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AeroMexico Secured Visa
Consumer Reviews, Credit Score and Income Needed, Credit Limits

Picture of AeroMexico Secured Visa
13 Reviews
Consumer Rating:
star ratingstar ratingstar ratingno star ratingno star rating

Apply Here apply here 3.4
Lowest:
75
Average Score:
527
Highest:
750
Card Details
Card Details

Annual Fee: $25
Deposit Amount: $300 to $5,000
APR: 24.74%
Rewards
Rewards

  • 2X on gas and groceries
  • 1X on regular spending
  • 3,500 bonus miles plus complimentary Companion Certificate
  • $99 Companion Certificate upon annual renewal
  • Complimentary Baggage

Pros and Cons
Pros and Cons

Pros
  • Reasonable annual fee
  • Reward features typically found in frequent flier cards
  • Can graduate after 12 months

    • Cons
      • Security deposit does not earn interest

Our Take
Our Take

This secured card is specifically targeted at frequent flyers of AeroMexico Airlines who have no credit or bad credit and cannot get their regular unsecured credit card. Since this secured card is also an airline affinity card, it comes with benefits that are more commonly found in airline credit cards than regular secured credit cards.

On US Bank's website, it says that after 12 months of managing your credit obligations" responsibly, you may be offered to graduate to a regular AeroMexico Visa unsecured card. It also says that you have to print the application form and mail in either a money order or cashier's check along with the application form. This is slightly different from other issuers where you just submit your details online.

This appears to be a decent card and will suit those who fly with AeroMexico. Tip: You should put in enough of a deposit to pay for any airline tickets.
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5 Star
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4 Star
23%
3 Star
7%
2 Star
15%
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Credit Score: 75 Credit Limit: 25 Age: 18-24
Income On Application: $525
Posted 03/26 2018
Overall Rating: star ratingno star ratingno star ratingno star ratingno star rating
business credit scores should be around 75
 
Credit Score: 517 Credit Limit: 700 Age: 35-44
Posted 02/12 2017
Overall Rating: star ratingno star ratingno star ratingno star ratingno star rating
When I applied for this card, I put down $700 for the deposit. Then I realized that it might be too low given the cost of airline tickets (depending on where I fly). So I decided to write a check to US Bank to increase my credit line by another $700. When I called customer rep to find out about my status, she told me that I was denied because of my debt to income ratio. I do have quite a bit of student loans but I was really surprised since that deposit should be my collateral! This does not make any sense at all.