit Limit: 500 Age: 18-24
Posted 06/01 2015
Overall Rating:
I was denied by Discover and Wells Fargo and I am very grateful that Citi approved me.

I love the rewards and the fact that you can use points at amazon.

I feel that the website could be a bit more use friendly though.
 
Credit Score: 550 Credit Limit: 500 Age: 18-24
Posted 05/15 2015
Overall Rating:
I was an international student when I got this card. I first opened a bank account with Citi. Then after about 2 months, I applied at the branch and got approved. It is a good card and I like earning points at diners and restaurants.
 
Credit Score: 730 Credit Limit: 2000 Age: 18-24
Income On Application: $25000
Posted 03/24 2015
Overall Rating:
I had a 730 TU score and was approved for $2000. I included my loans and scholarship money in my income and that bumped it up to $25000. I use the card mainly when I hang out with friends for dinner so the rewards at diners come in very handy.
 
Credit Score: 600 Credit Limit: 500 Age: 18-24
Posted 12/07 2014
Overall Rating:
I did not get approved initially and called them to plead my case. I have nothing bad on my credit report and just have another credit card. After a couple of tries, the supervisor approved me. But limit was quite low.
 
Credit Score: 695 Credit Limit: 1000 Age: 18-24
Posted 11/12 2014
Overall Rating:
I applied for this card during my freshman year. I have taken some personal financial classes and am well aware of the dangers of misusing credit cards. So I make sure I spend less than my limit and pay it off every month on time.