Chase Slate
Consumer Reviews, Credit Score and Income Needed, Credit Limits

Picture of Slate® from Chase
30 Reviews
Consumer Rating:
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Apply Here apply here 3.4
Average Score:
Key Features
Key Features

Annual Fee: $0
APR: 16.74% -25.49%*V
Intro APR: 0% for 15 months (both balance transfer and purchases)
Balance Transfer Fee: $0 Intro balance transfer fee for the first 60 days your account is open. After that, the fee for future transactions is 5% of the amount transferred with a minimum of $5.
No Increase in APR: Chase Slate will not increase your APR if you have make a late payment
Free FICO Score: You get monthly update of your FICO 8 score
Pros and Cons
Pros and Cons


  • Long intro period
  • No balance transfer fee
  • Free FICO score,/li>


  • No Rewards
  • High APR after intro period

Our Take
Our Take

The Chase Slate is a great card for those of you looking to do a balance transfer or simply looking for a 0% APR intro deal on purchases. The intro period of 15 months is generous and very competitive. This card stands out because they waive the balance transfer fee if you transfer within 60 days of your account opening. Having said that, it is best to pay off your balance within the introductory period as the interest rate after that is not the lowest and actually quite high. The other thing to take note of is that this card has no reward program. You might also want to consider the Chase Freedom, which has a reward program and also comes with a 0% for 15 month introductory offer.  

According to our readers reviews, the average score they got approved for is 711. The lowest score our reader got approved was 596 while the highest was 804.


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Credit Score: 675 Credit Limit: 500 Age: 45-54
Posted 10/03 2017
Overall Rating: star ratingstar ratingno star ratingno star ratingno star rating
I have a chase freedom with $5000 limit. I wanted to do a balance transfer but decided to apply for a new card like Slate because there was no BT fee. I keep getting 0% offers from Freedom but I still have to pay the BT fee. I was shocked when I got only $500 limit only when Chase has me on $5000 for the Freedom card. I wasted a hard pull on this as I could have applied for another card from another issuer.
Credit Score: 746 Credit Limit: 4000 Age: 35-44
Posted 01/03 2017
Overall Rating: star ratingstar ratingno star ratingno star ratingno star rating
This card was an absolute waste of time for me. My credit score was about 746 (EQ) when I applied. All I got was a measly $4000 in credit lines. Most of my other cards are anywhere from $10,000 to $15,000. How am I supposed to do a decent balance transfer. They advertise their no balance transfer fee feature and then do not give you enough to do the transfer amount that you want.
Credit Score: 690 Credit Limit: 500 Age: 45-54
Posted 08/16 2015
Overall Rating: star ratingstar ratingno star ratingno star ratingno star rating
This is one of the most deceptive ads and cards. They advertise 0% for 15 months and no BT fees. When I applied, I put down that I wanted to transfer $5000. I got a $500 limit instead. So I essentially wasted a hard pull on a card that I will not use and does not serve any purpose. It seems like you need really great credit to get the BT deal. My score was 690 and I have cards with $4000 limits so $5000 was not a pie in the sky thing. Unless you have really great credit, I would stay clear of this card.