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Chase Slate
Consumer Reviews, Credit Score and Income Needed, Credit Limits

Picture of Slate® from Chase
30 Reviews
Consumer Rating:
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Average Score:

Key Features
Key Features

Annual Fee: $0
APR: 16.74% -25.49%*V
Intro APR: 0% for 15 months (both balance transfer and purchases)
Balance Transfer Fee: $0 Intro balance transfer fee for the first 60 days your account is open. After that, the fee for future transactions is 5% of the amount transferred with a minimum of $5.
No Increase in APR: Chase Slate will not increase your APR if you have make a late payment
Free FICO Score: You get monthly update of your FICO 8 score
Pros and Cons
Pros and Cons


  • Long intro period
  • No balance transfer fee
  • Free FICO score,/li>


  • No Rewards
  • High APR after intro period

Our Take
Our Take

The Chase Slate is a great card for those of you looking to do a balance transfer or simply looking for a 0% APR intro deal on purchases. The intro period of 15 months is generous and very competitive. This card stands out because they waive the balance transfer fee if you transfer within 60 days of your account opening. Having said that, it is best to pay off your balance within the introductory period as the interest rate after that is not the lowest and actually quite high. The other thing to take note of is that this card has no reward program. You might also want to consider the Chase Freedom, which has a reward program and also comes with a 0% for 15 month introductory offer.  

According to our readers reviews, the average score they got approved for is 711. The lowest score our reader got approved was 596 while the highest was 804.


Sort By

Credit Score: 636 Credit Limit: 3500 Age: 25-34
Posted 12/05 2017
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
I only had a 10 month credit history when I applied for this card. I was approved for $3500. Unlike many here, I did not do it for the balance transfer but simply to get a no annual fee card from a well known credit card company. So far, this card is working out just fine. Oh - and also, I like it that I can see my fico score for free.
Credit Score: 680 Credit Limit: 5000 Age: 25-34
Posted 08/22 2017
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
According to creditkarma, I had a "good chance of approval" for this card with my 680 CK score. I applied and was approved for $5000. After reading of some folks getting $500 limits or folks with 800 score getting $1500 limits, I was actually very happy with the outcome. I did not do any balance transfers at all. I am just using this card, paying in full and keeping my utilization at about 10% to 15%. As I build up a better score, I will tend get reward cards with higher limits.
Credit Score: 767 Credit Limit: 8000 Age: 25-34
Posted 12/07 2016
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I made use of 0% BT deals to pay down my student debt faster. The Chase Slate was one of the cards I have used. I got a $8000 limit which means I could transfer a balance of slightly less than that. My student loans were about 6% or so. So having 0% for 15 months saved me a couple of hundred bucks a month. I managed to pay off totally the BT amount after 15 months. I then moved to another card for another round of balance transfers.
Credit Score: 724 Credit Limit: 7000 Age: 35-44
Posted 09/17 2016
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This card is as advertised. 0% BT for 15 months with no balance transfer fee. I transferred $6000 over from another card and have saved my self a few hundred dollars in interest and fees.
Credit Score: 735 Credit Limit: 6000 Age: 25-34
Posted 01/20 2016
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
I got this card because I wanted to transfer a balance from my BOA card. I got a $6000 limit and I transferred $5000 over. I managed to get 0% for 15 months without paying a balance transfer fee. There are many folks here and other forums that seem to have a problem with the BT, but I had no such problems. Yes, they do ask you how much you want to transfer during the application process and you may not get the limit that you want. I did fill in that I wanted $5000 and got a $6000 limit.

There are no rewards though and once I am done paying off the balance, I will probably use another card which has rewards.
Credit Score: 778 Credit Limit: 10000 Age: 35-44
Posted 11/28 2015
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I got this card for a balance transfer as well since there isn't any other card offering 0% for 15 months and with no balance transfer fee. They will ask you what amount you wish to transfer when you are actually applying and you may or may not get the amount you want. I got approved for close to the amount that I was looking for. My limit was $10,000 but you cannot use the full limit to do your BT. I think it's something like 95% or so. So far everything is working out well. Customer service is ok.
Credit Score: 687 Credit Limit: 2000 Age: 35-44
Posted 07/11 2015
Overall Rating: star ratingstar ratingstar ratingstar ratingstar rating
My score was about 687 on TU when I got this card. I requested a $3000 BT but was given $2000. I set up my autopay so that the transfer will be paid off within the introductory period. Since then, I have been using this card and my score is now in the mid 700s. I will be getting a couple of rewards cards soon since this card has no rewards at all. Right now, I am leaning towards a chase freedom.