American Express Platinum Cashback Credit Card
Summary: The UK American Express Platinum Cashback credit card includes a wide range of benefits that American Express offers cardmembers as well as a program with opportunities for significant rewards, including the highest introductory cashback rate on the market.
Features and Benefits: The American Express Platinum Cashback includes free supplementary cards for friends or family which will earn cashback even faster and 24 hour customer service. Cardmembers will also receive purchase protection for replacement purchases if an item is stolen or damaged in 90 days, refund protection if you cannot get a refund from a retailer within 90 days, online fraud guarantee and travel accident benefits which cover up to £150,000 in the event of loss of life, sight or limb when public transport travel tickets are charged to the credit card.
American Express also offers access to American Express Selects, which provides exclusive offers to top brands from around the world as well as the Preferred Seating program which gives listings of events and the best seats before anyone else.
Fees: There is no annual fee for the credit card and an APR as low as 19.9%.
Rewards Program: For the first three months of cardmembership, you will receive 5% cashback up to £100. After that, you receive up to 1.25% cashback with no limits on the amount that can be earned. Each time you use the credit card, you will be rewarded with cashback to spend as you like. If you spend under £3,500 in a year, you will earn 0.5% cashback, £3,501 and £7,500 to earn 1% cashback and over £7,501 in the year, you will earn 1.25% cashback.
Conclusion: The American Express Platinum Cashback credit card is one of the best UK rewards credit cards for earning cashback, boasting the highest introductory cashback rate of 5%. Cardholders not only earn the most rewards but are able to take advantage of the additional benefits that American Express is known for providing its members.
