Chase Slate
Consumer Reviews, Credit Score and Income Needed, Credit Limits

Picture of Slate® from Chase
30 Reviews
Consumer Rating:
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Apply Here apply here 3.4
Average Score:
Key Features
Key Features

Annual Fee: $0
APR: 16.74% -25.49%*V
Intro APR: 0% for 15 months (both balance transfer and purchases)
Balance Transfer Fee: $0 Intro balance transfer fee for the first 60 days your account is open. After that, the fee for future transactions is 5% of the amount transferred with a minimum of $5.
No Increase in APR: Chase Slate will not increase your APR if you have make a late payment
Free FICO Score: You get monthly update of your FICO 8 score
Pros and Cons
Pros and Cons


  • Long intro period
  • No balance transfer fee
  • Free FICO score,/li>


  • No Rewards
  • High APR after intro period

Our Take
Our Take

The Chase Slate is a great card for those of you looking to do a balance transfer or simply looking for a 0% APR intro deal on purchases. The intro period of 15 months is generous and very competitive. This card stands out because they waive the balance transfer fee if you transfer within 60 days of your account opening. Having said that, it is best to pay off your balance within the introductory period as the interest rate after that is not the lowest and actually quite high. The other thing to take note of is that this card has no reward program. You might also want to consider the Chase Freedom, which has a reward program and also comes with a 0% for 15 month introductory offer.  

According to our readers reviews, the average score they got approved for is 711. The lowest score our reader got approved was 596 while the highest was 804.


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Credit Score: 804 Credit Limit: 2400 Age: 45-54
Posted 10/30 2018
Overall Rating: star ratingno star ratingno star ratingno star ratingno star rating
My husband and I both have Chase Freedom card accounts and have for many years only because not all vendors take Discover especially overseas. This card is a JOKE. We originally had initial credit limits of over $10k each and then about 6 years ago out of nowhere, they send us both a letter for our respective accounts saying due to our debt ratio they decided to decrease our credit limit (and boy did they ever) - mine went down to about a $1300 and my husband $1800. What?? We always paid on time and in full every month and were both employed and have great credit scores. We both subsequently got an automatic increase a year or so ago to $2400 (on his account) and $3500 on mine. I wanted to do a balance transfer (I told them as much) and requested an increase to $7000.00 and have a credit score of 804. Denied!?? I may have to keep this card since we have had these the longest in terms of our credit history (along with our Discover) but as soon as I am able, I am paying off our car loan, paying off our current balances on these cards and will NEVER do business with Chase again!
Credit Score: 0 Credit Limit: 0 Age: 18-24
Posted 09/11 2018
Overall Rating: star ratingno star ratingno star ratingno star ratingno star rating
Terrible. I had a card with them for 2500 limit, never missed a payment, never late. Their interest rate is astronomically high and then they lowered my limit without my approval and for no apparent reason. When I called, they said my credit has been previously increasted temporarily and brought back to the original credit limit. This of course made my debt to asset ratio very bad. I hate their customer service and they did nothing to help. I have since paid and closed the card. Big time crooks!
Credit Score: 804 Credit Limit: 1000 Age: 45-54
Posted 11/10 2016
Overall Rating: star ratingno star ratingno star ratingno star ratingno star rating
I have a credit score of over 800. I wanted to get the Chase Slate because I intended to do a balance transfer of $5000. I got a $1000 limit. Can you believe it? Chase said I had many inquiries on my report. Well, I had many because I was shopping for an auto loan! And they cannot distinguish that. I'll never apply for a Chase card again.
Credit Score: 682 Credit Limit: 2000 Age: 25-34
Posted 07/05 2015
Overall Rating: star ratingno star ratingno star ratingno star ratingno star rating
I applied for this card mainly for the 0% 12 month deal. Thought I might transfer some balances over to save some money. Got the email confirm that it was for 6 months. When the card arrived, the docs said it was for 3 months. To add insult, the CL was a puny $2000 (hardly worth transferring anything since the savings would be negligible). Stay clear of Chase.