Credit Score: 503 Credit Limit: 300 Age: 35-44

Posted 01/19 2018

I got this card the same time as I got the Capital One secured card. I started with a $300 deposit and limit. BOA's app is better than Cap One (IMO). Monitoring your account and paying with the app was super easy. However, BOA reports as secured while Cap One reports as unsecured. After six months, I got a CLI from Cap One of $200, taking my total limit to $500. After 9 months, I applied for the Cap One quicksilver and was approved for $2000 in limits. After one year, Cap One graduated me and increased the limit for the card to $1000. Meanwhile, my BOA has not had a CLI or even graduated.