Holland America Line Rewards Visa Card

Advertiser Disclosure
Picture of Holland America Visa
Apply Here
By : Mr Credit Card
Last Update : Apr/10/2015


The Holland America Line Credit Card allows folks who use their cruises to earn faster rewards points which they can redeem for a variety of cruise rewards. Let's look at this card in greater detail.

Rewards - This Holland America Line Visa Rewards Card allows you to earn double points for cruise and onboard purchases. For all other regular purchases, you earn one point for every dollar that you spend on the card. New cardholders will earn 5,000 bonus points after their first purchase.

Below is a screenshot of their rewards.

holland america rewards chart 1

holland america rewards chart 2


Discover -Discover has partnerships with most cruises on their online shopping portal and you can get 5% rebates when you your Holland America Line Cruise tickets and items through your Discover account. They also are partners with other cruises as well.

discover cruise partners

discover holland america

Discover also allows you to redeem any cash rebates you have earned for Holland Line America gift cards and you can redeem for double the value of your cash rebates on the gift card, and gift cards of other cruises as well.

The advantage of the Discover Card is that you can get rebates with other cruises as well and redeem it for gift cards that are double the value from the rebates you have earned.

American Express Platinum Cruise Privileges - The Platinum Card(R) from American Express also has "cruise privileges" that will appeal to folks who travel via "staterooms". When you book your cruise through American Express travel website (which is powered by expedia), you could earn double points and also get up to $400 in benefits when you book "stateroom". This alone will cover their annual fee.

Opinion and Verdict
Opinion and Verdict

The Holland America Line Credit Card will appeal to those who just pick Holland America as their choice for their cruise vacation. Like most typical cruise rewards card, you get to earn double points for your cruise tickets and onboard items. You can use the points to fully or partially pay for your cruise.

There are some who will argue that based on the reward points, you would probably be better off getting other rewards or cash back cards. And they do have a case for that.

For example, the Discover It card gives you a 5% cash back when you book online with all the major cruise lines.
For those of you who travel in staterooms, the Platinum Card(R) from American Express is a card you want to consider because they have partnerships with all major cruises including Holland America.

However, having said all that, if you are a cruise junkie (and you know who you are), nothing beats using a cruise card and getting a couple of hundred dollars off your ticket or to use onboard. If you spend enough, you might even shave a thousand dollars or more off your ticket. Sure, you might be able to earn "slightly more" rewards with other cards, but if Holland America cruise is what you take, then consider getting this card.