The AA Credit Card

Summary: The AA Credit Card is a UK rewards card with significant benefits and features as well as a great introductory rate on balance transfers and purchases.

Features and Benefits: Besides no annual fee, new card members receive 0% on balance transfers for 12 months on balance transferred in the first 90 days, and 0% on all purchases for 10 months.

Also 0% on money transfers from your credit card to your current account for 12 months for a 4% fee within 90 days of opening your credit card account.

AA Rewards: Earn AA Reward Points on everyday purchase and double points on purchases of motoring, fuel and AA products. Motoring purchases include purchases from any car garage for parts, repairs and servicing, fuel purchases of diesel, petrol or LPG Autogas from any fuel station including supermarkets and AA products and services purchased directly from the AA.

Points can be redeemed for motoring products and services, AA Home or Car Insurance, shopping vouchers or even 4% cash back. Points can also be used to take up to 1% cash back on fuel purchases. If you are a Member, earn 1% cash back with an AA Member Credit Card, or earn 0.5% if you’re not a member.

Conclusion: The AA Credit Card offers an outstanding introductory rate on balance transfers and purchases for a longer period of time than most credit cards and can potentially save quite a bit of money in interest if transferring from higher interest cards. The AA Rewards program can also save money as well as result in cash back for every day purchases and motoring purchases.