Credit Score:
655
Credit Limit:
500
Age:
25-34
Posted 08/21 2018
I am in the process of rebuilding my credit and decided to get the Target card since a new Target store just recently opened about 10 minutes from my house. I do shop at Target and so far I have had no problems at all using the card. In fact, I love using the card online since shipping is free if you do that.
When I first got the card, my starting limit was $500. Over the last year or so, I have gotten a few credit line increases and my limit is now at $2500. Frankly speaking, I do not need any more increases since I will hardly spend anywhere close to that amount at a Target score in any given month. I also never had to call customer service but overall service at Target is good and I would assume that it will be the same for their telephone support.
Credit Score:
670
Credit Limit:
200
Age:
35-44
Posted 01/28 2018
Like many folks here, I started with a very small limit ($200). I can't really blame target since my scores were only mid to high 600s. But the 5% and free online shipping. Shopping at Target is also a very pleasant experience.
Since the interest is high, I always pay in full and also on time. Over the last 2 years, I have gotten consistent credit line increases. Just recently, I got a letter saying my limit is now $4000 and that I have been upgraded to the Target Mastercard. To be honest, I don't really care cos I have other Visa and Mastercard in my wallet. But it is nice for Target to upgrade me.
My credit score scores have also improved. They are now over 700 (like maybe 760). As long as you are responsible and manage your card properly, you will get credit line increases.
Credit Score:
600
Credit Limit:
300
Age:
25-34
Income On Application:
$65000
Posted 09/05 2017
When I applied for this card, my EQ score was 600 while my CreditKarma score was about 640. I was initially approved for a $300 credit limit. The reason I got this card was to rebuild my credit but also because I shop at target. The card has been great so far.
I learned a tip from a friend of mine who also has this card and she told me to simply update my income on the website once every couple of months. I have been doing that every three months and have seen my credit limits increased once every few months. My limit is now $2700 and I have had this card for only about 20 months. That is quite a large credit limit increase considering that I have had it for less than 2 years.
Credit Score:
600
Credit Limit:
300
Age:
35-44
Approved
2 Months after Bankruptcy
Posted 07/16 2017
I got this card 2 months after being discharged from chapter 7. My initial credit limit was $300. But Target has been pretty good to me because I noticed that they give me regular credit limit increases. The last one was an increase of $500. My limit is now $1900. My score was probably about 600 when I applied and they definitely pulled EX.
I do shop at Target so I do use the card a lot and so far everything has been good. My credit score has also gradually improved so I am pretty sure having this card has helped.
Credit Score:
635
Credit Limit:
300
Age:
35-44
Income On Application:
$50000
Posted 06/23 2017
I got this card to rebuild my credit and also because I shopped at Target. My TU score was about 635 when I was approved and I just had one baddie on my report. The initial limit was $300. I used about $100 out of my $300 limit every month and made sure I PIF every month. After 5 months, I got my first credit limit increase. Then I noticed that it became more consistent and got increases every few months. I got finally upgraded to their MasterCard after 2 years and my limit is now $5500.
Credit Score:
565
Credit Limit:
300
Age:
35-44
Posted 06/01 2015
I applied in-store and got approved. Credit limit is low but I do not see why folks are complaining. Got rejected for many other cards and am happy I got approved for a store card that I actually want.
Card Details 
Card Details 
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