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AeroMexico Secured Visa
Consumer Reviews, Credit Score and Income Needed, Credit Limits

Picture of AeroMexico Secured Visa
13 Reviews
Consumer Rating:
star ratingstar ratingstar ratingno star ratingno star rating

Apply Here apply here 3.4
Lowest:
75
Average Score:
527
Highest:
750
Card Details
Card Details

Annual Fee: $25
Deposit Amount: $300 to $5,000
APR: 24.74%
Rewards
Rewards

  • 2X on gas and groceries
  • 1X on regular spending
  • 3,500 bonus miles plus complimentary Companion Certificate
  • $99 Companion Certificate upon annual renewal
  • Complimentary Baggage

Pros and Cons
Pros and Cons

Pros
  • Reasonable annual fee
  • Reward features typically found in frequent flier cards
  • Can graduate after 12 months

      • Cons
      • Security deposit does not earn interest

Our Take
Our Take

This secured card is specifically targeted at frequent flyers of AeroMexico Airlines who have no credit or bad credit and cannot get their regular unsecured credit card. Since this secured card is also an airline affinity card, it comes with benefits that are more commonly found in airline credit cards than regular secured credit cards.

On US Bank's website, it says that after 12 months of managing your credit obligations" responsibly, you may be offered to graduate to a regular AeroMexico Visa unsecured card. It also says that you have to print the application form and mail in either a money order or cashier's check along with the application form. This is slightly different from other issuers where you just submit your details online.

This appears to be a decent card and will suit those who fly with AeroMexico. Tip: You should put in enough of a deposit to pay for any airline tickets.
All
5 Star
30%
4 Star
23%
3 Star
7%
2 Star
15%
1 Star
15%
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Credit Score: 594 Credit Limit: 1000 Age: 25-34
Posted 08/21 2017
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
I have had this card for over 2 months and so far so good. When I applied, like many here, I decided to deposit a large amount ($1000) to make sure I have enough money to get airline tickets. I was approved after 7 days (no instant approval) and got my card about a week later. I have made my first purchase and just got my bonus miles. I like that I get 2X points at supermarkets and the gas station. I also recently checked with my credit reports and US Bank has reported this card. It is reported as secured.

I have read here about issues with the companion ticket and checked bags. I have not booked a ticket on AeroMexico yet and cannot comment on it (yet). Also, though it has only been 2 months, my EX score has improved by 40 points! Can't say if it is this card specifically but I think it is more of the fact that I got a secured card and put down a large deposit.
 
Credit Score: 522 Credit Limit: 1500 Age: 25-34
Posted 06/22 2016
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
After my divorce, my credit tanked. I had to clean up and settle some collections. After I had done that, I decided to apply for this card since I already have an account open as I fly with them for business about twice a year. I put a large deposit just to give me some cushion on when I buy tickets. I have also used this card to rent a car and had no problems at all. It is nice that this card comes with a companion ticket.
 
Credit Score: 538 Credit Limit: 1200 Age: 25-34
Posted 07/02 2015
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
My score was about 538 when I applied. I got an email 7 days later telling me I was approved and the card arrived about a week later after the approval. So all in, the process took about 14 days. I deposited $1200 (to have some buffer for airline tickets) and am using this card to rebuild my credit. The great thing is that I get rewards for spending (unlike most secured cards). In addition to 1X for every purchase, you get 2X for gas and grocery spending. After my first billing statement, I checked my report and US Bank has already reported.
 
Credit Score: 560 Credit Limit: 500 Age: 35-44
Posted 02/21 2015
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
This is my story. Score was about 560. Had a few delinquent accounts in my reports though a couple did drop off over time. AeroMexico was one of the secured credit cards I applied for (the other one being Capital One). Both cards have been good to me and over the last year, my credit score improved by about 80 points. I think I am now ready to move on to a couple of unsecured cards.