Target Red Card
Consumer Reviews, Credit Score and Income Needed, Credit Limits
25 Reviews
Consumer Rating:
Apply Here
Lowest:
510
510
Average Score:
650
650
Highest:
830
830
Card Details 
Card Details Annual Fee: $0
Earn 5% off eligible purchases
Free 2-say shipping at Target.com
30 day return policy
Pros and Cons Pros and Cons Pros
- 5% savings off eligible purchases
- 2-day free shipping at target.com
- Extended Returns (30 days)
- No annual fee
- Can be upgraded to Mastercard
Cons
- High APR
- Can only be used at Target and Target.com
Our Take Our Take The Target Red Card will appeal to folks who shop at Target frequently because it offers a few perks that is really useful to regular shoppers. Firstly, you get 5% discount off most goods. You also get a 2-day free shipping when you order stuff from target.com. You are also allowed to return goods for up to 30 days since your purchase.
There are a couple of things to be aware of. Firstly, the 5% discounts does not include things like prescriptions, Target Optical Eye Exams, certain restaurants in Target like D'Amico & Sons, Pret A Manger, (though you can earn 5% in Starbucks that is located in Target), gift wrap, shipping charges and taxes.
If you shop at Target a lot, this card can save you money when you shop there. The average score (according to readers who have written reviews here) is 639. Hence, this is a suitable card for rebuilders as well. Some folks have been upgraded to the Target Mastercard as well.
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